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When does the interest on my fixed rate bond contribute to my PSA
I took out a Fixed rate bond with the PRU a few years ago, now I want to use some of this investment to help my daughter buy a house. I've been informed that if I withdraw a large amount from this bond the interest I made will contribute to my PSA for that year I make any withdrawals. I have not made any withdrawals since…
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Inheriting money and child maintenance
An ex-girlfriend and I have a child. We’re not married, she is not a UK resident. I pay monthly maintenance instalments. Recently I inherited a substantial amount of money. Although I plan to use this to finance my child’s future university fees etc., I am wondering if legally I am obliged to pay any more in maintenance…
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Pension Sharing advice needed
Hi My ex divorced me in November. There is a pension sharing order, on an annuity pension that I'm in receipt of now (I'm still working). The Divorce states my ex will receive HALF of what I receive each month. What I find very ambiguous is, I receive the whole amount payable each month AFTER Tax, and I pay her half of the…
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Childcare Vouchers and the Living Wage
Hi there, My child was born last April and I started sacrificing £100 of my salary a month through my employer's childcare voucher scheme. My wife went back to work a month ago and she started doing the same, and my child started nursery at the same time. Our nursery fees are £430 a month. I realised I'd need to pay more…
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Free rent instead of Child Support
Hi there .... some advice would be much appreciated. I have completed the Child Support online calculator and it suggests a weekly child support contribution of approx £90. As my soon to be seperated Partner has no assets and a great deal of debt .... my idea is that I buy a second house reasonably close to my own house…
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Too many chuggers on chuggington
Well charity starts at home and we're not miles away from being charity cases ourselves, so when chuggers ask for money to save endangered species I tell them that if a species is struggling its not humane to keep it going just because we like a menagerie The cbabies show chuggington has too many chuggers! Not to mention…
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No retirement at 40
Hi What is the best way to save for retirement when you haven't even started at 40?:money:
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Contact e-mail for fitbit
hi all. Just wondered if anyone could find me an email address of someone other than customer services at Fitbit. Someone a little higher up who can deal with issues customer service can't Thanks if you can x
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pension lump sum
my partner pays child maintenance. when he retires at age 55 in 4 years he will receive his private pension. He has the option of taking a tax free lump sum of around £50k then a certain amount each year. Will he have to pay 15% of his lump sum in child maintenance.?
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3 year olds free childcare
Hi all, Probably a simple question for this site but I have searched the .gov site and cannot get a definitive answer..... My daughter is now entitled to what I believed was 10hrs per week of free childcare. The bill came from nursery saying "Child education grant: £123.75". (This is per month) This leaves a short fall of…
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HMRC Dispute, Tax credits
I am new to this so I may be posting this in the wrong section, Please make me aware if so. Anyway on to my tale of absolute frustration with the old reliable HMRC. During 2012 My partner and I moved in together, she was claiming Tax Credits as I was an apprentice and she wasn't working at the time due to the birth of our…
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child support when first child goes to university.
Has any one got any advice on maintenance payments/child support when a first child goes to university? I have three children, two from first relationship. I have paid child support without a legal agreement using CSA calculator as a guide. I always have paid over the advised level so have never needed to go down legal…
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Nursery costs more than a lot of people earn net of tax & tax credits
There's no point both parents working and using a nursery if nursery costs exceed what one parent makes per hour net - even if one parent isnt at their PAYE or NI thresholds the couple will probably be above the tax credit threshold and thus subject to a 41% withdrawal of benefits on anything earned
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What's best for my kids?
Evening all! I am hoping that you may be able to help me with my conundrum?! To set the scene: •I am a 39 yr old self-employed consultant earning £400 p/d c.£85k p/a •I am married with 3 kids under 9yrs old •I have no debts •I have £10k in an ISA •I own my family home outright: value c.£360k •I own a 50% share in a 2 bed…
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what to do on a cold winter day
I am looking after the kids today and need to find something we can do together. I'm feeling kind of low as I'm not getting on with my ex-partner and the kids are currently just playing in the living room together with the TV on. They are 5 and 2. I'm lacking motivation and feel bad that I'm not interacting with them.
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Child maintenance calculator
Hello, I have started talking to a Family solicitor as my gf is not willing to negotiate on the sale of the property... One of the other topic is the child maintenance, I am trying to use the Government website and it is asking me to use my weekly gross income before tax and National Insurance but after pension…
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Reasonable Expenses
My son was 17 years old when he became a daddy. He was never in a relationship with the mum. He is now 21, has a decent but not well paid job, he looks after his son at least 2 full days and nights a week and takes him on holiday for at least 2 weeks every year and occasionally to a friends' caravan. This is over and above…
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Reasonable Expenses
My son was 17 years old when he became a daddy. He was never in a relationship with the mum. He is now 21, has a decent but not well paid job, he looks after his son at least 2 full days and nights a week and takes him on holiday for at least 2 weeks every year and occasionally to a friends' caravan. This is over and above…
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Paternity leave - what do you think?
Today Labour has said that if they win the next election, their government would double paternity leave from two weeks to four. They also said they'd increase paternity pay to £260 a week. What do you think of this move from Labour? Do you think it is well overdue for dads? Or are you happy to let your partner take the…
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Separation, informal, what should I get in writing?
Myself and my wife of 5 yrs, together 17, are separating. We have 3 kids, 2 primary school, one just started secondary. Neither of us can afford to buy the other out of the mortgage, but we have done sums and with family credit for her, we can just afford for me to rent locally (this is essential to us). I earn more, but…
