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Revolut
I know they've been around a while but not had any dealings with them - doing my own research but guys on here may be able to save me some time ..... 1. Any general opinions of them? 2. I know they're not a bank - how do you know whose got your money for the purposes of FSCS etc.? 3. The instant access account says it pays…
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First Direct Regular Saver
Hi all. Ive just opened the First Direct Regular Saver which says it will open in 3 days and will take the first amount also. What I cannot ascertain is where it will take the funds from as it didnt ask. Does it take it from your FD current account? Thanks
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Ex Husband Emptied Child’s Savers Account
It’s has come to my attention that my soon to be ex husband has emptied our son’s savings account with HSBC. This was a joint account opened by both of us in 2013, with both of us named on the account & it was a child’s future saver.I received a statement through the post on 04/02/25 saying that he had emptied the account…
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Should I convert my old-style YBS savings into an online one?
Hi, ages ago (possibly 25+ years ago), I had a saving account with the now-defunct Norwich and Peterborough Building Society, which I kind of forgot of, until about 6 or 7 years ago, when Yorkshire Building Society bought it. Because I didn't live in East Anglia any more and I had a YBS branch right next to me, I converted…
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Transaction times?
hi, I’ve just reactivated my old Marcus easy access savings account and taken up the boosted bonus taking my rate to 4.3% I’ve just tried to transfer a test pound from my HSBC account to the Marcus one and it says the transaction will go through on the next working day. I’ve never had this delay before when transferring…
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Fund price on contract note query
Hargreaves Lansdown ISA. I put in an order for two funds on the 4 March, the transactions happened on the 5th and the contract note is dated 5th. -HSBC FTSE all world index class c acc -Vanguard FTSE dev world ex UK acc I thought funds had one daily price unlike shares, and I don't believe there are any fees for buying…
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Index-linked gilt ladder
I have some soon to mature ISLCs. Due to the changes in conditions (no withdrawals allowed) I'm intending to ditch these & build an index-linked gilt ladder instead. IIUC this is superior in most ways: no restrictions on withdrawing (cashing in), linked to RPI not CPI currently, and very tax-effective even if held in a…
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Childrens account with dual signatory
My daughter has inherited some money after her father’s death. The insurance company require it to be put into an account with dual signatories - myself (mum) and my sister her auntie. It is not in trust. I cannot for the life of me find a childrens account that has this as an option. Barclays who I bank with have stopped…
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Help for my Mum
I'm trying to help my mum with a savings question that she has. She is 85, and has around £50,000 in the bank. It's just sitting in an account that isn't giving her much back at all. She wants to know how she can get a better return on it. She ideally would like to put around 30,000 into a savings account of some kind, and…
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NS&I frustrations - Grrrrh
I've just tried to register for an NS&I account to buy premium bonds. Once I realised (following help from this forum) that the Chrome browser seems to be the way to avoid the 'you've been logged out as you pressed the back button' IT glitch, they've still left unresolved for years, I actually managed to register. But...…
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Savings/investment HELP
Hi all, I have a spare £10k sitting in a Santander current account. What is the best thing to do with it? I hopefully won't need to touch it for the next 5 years+. I'm 51 and have no ISAs and 3 very small private pensions from previous jobs etc.. How can I save/move/invest this to give me the best return? Any advice would…
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NS&I Linked Bank Account Details - how to find out the full details?
My turn to experience the joy of the NS&I Website.... I have PBs & ILSCs. My PBs have long been linked with my bank account for prizes. I just went to change the maturity instructions on my ILSCs. It informed me I had to link to a bank account first however it wouldn't let me simply choose my existing linked bank (no…
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Investments for Children
Any suggestions for investments for my two children 6 months and 5 years old. Have some inheritance that I wish to invest for their future. Thank you
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Bank of Scotland Share Dealing - Transfer Cashback Offer
Apologies if this has already been covered. I did a search and found nothing relevant to this offer. Wondering whether it would be worth transferring my holdings with Bestinvest to BOS now that I have received the £100 cashback from Bestinvest for transferring my Hargreaves Lansdown ISA to them earlier this year. Probably…
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Shortening duration
Global events seem to signal a fair chance of a slowing in the speed that base/bank rates will fall so I am shortening duration on fixed interest. Are others making any changes?
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Hanley Economic Building Society
Hanley Economic Building Society are updating their App.Suspect some with older devices might be unable to access mobile banking. "Great news! We’re releasing a significant update to the Hanley Economic mobile app on Wednesday 19th March. This update will enhance your experience while keeping all the features you know and…
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High Interest Easy Access Savings Advice
Hi, I am currently with Chase but they now only offer 3%. I'm looking for an easy access savings account, without needing to take a current account with it, but also one with over 4% interest, pays interest monthly and allows unlimited withdrawals which are same day - basically the same service as Chase. Any ideas please?…
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£55000 deposit in B & B eSaving A/C
I have come across an application form dated 19.08.2008. I do not recall what happened to the deposit. Is it still there or did I withdraw it? I obviously cannot contact there B & B now. Thanks for any suggestions. The money went from my current A/c.
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Gilt Auction Treasury 4.375% 2028 - closes 12 November with HL
Received an email from HL with regard to this latest gilt offering. Possibly of interest to Isa and sipp investors keen to get hold of a short dated gilt at a clean zero commission price. Hoping it will go for a small discount in the auction.
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Principality merging accounts
This morning I received a secure message which said 'thanks for closing your account' (First Steps / Buyer issue 1) which I hadn't done. That sent me into the horrible realms of thinking that I'd been hacked and money stolen. No, PBS have decided that customers can't hold issue 1 and 2 and so have merged 1 into 2 which is…
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Most recent: Re: Cash isa question by Moneymiser99
6 August at 8:55PM
