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Loans for Students
Hi , My daughter is full time Uni and works PT in NEXT and is trying to get a loan of £750 to £1000 for a car however can't seem to be accepted. How can she do this ?
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High interest loan
Hello, i took out a 2nd loan a few months ago from Halifax who i bank with, naively i assumed i would be getting a good rate as my initial one is very good. I did the calculator where it tells you how much interest you save, and for every £10 i over pay i save £5 interest! Other than just ploughing all spare cash into…
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British Forces Posted Overseas
Hi there, Does anyone know of anywhere that may accept a loan for a British Forces personnel posted overseas? We're posted in the USA and the main issue we've been having is that we have a US based mobile number, however we could get access to a British number if needed. When we've been enquiring further with a couple,…
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Welcome Finance/EOS Solutions
Hi, really need some advice regarding the above. In 2007 I stupidly took out a loan for £2000. I paid several instalments but was unfairly dismissed by a Trade Union and had a little bit of depression following that. In 2009 a Welcome Finance Rep came into my Grandmother's house and asked for payment! I was taken aback and…
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Student Loans charged interest based on previous tax year
I would appreciate some feedback / financial support in regards to paying interest on a Plan2 loan based off previous tax year. The remaining of my student loans which was a large chunk was settled in full December 2020. I was charged an additional £500+ which I've now been told is because of the below response from SLC…
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Home Owner Loan
Hi all, I'm looking for a bit of advice in regards to borrowing more to do some bits around my house. We moved home last year, porting my existing mortgage and taking out a second mortgage for the additional borrowing - both with HSBC. We intended on doing home improvements on a month to month basis with wages, but long…
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Car Purchase
I’m looking at purchasing my first car but really don’t know what kind of finance to opt for whether PCP or HP is best and if HP what interest rates are considered a good deal. I am only after a small car VW Polo, Golf or something of that size and am in a position to perhaps put a £3000 deposit down. Again now sure…
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Moved: repossession and secured loan
This discussion has been moved.
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Raising temporary finance against a mortgage free house
My daughter and her husband are looking to buy a property with a substantial £350,000 deposit. However in order to have their offer accepted as ‘cash free’ buyers, they are £60,000 short of that deposit figure. This is because they will in fact need to sell an existing property in order to release the £100,000 equity in…
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Help with potential vet bill
Long story but due to looking after my elderly mum 24hrs a day I have not worked for quite a while. My wife wages have just about covered the bills and I have managed to pick some part-time work up We were just keeping our head above water when our dog developed cruciate ligament injury. We understand from the vet it can…
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Loan Anxiety
Hello My car died on me on Thursday, and is a write off. I have found a really good second hand car, and agreed a deal with the seller, so went home and I applied for a £4,000 loan with Tesco Bank. I did a search on one of the comparison websites and it said 95% likelihood being approved by Tesco, so was expecting it to be…
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Early repayment
I’ve taken out a personal loan for a car. I budget £200 a month for the repayment, but the actual DD is £187. Should I set up a standing order to pay the extra £13 a month or pay off lump sums, say £50 every few months… loan rate 2.8% - would it make a massive difference either way? Thanks
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Document requests
Hi all As executor of my late father's estate I'm having to contact various institutions for documentation relating to accounts he has held. Very often their response is that they will get back to me "in due course". How long should I reasonably expect to wait for said documents to be sent? And, if they are appearing to…
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Write off Student Loans
I have a student loan which was taken out in 93, 94, 95, 96. I have always deferred. On this website it says it should be written off this year. I can't find that information anywhere else. Will the SLC tell me it has been written off or do I have to apply?
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Mortgage free, cheaper personal loan rates?
Hi forum , at long last I'm almost mortgage-free. It took me longer than it should have due to being in an endowment type for the first 15ish years before managing to switch to repayment, which took me to a 30ish years overall mortgage. Only blot in my finances is about £18k outstanding on credit cards, mostly spending on…
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Lendable - payday loans?
My husband took out a loan from lendable last year, all fine and we've managed to pay it off in full & early. We enquired about a mortgage with someone at Barclays who looked at our credit files - they've said we can't get any credit for 12 months as Lendable are classed as high rate loans... and described them as a payday…
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Cleared Car Finance But Need Another Loan
Hi I've have just sold my car and cleared the outstanding finance in full. I have been lucky enough to have made a profit on the sale so have a bit of money left over. However I will still need to apply for another small loan to purchase my next car. How long will I need to wait to apply for another loan so that the lender…
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best home improvements loans
I recently bought a house 4 bed detach and I would like to make some improvement to the house. A top to bottom improvement which I believe will cost me around £70k ( transform the conservatory into extension, take down the wall between kitchen and diner and create an open space kitchen-diner, change all flooring, change…
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Bounce back loan advice
I am filling my self assessment form and am unsure where to declare the bounce back loan amount? Is it business income?
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Mortgage application with payday loans
Hi everyone, Around 10 months ago I took out a loan of £2000 with likely loans. Then 3 months later I opened a credit line with Drafty, of which I used £400. I have paid and closed my Drafty account and have 2 months left on my likely loans repayments then that will be settled. Do you know if these loans are automatically…
