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First Direct regular saver
What's the thoughts here in First Directs regular saver account at 7%? I've got around 25k sat in my recently switched Nationwide account and I'm tempted to move it to their standard savings account, then open a FD current account with £1 and setup a £300/month DD to the regular saver....assuming that works.
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Nottingham Building Society - Not receiving initial email when trying to open a new account
Has anyone else tried to open a new (online) account with Nottingham building society, but early on in the application process failed to receive the 5 digit code they email you?I'm using a xxxxx@yahoo.co.uk email address. Perhaps that is the problem?
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Terminal bonus
Can anybody clarify if a terminal bonus can be withdrawn from an onshore bond spread over a few tax years or does it have to be taken in one go on closure of the bond? I can find lots of information on withdrawal of initial investment at 5% / year but nothing on the terminal bonus. It's rather a large gain which will…
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high interest savings
hi looking at putting some money into a high interest bank, looked at ISA as well, any recommendations .
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Revolut CEO blasts London Stock Exchange as ‘not rational,’ eyes US for IPO
Revolut CEO Nikolay Storonsky criticized the London Stock Exchange as "not rational" for an IPO, citing high costs and low liquidity compared to the US market. He pointed out the UK's 0.5% stamp duty on share transactions and limited liquidity as major drawbacks. Storonsky emphasized that unless the UK improves its…
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CGT
Can you offset your monthly fees against your CGT gains
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Self Assessment for >£10k interest
I'm doing this for the first time and I've got to the page that caused the self assessment: UK Interest. It has two boxes: 'Taxed UK interest. Enter net amount after tax has been taken off: (optional)' and 'Untaxed UK interest (amounts which have not been taxed). Enter total amount: (optional)' I assume it's the second…
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Help with money transfer company
I recently sold an apartment in Tenerife. The solicitor, upon completion on the sale, recommended a money transfer company to transfer the funds to my bank account in the UK. I was uncertain, as I normally use Wise. However, the solicitor said the company could give me a better rate than Wise. I agreed that they could…
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How can I view the long term history of the UK stock market?
On tradingview when I type in SPX to show the S&P500 I get data all the way back from like 1900... The UK stock market is much older than the US stock market but when I type in UKX for the FTSE100, it only shows data back to 1989. Also if I type in the ticker symbol of the individual companies that have been pubic for…
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Existing Virgin Money customers have to create a new account to open a Cash ISA?
I'm being overly cautious, but because it looks like Virgin need me to create a separate online account to open a cash ISA I'm having second thoughts open one with them. I have the M Plus Current, M Plus Saver and the Regular Saver, but as these all start with a 82 sort code, I can't apply for an ISA without setting up a…
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Investing 300k GBP in active GIA
Hi there, I'm new to the forum but I was reading with interest, some of the feedback on fees that everyone is paying for their investment ( DIY or managed). As per the title, I have about 300k GBP lump sum that I'm looking at investing in a GIA account with active management. I'm looking at tax efficient ways of getting…
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Interest rate for corporate accounts
We have a limited company for owners in a block of flats. We are looking for the best interest rate for our cash (over 20k) fixed rate?
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Ten years to £1m?
Hello friends, I have just turned 40 and the realisation that I am getting on has fully hit me. I have been investing every month, a little more seriously since 2016. Between wife and I we have £312,000 invested between S&S ISAs and pension - roughly £120k in ISAs. I have been doing some modelling of what would it take to…
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Fidelity Wealth
I am interested to hear views/opinions from anyone who has SIPP/S&SISA/GIA accounts with Fidelity and qualified for Fidelity Wealth's services by way of meeting the minimum account threshold. In particular did you benefit from any aspect of the service e.g: review of your accounts or was it more for ad-hoc queries etc I…
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lisa rulings for relationships that fail
Hi, could anyone confirm a query for me , my son and his girlfriend bought a flat with a lifetime ISA . Unfortunately the relationship only lasted a year and my son was bought out from the property but lost money due to negative equity. He no longer is a first time buyer and is no longer a property owner , as his ex…
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Best Halifax savings account to open with £5400?
I'm currently with Halifax and have an "Instant Saver" account, with approximately £5400 inside. I get around £350-400 per month spare that I add to the savings account. I'm now considering switching to a better savings account with higher interest, but I've absolutely no idea where to start or which would be best. This is…
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Hodge Bank log in
Hi,I've logged in before, and - I'm pretty sure - since they changed their system, but now when I enter my Username it's flagged up as Email address not correctly formatted, though the username is not my email address. I've tried using the email address but that fails too - Username not correct. I've tried on Chrome, Edge…
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Platform/broker transfer cashback offers?
Is there a centralised website that compiles such promotions from different brokers? If not, is there a reliable and regularly updated resource for new user sign-up offers?
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Disembarking the Vanguard Ship.
JISA -£4k in Vanguard Global ESG, fee has not changed but should move to H&L (or Fidelity) any way. My ISA £27k adding £300 per month, 100% in VHVG, was thinking of doing the Ninja using iWeb, could still do this but only invest 6 or 4 times per year cutting fee to £5 per trade. Better half’s SIPP, this is the one that…
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Interest/income distribution from offshore bond fund ETF
Hello, Just completing my self assessment for 23/24 tax year. I own an offshore bond ETF that has UK reporting status. I received a dividend from this fund in the 23/24 tax year that I assumed counts as interest (fund is ~100% bonds). Just want to make sure that this dividend should be entered into the "untaxed foreign…
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