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Voluntary Termination - Excess Mileage
I have a VWFS PCP agreement which i’m looking to either pay negative equity of £2.8k to get out of or VT. I can VT for £1.3k now but I have gone over mileage, not sure on cost per mileage yet but if it’s say 9p i’ll probably have to £1.3k in mileage fees. I’m reading conflicting things on whether they can charge you the…
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Personal Lease Insurance
I have a new car ordered under a personal lease agreement with Kia. 2 issues seems to be causing me a headache for obtaining insurance: In the T&Cs it states… "You will also have to ensure we are named as owner and loss payee under the insurance policy"…Insurance comparision websites dont seem to draw out this point, even…
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Personal car lease on SMP
Hi, I'm due to go on maternity leave/pay from July (I have a car allowance that I get to keep) & I have a car on personal lease that is due to end in November. Does anybody know or had any experience with getting approved for a new personal lease whilst on maternity pay? Google doesn't give me a very clear answer - some…
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Conventional automatic transmission?
Can anyone recommend a small used car with a conventional automatic gearbox? I am loyal to Toyota and Honda but their Yaris/Jazz have CVT gearboxes and I would rather have a mechanical one, as I do on my larger Toyota and Honda. This is for my daughter, who can only drive automatic, and we are looking to spend up to £7000.
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New company car but keeping car
My son has been given a company car. He wants to keep his own car for the time being. I'm Just wondering what the best thing to do insurance wise it is very unlikely it will get driven very much and probably more likely I will drive it more than my son. Currently we have a multi car policy he is down as the main driver on…
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Seatbelt neck adjuster
My wife's a bit on the short side and the seatbelt rubs and cuts into her neck. There are several different types of clips and straps available on line which appear to work by sliding the shoulder part along the waist part. Does anyone know if these would interfere with the proper operation of the seatbelt or could…
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Business vehicle recall - is compensation possible?
We have a Mercedes sprinter van that has had an outstanding recall since last year due to a problem with the software. We have booked an appointment this week and have to drive around 2 hours to the garage and back twice to drop it off and collect, as well as being picked up and dropped off while the vehicle is in the…
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Looking for breakdown cover that has flexible policy
I'm with 2Gether breakdown cover and my national breakdown cover only includes a local garage. I want cover where if I breakdown 100 miles from home (for example) then I can be towed anywhere of my choice, home! and then if it's a Sunday and I can't arrange a garage then they can tow me home then re-tow to my nearest…
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Switch from ICE to EV
At the moment I have an ICE car (petrol) and I expect it will be running for at least another 5 years. I also don't drive that much at the moment (mainly in and around town, and the occasional longer trip), about 5k miles per year. I know my next car will be an EV, but I find it difficult to pinpoint that moment in time…
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Received SJPN out of the blue! Can anyone help?
Hi All, Im looking for some help. I came home this weekend to a big whit envelope which has a Single Justice Procedure Notice inside. When I read it, it's for a speeding offense back in September of last year. I have a company car which is provided through a lease company so it usually takes a while for any documents to…
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Will any insurer give me NCD in these circs:
I have been a named driver on my dad's insurance since February 2021. I would spend about 4 months a year there each year and would be the main driver when there. I've been the only driver since he died in december 2024. I do not own my own car. Apparently if I was his spouse I could transfer but not as his daughter.
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Ford fiesta eco boom
My son who is a student managed to buy a car aged 22, he thought he had done very well buying a trusted Ford, he payed around £5800 for a 2017 plate with a fairly high mileage but ok. car had a full service history, though he did not notice at the time that the previous owners serviced the car late, one time may have been…
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Car insurance rising after each search
Any help in avoiding premium rising after each search. I like to search a few sites before making a decision but premiums rise and you can never get back to the lower quotes. Thanks
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Car Radio Unlocking - Part 2
Hi all, I notice the previous Car radio unlocking thread has been closed (yesterday) so thought I'd see if I could start another as I cannot see any other thread!Anyway, I've a Blaupunkt CD43, Serial Number BP026318419367 which I took out of my car a few years back and now I want to refit I can't find the card the code was…
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New road tax VED rates to kill big classics?
I read that new VED rates are going to affect some post 2001 classics like the Mondeo ST 3.0 and VW Golf R32 where the current £430 road tax is rising to £790 in April as they are in K and higher CO2 bands. This will surely kill any market for them as affordable classics.…
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GreenFlag - cancel auto-renew
I have just taken out another years cover with Greenflag - as a new customer @£50 pa Had I allowed "auto-renew" - it would have cost me £65 So cancel Auto-renew and save money
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VAT on road side charging - possibly dropping to 5% from 20%
Recent ruling in the tax First Tier Tribunal allows for VAT to be charged at 5%, the domestic rate, and not 20%. https://www.accountingweb.co.uk/tax/hmrc-policy/va... No doubt HMRC will want to appeal the ruling.
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Diesel car, worth considering?
My car has been written off (not really salvageable) and I am still waiting to hear from the insurer. I was looking at cars and spotted a diesel car (2016) at a good price and checking all of my boxes (i.e. cheap to run, low road tax, reasonable mileage), but I wonder if it is wise. For example, at the moment it is ulez…
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Paying Road Tax Early
One of our vehicles is due to for renewal of road tax on 1st May. I understand that this can be paid two months in advance. To avoid the increases in April, I've considered paying this today (yup, I know it's just an additional £5) When attempting to do so online today (using the V5C), the DVLA website indicates that the…
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Car insurance excess question.
I bumped into a parked car this morning on my way to work, I left a note and the owner called me and we exchanged details and I've notified my insurance. I'm a bit confused about the excess. My car didn't suffer any damage really, however the other car had some damage. Will I have to pay the excess once the owner claims on…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
655 discussions
3.1K comments
Most recent: Confusing reply from company by Penguins4ever36
7 September at 5:10PM
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