-
Savings Accounts for UK National but who resides overeas.
Does anybody know of any savings accounts that can be opened by non UK resident. I get paid into my UK bank, pay Tax in the UK but as I am not resident in the UK I can't find anywhere that I can put some savings. I am an EU resident but UK national.
-
Help to Buy ISA closing statement
Hi all, Just need a little clarification on this last part of the buying process. I've currently got a Help to Buy ISA with HSBC and also am looking to exchange on a property on the 12th December (10 days time). I was just wondering what the procedure is for claiming the 25% bonus on the ISA. I understand I need to obtain…
-
Bank account with interest for club (unincorporated association)
Hi, I am the treasurer of a University Society with less than £10k in the bank. I am looking for a bank account with an interest rate - most 'community accounts' or similar have no interest rate. The 'Charity Bank' fits the bill but we don't have enough money to open an account. Alternatively, a normal savings account that…
-
Tandem App Security. What is the point?
I just went to log in to my Tandem app and I incorrectly
entered my pin code. I decided to use the forgot code link. I was asked to
enter my mobile number and a OTP was texted to me and I was then able to set up
a new pin code. What is the point of this pin code? If it wasn’t there, I
could go straight into the app.…
-
Skipton Building Society Not offering 18 month Fixed Bond to regular savers
Hello All,I have a 2 year fixed rate bond which matures this month with the Skipton Building Society.I intended to reinvest the proceeds with the Skipton Building Society utilized my online account to transfer the funds to a new savings account.I was anticipating the availability of the 18 Month Fixed Rate Bond Issue…
-
Savings for teen earner
My 16 year old daughter has left school and now has a job on a casual basis but which for now is earning her around £500 per month. She's keen to lock some away to avoid frittering it - say £300 per month. That's more than your average kids' savings account allows and I'm having trouble finding one for under 18s that…
-
Investqhub
Hi All, TL:DR - looks like a scam, smells like a scam - but how is it making money for some? A family member of mine has been pressured by other family members to make a large (£30k) investment into Investqhub. They cannot afford this and took out a loan “not to miss the opportunity of a lifetime” (yes I know this is debt…
-
Tax code regarding two pensions
Hello to everyone, first time post from me. I have been receiving my Local Government pension for around 3 years now after taking early retirement at age 60, I'm 63 now. I receive from this around £5000 per year, this is my only income aside from interest from savings which is less than the limits that I am allowed (£5000…
-
WeShop app - anyone used?
A friend has sent me a link and referral for this app and I wondered if anyone had used it? They're claiming that they've got nearly 5k in shares now just from doing their normal shopping and are using it as a savings pot. It feels too good to be true for me but it's very difficult to cut through the noise of potentially…
-
Transferring ISA replacement allowance
Just realised my ISA interest rate has dropped to 3.7% so looking to transfer to Trading 212 to get 5.05% however I've got £4.5k replacement allowance to use up, will this get transferred or would I lose this?
-
Fixed rate savings account deposit window
I have a fixed rate savings account from The Co-operative Bank that I've mistakenly sent money to after the deposit window! My fault for having multiple accounts and picking the wrong one. It wasn't a huge amount but what's the deal for getting the money back? Will it just be refunded to the original payment destination?…
-
Ditching the flat for van life: What would you do?
Hi everyone, I’m considering a big lifestyle change and would love to hear your thoughts and perspectives. I'm in a fortunate position, I work remotely, own my flat (mortgage), and currently live and work from home. However, I’m starting to feel stagnant and want to make the most of my position by traveling and living in a…
-
Does a "number of withdrawal" limit include withdrawing everything?
Hi, just want to check something before I apply For a savings account like chip where there's a limit on number of withdrawals, are you allowed to withdraw everything without losing the interest rate? If that was your only withdrawal? I couldn't find the answer on their website Many thanks
-
Monument
Now that Chase's interest rate's going down to 3.5% on 16 January, I'm thinking of moving my money to Monument at 4.55%. With this account demanding a minimum deposit of £25,000, I'd like to know if the balance has to remain no lower than that amount to keep get the 4.55% rate?
-
SIPP transfer question
Hi All, Just got a question regarding SIPP transfers and getting cashback. Say I have £55k in a SIPP invested in S&P 500 UCITS ETF (VUSA) on the Vanguard platform (ignore the ETF, not part of my query). I'm thinking of transferring to Fidelity (https://www.fidelity.co.uk/pension-transfer/#cashback-offer) to get £500…
-
HelpToSave 2nd Bonus Issue
I saved the maximum amount into my Help To Save account via direct debit every month since opening the account and have made 0 withdrawals in the last 4 years. However, when I logged onto my account it stated that as I had not saved more than the highest balance of my first year I am not eligible for my second bonus... The…
-
Non existent pension & investments but cash rich...help clueless
I am in a panic as I have realised my total lack of financial planning due to personal circumstances (multiple family issues). I have an NHS Pension which is worth pittance as I've only been in the scheme for less than 5 years. No other private pension. I'm mid 40s. No plans for retirement, I never thought this far ahead…
-
Best platform to invest £150 a month
I want to invest £150 a month in shares or trackers, what is the best platform to use for this. O am looking for a low cost price to deal the shares as this will eat into the monthly investment
-
Ulsterbank - Natwest - Trading 212 - FSCS
A bit of advice please I have savings with Ulsterbank , Isa with Trading 212 and my business account with Natwest , the funds in total in these accounts amount to over the FSCS protection. I have read that Ulsterbank and Trading 212 are all linked to Natwest , is this correct ? If something was to happen would they be…
-
Investing for future returns
Hi All, I have some funds with HL and large chunk of my savings in Santander esaver paying 2.75% Last year I used all my ISA allowance earlier than the April deadline and price dropped, so this year reduced my monthly ISA savings and still have over £14k of my ISA allowance left. Because I had bad experience in the past…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.2K discussions
159.6K comments
Most recent: Keeping track of isa allowance by masonic
21 September at 7:32PM
