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Nerdy Note: The easy way to be a millionaire
The easy way to be a millionaire Just because you’re a miilionaire, it doesn’t mean you’re rich. The easy way is convert £55 into 1,000,000 Iranian Rials or Indonesian Rupiahs, or just £31 to get a million Vietnamese Dong. Sadly the turmoil in Zimbabwe and its hyperinflation, means it’d take only 0.012p to get a million…
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Salt & Vinegar v Cheese & Onion! Which are the ultimate crisps?
Whilst it's nothing to do with MoneySaving, I'm a major crisp fan but only Salt & Vinegar, Worcester Sauce and Pickled Onion count. To settle a serious discourse between myself and philistine Cheese & Onion and Ready Salted fans, I need your votes. If you were marooned on a desert island with only one crate of crisps,…
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Nerdy Note: Instant Access and No-Notice savings
The difference between Instant Access and No-Notice savings There are two types of top savings accounts that let you get cash whenever you want. Instant access means you can withdraw cash immediately via a branch; whereas No-Notice generally applies to internet or phone account and means you needn’t warn them of…
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Nerdy Note: Mispriced beans
If a 40p can of bean’s mispriced at 4p They don’t have to sell it at that price If something’s genuinely mispriced you can’t demand its sold to you at that price. Until you’ve paid for it the ‘contact’ isn’t concluded. Though of course, there’s no harm in asking for it at that price. Yet if a company is deliberately and…
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Money Moral Dilemma: You broke it, would you pay to fix it?
Here's this week's hypothetical situation for you to cogitate on: MMD: You broke it, would you pay to fix it? You’re just bought a cup of hot coffee in McDonalds. As you get back to your seat, you trip over your own bag, which you’d left on the floor. The coffee flys right over the person next to you, they’re unhurt but…
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Do you leave the tap on when you brush your teeth? Poll discussion
Poll Started 16 June 2008. Do you leave the tap on when you brush your teeth? How far’s the ‘conserve water’ message reached? When brushing your teeth, do you only use enough water to wet the brush, or keep the tap streaming throughout? Are those with water meters more likely to turn it off? (see the Water Bills cost…
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MONEY MORAL DILEMMA. Should Heather take the money and run?
Here's this week's hypothetical situation for you to cogitate on: Should Heather take the money and run? Heather's been offered £100 to take part in a specialised survey about accounting companies, meant for people in the business. However, as a glamour model, she has no knowledge of the field or the companies that operate…
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Money Quiz: Can you work it out? Poll results/discussion
Poll started 09 June 08 Money Quiz: Can you work it out? The question looks simple, but I did it as a poll a few years ago and less than one in three people got it right – will you? The correct answer will be in next week’s MoneySaving E-mail Which of these would give you the best return? A. Stockmarket rises 10% a year…
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Do you tip in restaurants?
Poll Started 10 April 2007: Do you tip in restaurants? If you go out to eat, and there's no service charge added to the bill, which of these is closest to your usual, personal tipping policy? A. I never tip B. I only tip on rare occasions of exceptional service C. I tip less than 5% D. I tip less than 10% E. I tip roughly…
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The MSE European Referendum? Poll results/discussion
Poll ran between 11-17 March '08 The MSE European Referendum: what'd be your vote on the Lisbon Treaty? Last week in parliament there was a major spat about whether to have a referendum either on the new European Lisbon Treaty (which replaced the constitution) or even on Britain in Europe itself. As the decision was 'no…
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'Should we ditch and switch the royals?' Poll Discussion
Results: This poll ran between 11-18 Sept. Should we ditch & switch the Royals? The civil list, which pays for the Royals to do their official work, costs UK taxpayers £7.9 million a year. On the other hand, the Royal family pay tax on their income, which doesn't just come from the list. Whatever your view, as taxpayers'…
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Money Moral Dilemma: Should retired parents pay off their daughter's debts?
Here's this week's hypothetical situation for you to cogitate on: Should retired parents pay off their daughter's debts? A retired couple have saved all their life to build a nest egg. Now their 34 year old daughter, a single mum with two young kids, is badly in debt; so much so they’re knocking at her door and…
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Money Moral Dilemma: Should you give your best mate a £1 pressie?
Here's this week's hypothetical situation for you to cogitate on: Should you give your best mate a £1 pressie? It’s your closest, oldest friend’s birthday and you’ve been racking your brains about what to get them. Normally you spend £30-ish on each other. But then you spot a loophole on the magazine offers thread to get…
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MONEY MORAL DILEMMA. Would you contribute to the cost of repair?
Here's this week's hypothetical situation for you to cogitate on: Would you contribute to the cost of repair? You are going on holiday with a group of three friends and decide to hire a car between you so that you can go out and explore the island. Only one of your friends drives and has agreed to hire the car in their…
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'When were you last asked for ID?' poll results/discussion
Poll started 08 April 08: When were you last asked for ID? How young do MoneySavers look? How old were you when you were last asked for ID before you were allowed to buy alcohol? A. Over 40 - 2% (170 votes) B. 30 – 40 - 8% (580 votes) C. 29 - 3% (222 votes) D. 28 - 3% (243 votes) E. 27 - 4% (311 votes) F. 26 - 5% (349…
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How much do you earn? Poll results/discussion
Poll between 26 May- 02 June 2008: Are MoneySavers for richer or for poorer? If you're on this site you're looking to save money or beat the system. Does that mean site users are likely to be richer as they're financially savvy, or poorer as they're here for help... how do you fit in? How much do you earn a year? Please…
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Probably not the best beach to go to for a relaxing bit of sunbathing!
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Income Tax: Do you agree with the Govt’s changes? Poll results/discussion
Poll Started 21 April 2008: Income Tax: Do you agree with the Govt’s changes? There’s a possible backbench rebellion against the govt’s 6 April tax changes. The basic rate’s been cut from 22% to 20%; but the old 10% starting band has been dropped to pay for it. The main winners: Those earning above £15,075 pay less tax.…
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When would you financially bed your partner? Poll Results/Discussion
[FONT=Arial, Helvetica, sans-serif]Poll ran between 20-26 May 2008: [FONT=Arial, Helvetica, sans-serif]How long would it take before you financially getinto bed with your partner and have a joint account?[/FONT] [FONT=Arial, Helvetica, sans-serif]When it comes to your credit score, it's not marriage, living together or…
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Money Moral Dilemma. Would you replace your mate's cricket bat?
Here's this week's hypothetical situation for you to cogitate on: Would you replace your mate's cricket bat? It’s a summer’s day, and you and a bunch of pals get together for some cricket in the park. You’re playing with your mate’s expensive willow cricket bat. When it’s your turn to bat, you swing it particularly…
