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Equiniti Shareview
I have a number of certificated shares recorded with Equiniti Shareview. I want to convert these to digital, and then sell out some of the holdings. Can I use any trading service, and just sign up and send them my certificates and forms, or do I need to go only through Equiniti Shareview? EQ charge 1% to trade so the fees…
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85k Protection Limit
I have a Barclays Mortgage and savings providing interest relief on that mortgage amounting to just under 85k. I want to take out a Cash ISA with a non-Barclays ISA provider who state within their literature that they lodge the ISA monies with Barclays. Question: If the ISA monies are lodged with Barclays, by a…
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Valuation of asset from a past date
Hi, I need to value assets for a divorce, and as we are in Scotland, need to use a date from last year. Does anyone have experience of getting valuations of assets for a specific date in the past? I know I can do this for a DB pension, but will also need to value ISAs, bank accounts and DC pensions. If I have to work it…
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Best Instant access rate ATM
Hi I currently use Hargreaves Landsdown for my saving etc.... My current rate is starting to drop, so I am looking for something with a higher rate atm.... I have found this, just wondering if there is anything better than this about atm: GB Bank Protected up to £85,000. * AERAER (Annual Equivalent Rate) shows what the…
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Best easy access acct WITHOUT an app?
My 89 year old father has a significant amount of money all deposited in one bank. He already has a fully funded ISA for this year and is now looking for somewhere to move some of his money to so that he can still be protected by the eighty five thousand pound per bank legislation. Not a single high street bank in our…
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Shares
Hi I have some santander shares but I don't know how to find their value, can you help
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The Bank of England
LONDON, March 11 (Reuters) - The Bank of England said it allotted 2.127 billion pounds ($2.75 billion) of six-month funds to banks at an indexed long-term repo operation on Tuesday, the most since April 2020 during the early stages of the COVID-19 pandemic.The ILTR facility offers cash for six months against a wider range…
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Abbey Wealth - whats happenjng
I have been with Abbey Wealth for a while now and getting no luck contacting them or getting hold of my advisor. Anyone else having any issues?
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Savings Accounts Used To Fund Regular Savers
Hi, I seem to spend lots of time trawling the internet looking for savers that pay a good rate and allow direct debits. (automated regular payments out) I want the account to take advantage of the interest while using regular savers. I would appreciate it if someone or even all of you could help me with this please ? Thank…
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Recently widowed and lost with finances
My Husband passed 3 years ago, suddenly and traumatic, we were also fighting the LEA on my youngests EHCP, so after doing the essentials I reached burnout, I never sorted my finances and I'm feeling totally over whelmed. I don't work due to physical disability, I also care for 3 Autistic young adults. We get no help from…
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american dollars
is it worth buying $$$'s right now, keeping them under the mattress
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Premium bonds on line withdraw
cannot withdraw on line. They have known about this for a while apparently and still haven't resolved it. If you phone them you are directed to AI and still cannot withdraw. No problem putting money in though.
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Deed of variation
My father died 18 months ago, and we set up a deed of variation on half of his estate. We got a financial advisor involved who said this would be a good way to protect the assets (cash no property) for our family line, and also from the money being swallowed by potential care home fees in the future for ourselves (we had…
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Revolut
I know they've been around a while but not had any dealings with them - doing my own research but guys on here may be able to save me some time ..... 1. Any general opinions of them? 2. I know they're not a bank - how do you know whose got your money for the purposes of FSCS etc.? 3. The instant access account says it pays…
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First Direct Regular Saver
Hi all. Ive just opened the First Direct Regular Saver which says it will open in 3 days and will take the first amount also. What I cannot ascertain is where it will take the funds from as it didnt ask. Does it take it from your FD current account? Thanks
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Ex Husband Emptied Child’s Savers Account
It’s has come to my attention that my soon to be ex husband has emptied our son’s savings account with HSBC. This was a joint account opened by both of us in 2013, with both of us named on the account & it was a child’s future saver.I received a statement through the post on 04/02/25 saying that he had emptied the account…
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Should I convert my old-style YBS savings into an online one?
Hi, ages ago (possibly 25+ years ago), I had a saving account with the now-defunct Norwich and Peterborough Building Society, which I kind of forgot of, until about 6 or 7 years ago, when Yorkshire Building Society bought it. Because I didn't live in East Anglia any more and I had a YBS branch right next to me, I converted…
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Transaction times?
hi, I’ve just reactivated my old Marcus easy access savings account and taken up the boosted bonus taking my rate to 4.3% I’ve just tried to transfer a test pound from my HSBC account to the Marcus one and it says the transaction will go through on the next working day. I’ve never had this delay before when transferring…
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Index-linked gilt ladder
I have some soon to mature ISLCs. Due to the changes in conditions (no withdrawals allowed) I'm intending to ditch these & build an index-linked gilt ladder instead. IIUC this is superior in most ways: no restrictions on withdrawing (cashing in), linked to RPI not CPI currently, and very tax-effective even if held in a…
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Childrens account with dual signatory
My daughter has inherited some money after her father’s death. The insurance company require it to be put into an account with dual signatories - myself (mum) and my sister her auntie. It is not in trust. I cannot for the life of me find a childrens account that has this as an option. Barclays who I bank with have stopped…
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