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How I can claim from a mis-sold mortgage
In 2004, I went to a letting Agent around me to look at the flats to let after a messy divorce. The letting agents advised me to come speak to their mortgage advisor instead of letting a flat, that I can buy one myself. A date was fixed for me to see the mortgage advisor. On the date of the meeting I turned and had a…
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Council tax band too low - what do we do?
When we bought our house it was a barn, and when we had converted a bit of it into a one bed cottage, the council sent someone round to band it as a residence and banded it A. Then we developed the rest of it, but completing building regs and getting signed off didn't trigger a change in band, which we expected. Some years…
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Council Tax reb-anding success £4557.22
We have lived in our house for 15 years. I didn't know what tax band we were in, never really took any notice just the amount they wanted each year/ month. After Rishi Sunak announced the £150 paid to households in January for those in bands A-D I decided to look ours up. I was surprised to find we were in Band F and most…
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COUNCIL TAX BANDING
Good morning We are currently on a Band E rating but there are four houses on our cul de sac that have been downgraded to a Band D due to having busnesses registered at their address My son who lives with us has his limited company registered at our home address as he is still living with us. Can we apply for a reduction…
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cost of living rebate
I moved from England to Scotland on 28th March. I have just discovered that to qualify for the £150 rebate in England you had to be resident on 1st April, and to qualify in Scotland you had to resident there on 14th February. So, it appears I will not qualify for the rebate. Just wanted to check, if anyone knew if this is…
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Council Tax
Is anyone else in this position: Since 1991 when the last council tax bands were set, because we had an extension, we have been on band D together with 3 other residences in our road. Even though other houses in the road since 1991 have had extensions and also subsequently been sold on they are still in band C. Have been…
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Mis-sold solar panel reclaiming fees
Hello, Just looking to see if anyone has any experience with mis-sold solar panel re-claiming. I have been in contact with a company TLW Solicitors who deal with such claims. Irrespective of the validity of my claim, I was looking to get anyone's opinion/experience of the no win no fee offer. I have a 10 year finance deal…
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Can I reclaim NIERS on self-assessment?
Hello, I have been forced to work through an umbrella company. I have had my first payslip and discovered NIERS for the first time. I understand that I have to pay the umbrella this and that they pay it on to HMRC as employer's National Insurance. Additionally I am charged my own NI on the PAYE payslip. I am planning on…
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Mortgage providers minimum terms (3 years)
Hi everyone, Hope everyone is looking forward to the long weekend :smiley: I'm not sure if this is the best place for this thread or if I should be in the mortgage free wannabe thread? Perhaps the mods / admin can help if I'm in the wrong spot. In brief my existing provider (Barclays) have the 'best' rate when looking…
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Timeframe for VOA Council Tax Band Review
Hi all I was just wondering what response timeframe people had encountered when the VOA conduct a review of their band? The VOA agreed to carry out a review in mid February following our initial enquiry and providing evidence of houses in lower bands. In their email it said to contact them if we had not heard anything back…
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Help with council tax rebanding
Hi, I'm looking at challenging our band. Currently band C along with the rest of houses on same side of street. Houses opposite are band B. they are identical houses. I've done the valuation check and we are showing that we should be band B. I've gone onto the council website to challenge, they are asking for info as to…
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Council Tax Banding Review
Hi, I wonder whether anyone can help me. Back in April a friend and I were discussing our council tax bills and he was shocked to hear I was in band D while he was in band C considering we both have similar sized 2 bedroom homes, within a couple of miles of eachother. I live in a square with some 3 bedroom homes that are…
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Rental expense
I'm struggling to determine exactly what can be classed as allowable expenses. There are three things in particular: 1) Council tax and bills in between tenants. 2) The cost to replace a cowl on the chimney (squirrels managed to get around the old one and ended up coming down the chimney, surprising the tenants). 3) The…
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Not sure if I'm eligible for the 25% discount on council tax
Me and my sibling have bought a property together as joint owners. However, as current plans stands, I'll probably be living at the property on my own (for 6 months or up til about a year) so I'm wondering if I'll be eligible to get the 25% discount on Council Tax. How does it work? What sort of proof does the council…
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Garuntor rent arrears
Hi peeps Need some advice. I unfortunately lost my dad to cancer in December prior to him passing away he was living in private rental accomdation for which I was his garuntor. The landlord evicted my dad as he wanted the property back . My dad vacated the property no mention of rent arrears The landlord has now made…
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Time limit for council tax re assessment
Hi All does anyone know if there is a time limit as to when your house can be re evaluated? We moved nearly 5 years ago and we have just got a letter about reassessment!
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Rebanding - they did not follow procedure - its unjust
Hi, I posted a little about this on 22 April - Lincroft kindly replied - but I'd like to give it a wider airing please. The VOA raised my band from D to E, on the basis of work carried out in the 1990s, but they did not carry out any kind of assessment of the effect of the work on the value. It sounds as if they (the VOA,…
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council tax - unfair change from D to E
Hi Bought my cottage in 2018. It had previously not been sold since 1985. It's 100s of years old, thatched, nothing else like it for miles. Recently the VOA sent me a letter that the band would change from D to E based on work carried out by the previous owner. The previous owner did one work on the cottage, in 1995. It…
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Moved house - Band C to E
HI , just a simple question we moved house on April 8th in Dorset , just a 10 minute drive but changed councils. Are we entitled to the rebate on the old band C property or have we missed the boat ? Thanks
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Rebanding help
Can anyone help? I live in a 3 bedroom bungalow with a 1 bedroom annexe attached by a door, the deeds of the mortgage do not allow me to brick up this door and make it a separate dwelling. The property was always banded D, in 2002 I bought the house from my dad, the council came round and rebanded the house band E and the…
