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Good free Android app for stock/fund price alerts?
Does anyone know of a good stock/fund price alert app for Android that doesn't require a paid subscription?
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Self Asessment: Tax Relief > Payments to registered pension schemes where basic rate tax relief will
Looking at last year's SA, I can see that I put my pension deductions figure into the field 'Payments to registered pension schemes where basic rate tax relief will be claimed by your pension provider (called ‘relief at source’). Enter the payments and basic rate tax' but can't see that specific field in the 23/24 online…
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Fixed Rate Accounts
I was surprised to see that Aldermore fixed rate accounts are being offered at a higher interest rate through Raisin than they are directly from Aldermore themselves.
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Quick question about cahoot.
Hi i have a quick question about cahoot 5.20% account. if i pick paid interest annually but close the account after 6 months do i get 5.20% or would it be 5.08% interest. is it just 5.20% if you keep the account for 1 year? Account name/termMaturity dateTierIf interest is paid annuallyIf interest is paid monthlycahoot…
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New Broker - Suggestions appreciated
I've been investing/trading in UK stocks for the past 15 years using UK high street bank brokerage accounts. I'm now considering opening a new broker account which would offer CFDs and options and would pay me interest on my substantial cash balances. Has anybody got any recommendations? I'm looking for somewhere reputable…
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First Direct interest twice?
Hello. I'm not very clever when it comes to money matters, and so I wasn't sure how to answer my wife when she asked me about the following. She has a savings account with First Direct. Every month she receives her interest, but instead of getting one payment, she gets two. They are always for equal amounts. She is worried…
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Whitechurch securities Adventurous PF
Hi Back in my early days of investing I was taking bites out of lot of apples and i took a chunk £5000 at the above company adventurous portfolio. This was in 2000 and its current valuation has got back to a high of 4146 so I have decided to sell it and stick the proceeds in something else (not sure what yet) This PF has…
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Is this normal? (Conister Bank savings account)
Hi, I opened a fixed rate savings account with Conister Bank. I also recently opened one with Skipton International. Compared to Skipton, Conister was quite a different process after opening. With Skipton i was able to set up online facilities so could see where my money was after depositing etc.…
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Compound Interest
Hi, I'm having a bit of trouble understanding how compound interest works, if anyone can help please! I've read other articles and watched loads of youtube videos but still slightly confused. I have a stocks and shares ISA with HL and invest £1000 monthly into Fidelity Index World (Class P - Accumulation). Using a compound…
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Premium bonds - Exceeding 50k limit?
I've had the max 50k in premium bonds for a couple of years now. A couple of weeks ago, my parents were clearing out some old paperwork and found a bondholder's number with my name on it. They don't recall opening it, so it was almost certainly a christening/1st birthday present or something along those lines. I've put the…
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BT share cert confusion..
Hi all, i think i have this sorted but just checking ! (A) I have a shareholding in BT group represented by 1 x cert with a date of 21/11/2021 (B) I also have 3 x share certs with dates prior to this which are for British telecommunications and show the piper symbol These certs just show the BT logo and the piper symbol.…
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New car and new kitchen
I want to buy a new kitchen and new car this year. I have the money in a stocks and shares ISA to buy both. I can also use 0% finance on both apparently. I am debating whether to cash in on my stocks and shares ISA. I have discovered that the value of the funds I invest in all peaked to an all time high on Friday. I am…
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Company shares; need a custodian account?
Hello, never dealt with shares before so don’t understand what is required and hoping someone can help. i bought some shares for the company I worked with and have now left them. I have been informed either they can help sell them or I need to provide another custodian account so they can transfer shares to another broker.…
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Personal Investment plan Tax liability on cashing in
We have a joint Halifax (Scottish Widows) PIP. Its a managed income fund paying us a quarterly income (small). It was taken out in 2010 with £100k invested. It has never given us the income suggested at point of sale, and we are considering cutting our losses and cashing it in. Its worth at the moment circa £92k. We were…
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Blocked from my current account after following a link on MSE for easy access saver
Hello. Just wanted to tell you about this, as it seems an odd thing to have happened, especially as I am a mature, financially literate person, managing my own money online for decades. I opened an easy access saver online yesterday with Close Bros, via a link on MSE. I trust MSE links, having used them often over the…
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Interest or dividend - which is best?
Which is a better way of topping up your living costs: Using the interest on your savings or Investing in something that pays a dividend. Assuming, for arguments sake, that both pay the same.
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Lloyds bank switch incentive
Hi I switched my bank to lloyds few months back and got the incentive is there something in the t and c to prevent you switching again within a certain time period anyone know thanks
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Prosper Investment and Savings Platform 12mth FSCS Tracker 5.78%
Never come across this before but found it on the p2p indie forum (thanks to dave4). In addition to the tracker, they offer no fee investments (til end July).I'm not in the market for either savings or investments so only given it a cursory glance but may be of interest to others.…
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St James Place retirement account issue
Hello all, I am a newbie and apologies for the long email. I wanted to know if anyone is facing issues with delays in getting their pension transferred out of this provider, St James Place Wealth Management. Following the scary news and fall in their share prices this year, I became extremely concerned about the long term…
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Pension
Hi all I have recently change job and my current pension is with Aegon, my pension was previously made to Nest is there a way to transfer all my pensions to once pot without any charges?
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