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Looking to invest
Hello, I am looking at investing and would appreciate any guidance or pointers from the knowledgeable people on this forum. I don't have the knowledge or expertise to look at what companies etc to invest in, so ideally would be looking for a ready made / 'off the shelf' product, if such a thing exists. Looking at investing…
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Minimum opening balance £1,000.
Looking into opening another regular saver account and
have looked atAldermore https://moneyfactscompare.co.uk/savings-accounts/regular-savings-accounts/ View further details states a minimum monthly deposit of
£25 but when you click onto Go to providers site it states Minimum opening balance £1,000. Can someone explain…
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Are there any millionaires who contribute to MSE?
And do any of them attribute any of their achievement to the advice and guidance given and available on here? I'm some way short of that target but I do feel it's possible. Thoughts?
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Kent Reliance withdrawals
How on earth do I withdraw to my nominated account Seems to be no link... Have issue 82 Is the issue i am trying to do it on the mobile???
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Upto 1 month fixed savings?
https://moneyfactscompare.co.uk/savings-accounts/ Hi. I am confusedwith this what is up to 1 year and 1 year fixed. I thought to get the best rates it had to be a fixed period of time. Paul.
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Santander Investment Hub issue
Hi everyone, I'm having some serious issues with the Santander Investment Hub and was wondering if anyone has had similar? I have a small S&S ISA and decided to add £1,000 to it from other savings. First ISA deposit of the tax year so no issues, coming from a Santander bank account, thought this would be very simple. I…
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Maximum withdrawal limit?
I have been through a tough time with nightmare tennants. At last I had my property on the market and the sale is going to complete very soon. After the sale as the money is legit its coming from a house sale is there a maximum limit on what I can withdraw by giving notice or will there be questions asked? I am banking…
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My Portfolio
Here’s what I did......for comment, to adapt or ignore. Following the markets correction in April, I decided to put together a new portfolio, something that I was going to be very comfortable with and one that befits my advancing years. I had several objectives, all of which have been met. The most significant is my desire…
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Buying shares
I’m thinking of purchasing some shares, through my limited company, in Berkshire Hathaway (class B shares), and would welcome advice on the cheapest and best way to do it? I have some company funds invested in an index fund, through an IFA, but I’m not sure it’s great value, due to the fees etc. One thing that concerns me…
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Inheritance
So we are due to get some. It’s a 4 way split house sold around 4 weeks ago and person now living there. The funds are in solicitor account. Not sure what the delta is there’s definitely nobody owed any debt. Obviously nobody can say when we will get it here but my worry is this drags on years? They did suggest months but…
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SIPP v Stocks and Shares ISA
I read that only 15% of UK adults have a stocks and shares ISA as most don't understand them. I've spent today trying to understand how these work. I'm late 50s and due to working part time as I was a lone parent, my nhs pension will be 'adequate'. Lump sum as of March 2024 statement is sitting at £30000 and monthly…
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Employee Barclays Share Save - I've left employment
I've recently left my employment with Barclays Bank and bought company shares which are registered at www.globalstocksandrewards.com. I've just received a letter from Morgan Stanley advising that I need to either sell them or transfer to a 'Personal Brokerage Account'. To do this I need their Clearing code/DTC Number,…
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Cahoot accounts, Reapply
I'm asking for a friend who had a Cahoot account. I'm not sure which one? . He closed the account in September last year after taking out all the funds but still have the login details from that time. He wants to open a sunny day saver now, so does he reapply through the login portal or directly from the cahoot home page?
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Can I churn my ISA ?
I'm not sure if I've titled this correctly but can I deposit and withdraw from my stocks and shares ISA as often as I like so long as I don't deposit a total of more than £20k in the tax year ?
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Credit Union - Life savings insurance
I've had a Credit Union account for over 30 years. I used the account when i was younger for savings and loans, but haven't used the account for some years now.I have a small balance there about £100.Was thinking of closing it completely, but wondering about the life savings insurance.I don't really understand the life…
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Advise on moving ISA's
I have had a yearly ISA with Lloyds which started off at £20,000 two years ago which did accumulate around £98 a month in interest at 5.5%. In September last year I automatically renewed it but the rate had dropped to 4.5% but because I now had £26,000 in the ISA the interest still worked out the same per month. My ISA is…
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Yorkshire Building Society
Reading on their website it states but on general T&Cs pamphlet it states Wise people of MSE which is it?
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Are share prices the same on every platform?
Hi all Probably an obvious question, but are share prices the same on every platform? I used Interactive Investor for years and just switched my ISA to IG (because it’s completely free as long as I make one trade a month, which I do anyway for regular investing). However it just got me thinking, how can IG offer the entire…
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Employee Share Incentive Plan (SIP) - taxation after redundancy
Hi, I'm looking for some help. I had a share incentive plan (SIP) with my employer (I made monthly contributions and was given matching shares and dividend shares) from 2015 but was made redundant in 2020. As such I understand there was no income or other tax to pay at the time of my redundancy. I'm now thinking of selling…
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How to use Inheritance
I am Male, 25 years old, no dependents, unmarried. I have been fortunate to inherit £150,000 and am looking for advice on how best to deploy it. I attended university (£70,000 outstanding debt) and have a good job currently earning £75,000 with strong career trajectory. I have taken out a mortgage recently to buy my first…
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