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0% balance transfer card
Hi guys I new too this. Just wanted to know what is best way of transferring my loan on a card which is 0% so I could pay it if quicker. Thanks in advance.
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Loan: Pay off in full loophole? (no pay early settlement fee)
Hi. Had a good search but couldn't find an answer to this. Maybe someone can help. I am trying to pay of a loan and it seems (unless I'm missing something) I can avoid the early settlement fees/interest) by making a large additional payment and leaving one month payment as a balance. Then the term reduces to one month and…
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Lending £50k to a person I know, is there any legal template in place?
---------------Update 2022/02/09 ----------------------------------------------------------------------------------------------------Hi everyone, thanks for the advices. Now I decided not to lend any money to my friend as there is no way of protection as much as a licensed approved lender. Even a licensed lender might have…
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Student loans plan1
Student loan was taken out in 1999, when does it get written off?
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How to claim against Amigo
Hi all, I got in to difficulty some years ago with pay day loans and thought getting a larger load to consolidate was the way to help, this sadly wasn’t the answer. I took out a loan with Amigo, my partner being the guarantor. We fell behind payments and entered a DMP. I’ve always wanted to try and claim as I felt I should…
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Do not have 3 year UK address and Credit history : How to get a loan?
I am Indian and have lived in the UK for the last 6 months.I am now looking at getting a loan of about £3000 for a car but it looks like you need at least 3 year of UK address and credit history to be eligible? Does anyone know of any lenders who can help me in this case. Thank you in advance.
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Comparison sites states 95% approval but rejected
Hi... I was just wondering if you any one can explain why on a comparison site states 95% chance of approval but my loan was rejected. We are looking for a personal loan for house improvements. We have only just moved in to the property (Dec) so I am wondering if this could be the issue. Can some one advise whether I…
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Credit cards - Loans and Remortgage
Hi, Apologies if I've posted this in the wrong forum or if a similar topic has been covered by I could do with some advice with regards to Loans and Credit Cards. Before lockdown V1 took place we remortgaged our property to add an extension with a 2 year fixed. During this period we purchased some materials on credit cards…
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Three months of payslips
Are there any loan companies that don’t require proof of income with payslips?
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Moved: Mortgage and School Fees
This discussion has been moved.
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Energy "loan" from the Government
This is a copy of an email that I sent to The Treasury, I posted a copy of the wording on Twitter and it's getting a very good response. I wonder if Martin would do a feature on his Show, as I feel that the legality of this needs to be brought into question. I feel that the Government should follow the French and impose a…
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Car loan quote different to terms offered
Hi I applied for a (PCP-style) loan using a car finance broker online. I filled in a form on their site and was emailed a quotation from a sales representative with terms I had discussed on the phone with them, with stated repayment amount and representative APR that I was asked to accept electronically which I then did.…
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How accurate are Totally Money's pre-approved statements of offer etc
Hello everyone: Had a discussion on here some time ago (late last year) about a Barclays unsecured loan which I used to consolidate an old credit card debt. I am pleased to say that I have been paying this to term and do not have any other debt/created any more debt as in lesson learned. I do have a PayPal credit account…
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Loan offer
Hi, after checking on MSE site for loan compatibility I applied for a loan with M&S bank at 2.9% which the site (MSE)said I had a 95% chance of getting (loan amount 10k). I was immediately accepted but with an APR of 5.9%! My credit score is rated excellent . The loan is to pay off a buy now pay later loan that is due to…
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Withdrawing from university in the first term - repayment of tuition loan (25%)
Hi For various reasons I quit university in the first term. I’d started the course late and felt I’d missed too much work to be able to catch up . I actually only attended 1 lecture before realising things weren’t going to work out. Having withdrawn in the first term I am liable for 25% of the annual tuition fees -…
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Lending company loan calculations...
Hi there, using the MSE loan calculator £10125.00 loan over 5 years at 6% is £195.00 per month. When inquiring at high street loan companies they quote a figure of £219.00 per month for the same amount over 5 years at 6% When I point out that a fixed rate of 6% should be £195.00 per month they say, thats the figure their…
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Should I pay more on my SLC loan?
Hi all, I'm 30 years old in a fairly good job. Assuming a 5% payrise each year, my student loan with SLC from a 4 year undergrad course will be paid off in 10 years By making additional voluntary monthly payments at an initial £50, then also rising by 5% each year, it'll be paid off in 8 years. By doing the same with an…
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Student Loan
I haven't been living in UK for the past 3 years due to parents working abroad so have been rejected to student loan. I remember seeing something from this website about father working abroad and still can apply for student loan. Can someone give me guidance please. Thanks
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PCP financed car had two engine replacements
my PCP financed Range Rover Sport had two engine replacements and spent 6 months at the dealership can I claim anything from the finance company. When I was sold the car I was told to put a lower mileage than I suggested by the salesman. He stated that there were no second hand Sports on the lot that were under the £33,000…
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Personal Loan
I applied for a personal load through my Bank- which was refused, no explanation. I appealed and also contacted all he credit/loan companies at the same time, and my credit rating is good. After receiving the response to my appeal, it had mentioned that the bank didn't think it was in my interest for the loan to be…
