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Tembo account security
I've recently transferred my old ISA into Tembo and am concerned at a possible account security flaw. Like most folk today, I used my phone/Google email to register a new Tembo account. I'm then used to systems where I select a fixed password as the password field, and then set up my phone number as a 2FA (additional…
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Tracing lost/forgotten pensions
Tried Gretal and Government tracing page. Although Gretal shows old addresses, nothing else. Government tracing page not helpful either. Too difficult trying to trace if I have any old pensions lying around.
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New 1.80% bonus for existing Chase customers
I received an email today from Chase offering an uplift of 1.80% on top of its normal easy access savings rate of 3.00% for 6 months, bringing the rate yo 4.80% (variable) for six months. As far as I can see this catapults Chase to the top of the best buy tables for an easy access, unlimited withdrawal account. I have…
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Problem logging in to Shawbrook
I know I know i shouldn’t have money left in Shawbrook but trying to log in to move out log in screen going round in circles. Anyone else having problems?
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Bad experience at Sainsburys Travel Money
I bought 300 euros online at Sainsburys Travel Money. I then took a 1 hour bus journey to pick up the euros at nearest store Staff refused to give me my travel money, despite me showing my passport and payment card. Went home empty handed Apparently Sainsbury (unlike any other bureau de change) insist on hanging onto the…
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Fund prices not updated at Morningstar
Could someone confirm that Morningstar haven't updated their UK fund prices? All mine are showing Thursday's prices. Those funds priced at midday should be updated in the late afternoon or early evening of the same day. This isn't a novel problem with Morningstar, however, what's baffling is that certain vendors who get…
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Normal expenditure out of income.
Hi. I want to start giving my daughter money from my income each month to help with living casts but know there are rules and regulation on this so wonder if anyone could answer some of my questions. • can I give regular amounts of money to my daughters out of money I have earned and paid tax’s on. • what is considered…
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Skipton Interest payment issues
Hi, has ayone had any issues with interest payments to external accounts with Skipton building Society? First ISA bond worked perfectly, then renewed in March and now they are unable to pay it for some reason. When I talk to them, they say Admin dept dealing with it, will take 15 working days. Really dissapointed with…
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Unexpected Nationwide interest
I have a few Nationwide savings account, just used for various pots. Never that much in them. They all pay interest yearly, on the 1st January. Which they did this year. However two of them just received a small interest credit out of the blue, only a £1 or so. Most curious.
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Shawbrook Bank
I just tried the telephone number on their website 0345 266 6611 and got a recorded message from another company, couldn't hear the name, then pressed 2 for savings and got the message repeated over and over again. What is going on with them?
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Invest Engine SIPP and the FSCS protection limit
Hi, I currently have above the FSCS protection limit in my Vanguard SIPP. (Invested in Vanguard funds on the Vanguard platform). Im thinking about using another platform - probably Invest Engine as there are no platform fees. A few questions please: 1) Is there a decent low cost non-Vanguard ETF equivalent of FTSE Global…
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How many companies are listed on global stock markets?
I know what you're thinking: "Oh look, somebody's asking a question where they could easily Google the answer." Don't worry though, I did Google it! While I (and I'm sure many people on this forum) spend a lot of time thinking about the stock markets and investing in them I've never really considered how many companies…
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Atom bank withdrawal interest drop - when to do this?
Hello, I wanted to see whether if i withdrew from Atom if i would benefit from not losing much interest at the end of the month or will it take all the interest for the current month making my idea fruitless? It was silly of me but i maxed my ISA for last year's period and put any overflow savings into Atom but now i want…
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Savings tax and shared accounts
Hi I'm getting rather confused with tax and savings and not sure if I need to make some changes. I have my own savings accounts, maybe £3000 in them together. Then I have a joint savings account with my mum. It's not my money, I'm just named on the account so I can easily access it for emergencies with my parents. They go…
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Best time for moving savings from overseas to the UK
Hi. I am about my move my residency from Italy back to the UK in the next few days (beginning of May). I'd like to move my savings from my Italian bank to my UK bank because of a better interest rate. The savings are in the order of the tens of thousands. My question is: should I do this transfer while I'm still an Italian…
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How to save for uni for my 4 kids
I have 4 kids aged 8 - 13 and have £20k saved so far across 4 x Santander Mini accounts in each of their names plus 2 x regular savings accounts in my name. None of which are earning me particularly good interest. I'm also aware of the Tax implication as I'm a higher earner. Does anyone have any advice for the best kind of…
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Index trackers
Are the Global funds and US funds that were so heavy in the "magnificent" seven now selling Tesla and Nvidia etc contributing to their fall, and investing in the next level of market caps to compensate, or do they have fixed dates for rebalancing in the not so distant future so more pain might come for these stocks down…
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Savings Options on £300k for 2 years
I am selling my home and expect to receive £300,000. Initially, the plan was to use this money, along with my partner contributing equally, to purchase a new property together. However, we’re not sure we want to make that commitment right now and would prefer to wait a couple of years to see how things develop. Having…
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Savings account for our newborn
we have had a baby 2 weeks ago and want to set up a savings account for him Looking at putting away approx £50 per month for him to be able to access once he's 18 for a car/towards a deposit etc. Any ideas where is the best place to do this please? All advice appreciated
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Saffron BS - anyone here have a savings account or ISA with them? Good or bad?
Hi all I'm looking for a new ISA provider. I only want to use banks/building societies with a high ethical rating. Saffron are winning out with the highest interest rate. But there seem to be a fair few horror stories on Trust Pilot, so I wondered if anyone here has anything good or bad to say about them? Many thanks
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