-
Does paying £99 reservation/deposit with credit card provide s75 protection?
Hi all, Buying a used car and will be getting a bank loan so I can own the car outright. HP APR is 10%, bank APR is 5.9% which I'm happy with. I have seen a strong recommendation online from people that you should use a credit card for some portion of a car purchase because you then get covered by s75 protections. My…
-
Temporary Car Insurance in UK with a P2 Australian Probationary Licence
My son passed his driving test in Australia in June 2025 and has a P2 Australian Probationary licence. I want to add him temporarily to my car insurance policy when he visits this month but Viva Zero does not allow this. I cannot find any insurers who will give cover (up to 4 weeks). The issue seems to be a combination of…
-
Insurance claim
Hi everyone, I'm looking for advice on where I stand legally and to vent a bit too. Unfortunately I crashed my car in March 2024, went up the back of someone, was told there and then on phone car a write off I was like how you have not even looked at it. sent photos over still told its a write off we will offer X amount, I…
-
Car Insurance for the Over 80's
I know the cost of car insurance has risen for everyone over the last few years like everything else but can anyone recommend a good company to purchase car insurance for someone that is over 80. Have used gocompare and confused.com but need to try and find more competitive deal if possible. Any feedback appreciated.
-
Insurance claim
TL:DR version - my car insurers are rolling over and accepting liability without any consultation or input from me, I'd like to know what my rights are here and what, if anything, can I do about it? More detailed version; Around a month ago I clipped wing mirrors with another vehicle. It was a narrowish street in a busy…
-
Has any of you ever returned used car during the 14 days cooling off period?
My car has recently died, I'm not going to put any more money in it, so I decided to buy any old super cheap car from a dealer, just so I can get to work and go buy groceries (I live in a small village) and later on look for some better car. Now, there is a regulation that if I haven't seen the car in person and it's just…
-
Medium term car hire
Hi, TLDR: Looking for most economical way to hire a large car for around 6 months I'm an adoptive mother of a 6 year old with severe and complex needs. Traveling in our little car is becoming increasingly dangerous as he's getting big enough to hurt his 12 year old brother in the little car we have, I've been waiting…
-
Temporary Car Insurance- young driver and hybrid
Hi, I'm struggling to get temporary car insurance for my 18 Yr old son on our new MG hybrid. He's previously used Veygo who won't quote on the new car. Has anyone got any suggestions for companies who may offer cover?
-
Car & MOT about to expire before Garage can repair car- What do I do?
I might have put myself into a little bit of a mess. My car tax expires in 5 days. My car failed its MOT today. The garage was unable to fix the car as the part required isn't sold by their approved vendor. I located a garage that will repair the car but they can't get the part in until next week after the tax and MOT…
-
Total Loss Car Offer - What do you think?
Hello, My Mazda CX-5 Homura Petrol 2024 has been written off. I had it for 10 months and only done just under 3500 miles. Accident completely not my fault and other side accepted full liability. Long story short the offer from my insurance provider is £29,367.I mentioned that my car still has full manufacture warranty and…
-
Over 70s Driving Licence Renewal Problem
Over 70s Driving Licence Renewal Problem Hi. I recently got a driving Licence renewal letter and have been attempting to complete the renewal through the dot gov website. After completing the online form, I was unable to continue with my ID verification using the website. I then downloaded the identity check app and…
-
Nissan
A bit of a long story, but Ill keep it as short as I can. My 3 month old Nissan juke stopped working completely unresponsive while on holiday. RAC came out and couldn't find the fault and told me the car would be towed to my nearest dealership. I scrambled to take the train home which was over 100 miles away and got a call…
-
PCP Plan - Best Way Forward
I want to be in a position where I can continually hand a car back after 3-4 years instead of keeping a car and ultimately forking out circa 2k every year in MOTs and Repairs when I have previously tried to keep hold of a car for 5-10 years. What advice would you have regarding PCP's? Is it best to put the maximum deposit…
-
Car insurance for inherited cars now owned by a non-driver
My stepfather has recently passed away and left two cars which will go to my mother once probate has completed (I'm an executor). She doesn't drive (and no longer has a licence) but wants to keep the cars, one of which is a classic, for the moment. I'm trying to work out the best way to handle the insurance aspect of this.…
-
Cancellation Fee for a policy I didn't renew (Admiral)
Hi everyone I've recently switched car insurance from Admiral to LV. I didn't make any attempt to contact Admiral about this and I'm assuming the policy just renewed automatically. Now they're asking for £115 - is there anything legally I can in order to not pay this? I already hate insurance companies so the idea of…
-
Ugly cars
Is it just me or are cars getting ever uglier?
-
Premium increase following non-fault accident
My son's car was just been written off by Admiral following a non-fault accident (he was stationery when the 3rd party swerved across the road and hit him head-on. The 3rd party has admitted full liability). Luckily he's find and no injuries However, with my experience of Admiral, despite it being a non-fault accident and…
-
Nissan Qashqai cat s and n write off and wrong vin on car check???
Hi Everyone I hope someone can help , I have paid deposit on the above car and due to pay balance today , but have now found it has been a cat n in 2023 and a cat s last year, but what also came up on car check was a wrong vin and I cant find the plate on this car ! Can someone tell me please how to go about asking this…
-
Car leasing contract issues around data breaches
Evening all. My wife leased a new car two years ago. During the initial paperwork we were supplied a reg number that was changed a few days later. It seems the lease company wrongly recorded this car as hers too by mistake. We're not being charged for it, but somewhere on their system it's recorded as hers. The correct car…
-
Can you over a PCP and effectively have no payments until the GMFV is due?
Example. Car is 20k Deposit 5k 10k over 48 months GMFV 5k Effectively over pay by 9k, have 1k on monthly payments over 48 months and know full well I have the option of returning the car or keeping it. Will this reduce interest to hardly anything and payments which are minimal monthly amounts over 48 months?
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
506 discussions
2.5K comments
Most recent: PCP claim with 2 companies by dunstonh
16 October at 5:34PM
Confused about parking penalties and fines? Get help with all kinds of car parking problems.