Money Moral Dilemma: Should you save a stranger money?

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Here's this week's hypothetical situation for you to cogitate on:
Should you save a stranger money?
Whilst on a train, you over-hear a man in front of you discussing his love life on his mobile phone and, being a curious individual, you can't help listening to the salacious gossip and him baring his soul. Then the subject moves on and he mentions he really needs to get a credit card as he wants to do up his house using the funds. Sadly he's just going to apply for his bank's standard plastic, which is at a terrible rate. You know he can do much better and get a, for example, 12 months at 0% deal (see Best Purchases card). Would you risk him thinking you an eavesdropper?
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Should Wayne protect his finances from Coleen?
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To be honest, I don't know how I'd respond if I was in a personal conversation and someone butted in and tried to tell me how to save money.
If I heard the man talking, I probably wouldn't get involved, to be honest - he might react favourably, but equally, he might get really hacked off that I'd been listening in and feel that I'm an interfering old bar steward (the "old" bit would be accurate).
If he looked unfriendly at all, then no, I wouldn't. He's the kind who's having a loud conversation about private matters in the middle of a train coach, so I'm immediately a bit wary.
However, if (later on), once he's off the phone, and if an opportunity presented itself - some kind of catalyst for conversation happened - such as meeting him at the train buffet, in the toilet queue, if a baby started screaming, anything - then I'd initiate conversation. If that went well and I didn't get "effoff" signals, then yes, I'd suggest he get a better deal by looking on MSE.
Personally, I don't tell many people about my money saving as I seem to be wasting my time. I've even told friends about I'll be paying a couple of quid per month for gym membership by doing it through Pruhealth then the same week they've signed up for the £45/month contract direct with the gym.
I know I am sad ( and a devotee of the new moneysaving religion! )
Thunderbird
I often tell people about MSE. More often than not the information I provide them is much appreciated. I have had the odd person who looks at me like I've got two heads whilst they proceed to purchase some product or other which is going to be exorbitant in cost compared to some other store I've seen it in for a fraction of the price. I noticed when I first joined MSE when I mentioned the site to people, a lot of them hadn't heard of Martin Lewis and Money Saving Expert etc, but now, a lot more people have said they've watched his programme or said, oh that's the guy who talks really fast on GMTV about finance and stuff. Had a few people who sing your praises Martin when I mention the site, oh, he's great isn't he, saved a fortune etc. Sometimes it's hard when the person I mention the site to doesn't have internet access but I tell them to go to the library and they should get access there. I tell them about the books as well. I think I mentioned the site to a dozen people yesterday, and do so most days. If they think I'm nuts, well so be it. Just trying to help them out, if they have money to burn well that's up to them.
In fact, anyone using a mobile phone in those circumstances deserves evryrhing they get, as they must be a bit of a 'unmentionable rude word in open forum' in the first place, and make me very annoyed. :mad:
I start with that.
Life's too short to follow stupid social rules. They'll never see you again. Flash 'em your willy nothing will happen.
In fact I probably would have put my MP3 player on to drown out his inane conversation before the end, I hate people who discuss their lives on public transport.
A Bargain is only a bargain if you need it!
Grocery challenge july £300/£134-85.