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Money Moral Dilemma: My son wants me to give him £40,000 even though he doesn't need it - should I?
This week's MoneySaver who wants advice asks... After selling my recently-deceased dad's house, I gave my daughter £40,000 as a deposit on a house. As my son has a very good job and already has a house, I had my will rewritten to say that he will get the first £40,000 from my house when the time comes, to make things fair.…
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2 year funding april
Anyone applied recently can tell me how long it took to get your code? And buy recent i mean feb /late feb or early narch
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Removing mould from shower curtains and shower mats
Help - does anyone know how to remove mould from shower curtains or shower mats? I have tried bircabonate of soda, bleach, vinegar. However I have tried clit black mould remover which does remove mould from taps and tiles and soap mats is good but not for shower curtains or shower mats. I always keep the window open and…
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Child tax credit and maternity
This may seem like a stupid question but i have searched and searched and can't find the answer. If i am on maternity but normally earn over £60k i am NOT entitled to child tax credit in the same was as someone earning less than this? Even though maternity pay after 6 weeks drops to less than 40% and then no pay shortly…
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How to make this fair is it even possible?
So I own two properties and have about £120,000 in equity across the two. I would want to keep both of those properties whilst moving in with my partner. He claims he is asset, rich, but cash poor, but actually, neither of those are true, really. He earns about the same as me, but the truth is he Mortgage up to the…
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Money Moral Dilemma: Should my eldest child split their Child Trust Fund savings with my youngest?
This week's MoneySaver who wants advice asks... I've three children, born in 2005, 2008 and 2011. My first and second child received Child Trust Funds from the Government; my third didn't, having been born after they were available. My first child received £500 and my second £250, and we've not topped up either account. My…
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Suggestions for summer holiday with 6mo baby
Hi We are struggling to get any good ideas for where to go on holiday this summer (late aug/sept) with first baby at 6 months Ideally abroad as we'd love to have some sun and relax but that means airports and planes and temperatures that could be too hot for a baby Also, I guess we need a decent supermarket close by for…
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Cost of school trips
I’m interested to hear what other people pay for school trips and what they think is an appropriate level. My children go to state school. This school year I have been asked to pay £23.50 for a trip to the pantomime and £245 for a two day residential, both for a year 7 child. My year 5 child also has a two day residential…
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Savings
I had the same issue, as my son was born on Aug 02 & daughter Oct 04, so son just mist out, I opened a Junior ISA for him and saved for both, son received £1,800 on his 18th and so did my daughter for her18th. It’s the parents responsibility to sort out and not for the oldest to take on this responsibility.
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Deals on baby car seat
Hello, My first baby is due shortly and I managed to get most of the baby bits second hand, but the recommendation is to get a brand new car seat due to safety reasons. There is a particular Cybex model I am after, as it fits our car and requirements, but it's a pretty new model and unlikely to be discounted on a sale…
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Anyone Else Not Having Turkey This Christmas?
The price of turkeys has been getting ridiculous these past few years and as there are only 3 of us and no other family within 500 miles we've been having turkey crowns for as long as I can remember. But this year we started using an oven style air fryer with shelves instead of a conventional oven to save on electricity.…
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Invisalign v braces
My daughter just told me my 11 yrs old grandson qualify for braces on the NHS if he did not qualify, the cost is approx £2500. She was given the option of going private at a cost if £4500 for Invisalign She does not mind him wearing braces but was put off with the idea that he has to have two teeth removed. He is also…
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I feel like my son is spiralling out of control
Hi I am not sure whether I am seeking advice or just some support and someone to tell me I am not the worst mother in the world? In a nutshell myself and my husband separated 10 years ago, I brought up our two children and he saw them a few days a month. I have always been so close to my son who is 19 until the last 12…
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Renting out your car on Turo
I'm thinking of renting out my car on Turo or Hiyacar. Post pandemic, with home working, and two days a week in the office, which I commute to on my bike, the car is standing idle on the drive most of the time. It seems a waste not to make some money from it. I'm struggling to find out about the insurance implications.…
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Gift the money or pay for what they need
Hello, I am wanting to help my child with her home renovation financially. Am I better to gift her a few thousand pounds directly, or would it be better for me to “buy” something - I.e pay for her new windows directly to the glazing to company, or pay for her re-wire? So it doesn’t go through her first? It would only go to…
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How does everyone do it? Household Budget Review
Hi All, My husband and I always say 'how does everyone do it' in relation to getting a house and getting on in life etc and we're looking for some outside perspective on our budget to see what's missing. Monthly income: £3700 + £1800 = £5,500 Monthly outgoings: £5,238 Mortgage 656Service Charges 83Water 27Gas +…
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Ways to cut school uniform costs
Hello MoneySavers! It's tough out there for loads of MoneySaving families, so I would love to hear your ideas about how to cut the costs of school uniforms ahead of the new school year. Read more: Can I get help towards my child's school uniform costs?
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Ex husband wants to register vehicles to my new address
Thoughts please just had a text from my ex husband asking if he can register his 4 possibly soon to be 5 vehicles to my address because he lives on a canal boat. I want to say no. im very uncomfortable with being asked. What’s your thoughts, am I being unkind ?
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Switch question
Would someone be able to tell me if I had a mortgage with a bank who I then wanted to make a switch too would I qualify for the bonus they were offering. TIA x
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Cost of school uniforms
There's an interesting article in the Guardian called Back to school: do uniforms really need to cost a fortune? (I can't post links yet) I was wondering what people thought of the comments by Matthew Easter, Chair of the Schoolwear Association. Most secondary school students spend a maximum of 2 hours a week doing PE.…
