MONEY MORAL DILEMMA: Would you shop your teenager?

672 Posts
Here's this week's hypothetical situation for you to cogitate on:
Whilst withdrawing cash from an ATM you notice £750 is missing from the account. A quick check online reveals the money was spent a few days ago at djdecksdirect.com; your fourteen year-old son's favourite website. He admits using your debit card to make the transaction online and has already received and used the goods. You have bills to pay and simply can't afford to write off that much cash but the only chance of getting it back is to admit what happened to the bank and give it a crime number, which means reporting your son to the police.
Previous MMDs:
Should you risk spreading the lurgy to colleagues?
Should you continue to send birthday presents?
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Would you shop your teenager?
Whilst withdrawing cash from an ATM you notice £750 is missing from the account. A quick check online reveals the money was spent a few days ago at djdecksdirect.com; your fourteen year-old son's favourite website. He admits using your debit card to make the transaction online and has already received and used the goods. You have bills to pay and simply can't afford to write off that much cash but the only chance of getting it back is to admit what happened to the bank and give it a crime number, which means reporting your son to the police.
Click reply to have your say
Previous MMDs:
Should you risk spreading the lurgy to colleagues?
Should you continue to send birthday presents?
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However, if my child had done this to me before, or to another person (a friend or relative) then yes, I would contact the police and report the theft. They have had their chance - of which everyone (usually) deserves one.
:happylove
I probably wouldnt shop the teenager but I would ensure that they paid back in full the money they took however long it took them to do it - so an extra paper round and stopped/reduced pocket , or selling the items on, until it is paid back in full.
Sir Terry Pratchett
Find my diary here
http://forums.moneysavingexpert.com/showthread.php?t=5135113
But I can never imagine being in that position either, my DD is VERY honest, I usually leave her my cash card when I go on holiday, in case she needs to withdraw money.
Though I would imagine £750 worth of DJ equiptment would be pretty large - would it not be noticed being delivered? Or am I just very out of touch? Heh...
I mean not when I was young (but then tinternet was but a dream then), or that my children would do that!! But now its been mentioned I will think twice about leaving it around when me kiddies get older!! (currently 13, 8 and 5...)
I guess they see you make a payment, it all seems to easy, and oh look the goods actually come to your door, wrapped up like a present! And there appears to be no cash involved at all!
I can see that might be appealing... but unless your kiddies watch you intentively when you make these online payments, I dont think they would know how when it came to it, should they even consider using your cc/dc.
For the record I too wouldnt shop my child in- I couldnt bring myself to reck their life, even if the amount was crying stuff. Like everyone else says, it would be pay back in full time, through reselling on and through any other means like a job/pocket money/losing out on school trips etc.
I would also make sure that they lost the priviledge of the comp for a while as well, and lock my credit card away!!
Tis a shocking thought though ay?
Anyone actually experienced it at all?