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Money Claim against me for an accident where I wasn't present
I have been issued with a money claim for damages to another vehicle that occured when my daughter was driving my husband's car. She did not dispute the incident, all details were sent to the insurance company and we believed they were dealing with the claim accordingly. I have now been issued with a money claim despite…
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Peugeot 5008 2019 rattling steering
Hi folks. Wonder if anyone could help. My 5008 has started to develop a rattling noise when from what appears to be the steering column. Does anyone have any ideas what it could be. I found a YouTube video (linked below) and it sounds exactly like this. youtu.be/teXQF2pTUe4?si=8xI-K1z4WQQi0ZWi Car due MOT next month and…
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Balloon payment taken after finance ended and I no longer own the car!
My car finance was coming to the end of it's term in March 2025 so I part ex'd my old car for a brand new model(same garage I bought the original one from). I was assured on several occasions by the sales rep and finance team that the balloon payment(of the old car) was taken care of as I no longer owned the car(received…
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How much of your car do you need to hand over in a write off claim?
The car is still driveable, sort of, but it certainly won't pass an MOT. It's not really worth much in money terms so we're not talking about big figures being paid out. Contacting the insurance will 100% result in a write off. If we can't get it repaired ourselves & it ends up going down that route then how much of the…
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Is it time to scrap my car?
Hi, my car is a 2010 Mazda 3, done 150k miles. It was doing ok (usual wear and tear repairs) until the end of last year. To get it through the MOT in December it needed 3 new tyres, pair of break discs and pads and 'arms' (something to do with the tracking, no idea?). Anyway it cost me about £1k but I thought it was worth…
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Car insurance
Hi there, this is my first thread, and I'm hoping that someone can advise me. I am an older driver (76), and foolishly set out on a long car journey at about 4am in January. Just a few miles from my destination, I briefly fell asleep at the wheel, and hit something (presumed to be an oncoming car) and lost my wing mirror.…
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Hastings black box insurance
My son has just been informed that his car insurance will automatically be cancelled because his black box score has fallen below 30. This is true for the most recent two week period, but his overall score is in the mid 40s. I cannot find anywhere in the policy the mention of within the last two weeks as opposed to over…
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Honda Recall - No Car For 2 Months
Can anyone advise please, My Honda Civic (67 plate) randomly died on November 2nd 2024 and we took it to Halford as we thought this might have been a minor issue, Halfords rang back and said they won't touch it without a reason and it needed to be a Honda specialist, long story short it has been booked in to Honda for a…
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I brought car for daughter : Owner v's Keeper ?
HI all I would really appreciate some advice on this please, if possible I have just purchased a car for my daughter would has just passed her test. Been a bit of a nightmare with the garage but I am due to get the car tomorrow. I wanted by daughter details to on the V5C form so she is responsible for the vehicle. I.e. MOT…
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Buying a motorbike and trying to get away from PCP.
Morning, ok so bear with me on this one. I have two motorbikes I purchased new last year (I let my heart rule my head I'm afraid). One of the bikes I bought on PCP, I owe around £12170 on the settlement figure and bike is worth roughly that on the2nd hand market, tbh I shouldn't have bought this bike as I barely use it.…
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What are Toyo tyres like ?
Toyo Proxes Comfort PXCM 87VXLS ?What are these like in wet and dry conditions ?They are rated as long lasting and quiet but I have read various things - some say good in wet - some rate them as poor They are cheap (£75 for 185/55VR16)Compare to Continentals
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What to do? Citroen just don’t want to know
Will try to keep this as brief as possible. Son bought a new 7-seater Citroen on a PCP deal four years ago. In the early days it went back with various issues - sliding side doors off the rails, rear door locks jammed, seats wouldn’t move . . Then over the past 2-3 years he’s been regularly hit with adblue problems. The…
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Reliable and economical commuter vehicle
Hello! I am in need of a new car for work. For context, I am 26M in the UK with a maximum budget of £10k. My commute to work is only 7m each way. However, for work, I often will travel 60-80m round trips most days (including weekends), much of this being on A Roads. My annual mileage varies between 15k and 20k. I ideally…
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Petrol not charged to card?!
Hi all, not sure where to put this so please move if in the wrong section. On Thursday I went to get petrol on my way home from work.The screen showed 'Pay at pump' or 'Pay in store', I clicked pay at pump, booped my card (via my phone/applepay in case that makes a difference).Screen showed 'Sucess, Pre-auth'ed up to…
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Recommended extended car warranty for a hybrid
Anyone got a recommendation, please?
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£5,000 to Learn to Drive? UK Insurance Costs Are a Joke
Hello, I'm 32 years old, and I’ve just hit a wall I didn’t expect. Car insurance prices in the UK are absolutely insane. I was expecting to finally start my driving journey. I got my provisional licence a month ago, thinking I’d start learning and slowly work my way to getting on the road. But after doing some research and…
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VAT on excess mileage after voluntary termination
VWFS are trying to charge me VAT on excess mileage after terminating my PCP. My contract states the Excess Mileage Charge is payable and pro rated if I voluntary terminate. I am happy to pay the Excess Milage Charge, but I do not believe VAT is applicable. S100(4) of the Consumer Credit Act states, “If the debtor has…
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Car repo
Hi I had my car repossessed this morn 3k ish in arrears. apparently goes in storage for 7 days then what? If i can find some money can I get it out of there? Thanks any help appreciated . also I am aware I shouldn’t of let it go this far.
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Ford Ranger 2020 Wildtrak Gear Box Failure
Hi After a bit of advice to see if there is anything we can do to sort out a problem with a 2020 Ford Ranger. Briefly, it is just 4 years old, out of warranty, done 44k miles, it has a major gear box problem that means it is dangerous to drive, Ford have said it needs a new gear box. The Ranger is classed as a commercial…
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Issue with Halfords
I was changing tyres at Halfords they damage my almost brand new alloys and have problem as they don’t want to properly repair it or buy new ones
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
464 discussions
2.3K comments
Most recent: MSE News: Supreme Court to rule on hidden car finance commission mis-selling this week by MyRealNameToo
30 July at 3:42PM
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