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Should Thelma lend Louise money?
Here's this week's hypothetical situation for you to cogitate on: Should Thelma lend Louise money? Thelma's best friend since childhood, Louise, has always been terrible with cash; and now she's got into serious debt and is in danger of losing her home. She's asked Thelma for a loan of £10,000. Thelma's very affluent and…
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'What'll happen to house prices?' poll results/discussion
Poll between 20-28 Oct 2008: What’ll happen to house prices? Annual UK house prices drops of over 10% have been reported. But where will they go next? What do you think’ll happen to UK house prices over the next 12 months? A. Increase over 20%. 1% (118 votes) B. Increase 10-20%. 1% (128 votes) C. Increase 5-10%. 2% (194…
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MONEY MORAL DILEMMA: Should Fannie contribute to Mae's council tax?
Here's this week's hypothetical situation for you to cogitate on: Should Fannie contribute to Mae's council tax? Best friends Fannie and Mae rent a flat together. Fannie's a student, so there’s no legal obligation for her to pay any council tax, but Mae, who works full-time for minimum wage, does have to pay 75% of the…
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Money Moral Dilemma: Should you save a stranger money?
Here's this week's hypothetical situation for you to cogitate on: Should you save a stranger money? Whilst on a train, you over-hear a man in front of you discussing his love life on his mobile phone and, being a curious individual, you can't help listening to the salacious gossip and him baring his soul. Then the subject…
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Bank Bailout Referendum poll results/discussion
Poll between 13-20 Oct 2008: Bank Bailout Referendum The government is to invest £37billion in a part nationalisation of RBS/Natwest and the to-be-merged Lloyds/HBOS. Plus it's going to guarantee interbank loans with a potential exposure of £100s billions. If there were a referendum on this issue would you support it? A.…
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Who do you trust to run the economy? poll discussion
Poll between 30 Sept - 06 Oct 08: Who do you trust to run the economy? Who do you trust to run the economy? We’ve just seen worldwide financial turmoil on an unprecedented level. Which of the following couples would you choose to run the economy, there’s no “no one” option as the aim is to find your top pick of those…
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Should the tax and benefits system prioritise families? poll discussion
Poll between 8-15 September 2008: Should the tax and benefits system prioritise families? The benefits and tax credits systems provide more support and finances for families or single parents with children rather than singles or couples without* The arguments for include: Bringing up children is costly and can be…
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Have high fuel costs changed the way you drive? Poll results/discussion
Poll between 02-08 Sept 2008: Have high fuel costs changed the way you drive? The price of petrol is at a record high. There are three main ways to cut the cost of fuel; you can drive more efficiently, up your car’s efficiency via decluttering and other tricks, and use comparison sites to find cheaper fuel. Read the full…
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'What’d you do in a burning building?' poll results/discussion
Poll between 15-22 September 2008. What'd you do in a burning building? Decision-making psychology plays a huge part in how we make money judgements, so for a bit of fun, here’s a classic dilemma Important. Please read the scenario before answering. You’re in a cinema watching a film and a fire starts, scaring the…
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MONEY MORAL DILEMMA. Would you leave a small shop in the lurch?
Here's this week's hypothetical situation for you to cogitate on: Would you leave a small shop in the lurch? In need of some new bicycle pedals, you nip down to your small local cycle shop. The kindly owner orders the required model and, knowing you’re buying the pedals, gives the bike a quick service for nowt. Yet a few…
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Nerdy Note Discussion: HSBC earns more than Cameroon
HSBC earns more than Cameroon Last year, HSBC Bank made a worldwide profit of $24bn (approx £12.2bn). This is more than the total national income of the entire country of Cameroon, which is $18bn (approx £9.1bn). Cameroon has a population of over 18 million people (more than Wales, Scotland and Northern Ireland added…
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Are you worth more than you earn? Poll results/discussion
Poll between 26 August - 2 September 2008: Are you worth more than you earn? How does your income compare to your wealth? Are you asset rich and cash poor? Do you earn a lot but own nothing? Or are you just badly in debt? How to work it out: * Wealth: Add all assets (savings, shares, home) and subtract debts (mortgage,…
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Should the whole family forfeit the holiday?
Here's this week's hypothetical situation for you to cogitate on: Should the whole family forfeit the holiday? You book a long-awaited family holiday for four to Disneyland for £2,500 but the day before travelling you realise your eight year-old daughter's passport expired two months previously. There's no way it can be…
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Are you a voucherista or voucherhata? Poll results/discussion
Poll between 18-26 August 2008: Are you a voucherista or voucherhata? The growth of discount vouchers has seen the rise of Voucheristas; people who choose their restaurants, shops and days out based on whether there’s a voucher. Yet, sadly some are embarrassed or think it's uncouth to use them, especially when eating out.…
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Nerdy Note: Shops don't have to offer return policies
Buy something then change your mind and a shop doesn't legally have to let you return it. Often they do, though they're just being PR savvy (or nice!). They only have to when there's a fault with the item. Bizarrely one exception's online or catalogue shopping, when you can always cancel within seven days of receipt. Read…
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Nerdy Note! Children DO pay tax
Many people incorrectly think children don’t have to pay tax. Not true, they pay exactly the same as every adult. Yet everyone under 65 is entitled to earn £6,035 before needing to pay tax. The misunderstanding stems from that while most adults hit this, most children don’t (see top childs savings guide for more.) Click…
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'Which paper do you read?' poll results/discussion
Poll between 12-18 August 2008: Which paper do you read? We thought it’d be interesting to find out what newspapers MoneySavers read. If you read more than one, please pick the paper you read MOST in a typical week. A. Sun/News of the World - 10% (879 votes) B. Daily Star/ Daily Star Sunday - 1% (67 votes) C. Daily…
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Nerdy Note! Calling in reverse can be cheaper.
I don't mean the horribly expensive 0800 REVERSE, but the fact that bizarrely, calling mobiles from home costs up to 12p/min, but making that call in reverse (from mobile to home) is free if you’ve inclusive minutes or usually still cheaper if not. So make a pact with friends and family that when one of you calls a mobile…
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'Would you forgo a payrise to help stop inflation?' Poll discussion
Poll between 04-12 August 2008: Would you forgo a payrise to help stop inflation? Inflation, which is the rate that prices rise, is on the up. Much is due to the international increase in cost of oil and food, yet one way to keep it low, that the government has requested, is to ask that pay settlements are not above…
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Are house prices set to take a tumble?
We're repeating this poll as we really want to see how views have changed over time. Poll Title: Will house prices crash? What will happen to UK house prices over the next year? A. Increase over 20% B. Increase 10-20% C. Increase 5-10% D. Increase 2-5% E. No real change F. Decrease 2-5% G. Decrease 5-10% H. Decrease 10-20%…
