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Lantern UK - Help!!
So. A few years ago I was really struggled with money, took a few payday loans out. Which most certainly shouldnt have been allowed as I literally used to put my wage BACK into the loan to pay it off then take it back out. Anyway, turns out I had a sunny account that I didnt clear and have recently received this email. Any…
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Urgent help please
I am looking for some advice. I have a secured loan through Barclays, which was transferred to Elderbridge after a period of financial worries left my account in arrears. I cannot take any more worry over this loan. So I wrote to them asking for help and to see if they could remove any of the financial penalties on the…
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Bounce back business loan
Last year I took out a bounce back business loan as I was a ltd company but the only employer of the company and was not receiving any other financial help during the coronavirus pandemic. I have recently become employed and therefore no longer require my ltd company. Do I still have to pay the business loan?
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36m car loan but the car broke down after 14months
Hi MSE community, a friend is 14 months into a 36 month (£6000) car loan agreement with Moneyway. Unfortunately his car broke down due to a major fault with the gearbox which will cost £1700 to fix. I just wondered whether any know if the finance company (Moneyway) has a part to play in the repair?
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HELP TO BUY
Hello, was just looking for some help as i cant seem to find my help to buy documents. I bought a home 3 years ago, new build through help to buy, the price of the house was £100,000, £5000 deposit, £75,000 mortgage and help to buy equity loan of £20,000, i pay the management fee of £1 per month at the moment, i know i…
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118 118 Loan - HELP
I stupidly took a loan of £2000 out with 118 118 back last year. After 10 months of paying £159 per month I called them to enquire about settling the outstanding balance. It was then I was told that to settle the loan I would need to pay £1780. The balance on my account is showing as £2226 however this is including the…
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Natwest approved loan and then rejected
Hi, I've never posted on here before but wondered if anyone can shed any light on this... So , on my online banking I was told I am highly likely to be approved for a personal loan (although I would have a higher APR due to credit score). I am really wanting to improve my score so applied online for a personal loan from…
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Repay small student loan?
Hi all, I've read martin's post on student loan repayment but I am not sure how it applies to smaller loans. I have a student loan of £6,834.52 with an interest rate of 1.5% and I started to repay in 2018. My annual income is now currently just over £30,000 before tax. Is it worth trying to pay this in full or continue…
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Difficulty trying to settle Ikano loan.
I am trying to pay off a loan from Ikano bank, but not having much luck in obtaining a final balance. I have emailed them for the information, but am told that this will take about 10 days before I can expect a reply. It seems that this is about the norm for Ikano, and there doesn't appear to be any way of talking to them.…
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Gymophobics 12 month contract doesn’t exist?
Has anyone else had this problem. I signed a 12 month contract with Gymophobics last year which should have run out September this year. The gym closed in March due to lockdown and Gymophobics stopped taking my direct debit . After 2 months of closure with no sight of reopening and Gymophobics still not taking this I…
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Postgraduate Master's Loan
Hi all- could do with some help! I am still unsure as to whether it would be best for me to apply for/how much to apply for the post-graduates student loan, which is up to £11,000+My situation is slightly different in that my employer is paying 50% of my course fees, leaving me with £4320 course fees left to pay. I am…
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drydensfairfax
Hi, I am hoping someone can give some advice please I have received a letter today from drydensfairfax saying I have been passed over to them from Arrow Global and they want £1800 from me by the 23rd September otherwise they will take me to court, I have been paying this debt of to another company for a few years and…
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SLC demanding repayment for unpaid sum caused by their own administrative error. Loan fully repaid!
I finished paying off my student loan in February 2019, or so I thought. After switching to direct debit for the final year to avoid overpayment I ended up settling up over the phone with a couple of odd payments of £44.16 and £3.77. As this seemed strange and I was keen to make sure I had really seen the back of my…
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Take a credit agreement that will affect my score or one that won't?
Hey I wanted to make a small credit agreement purchase (via O2) on a product. I wanted to take a 6 month agreement on the product for £30 per month, however i've seen on amazon the same product is being sold on their 5 monthly instalments plan (slightly more expensive). My question - is it better to get it via a credit…
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Engine Blown on my van on finance
I purchased a van through barclays asset finance in January this year . Whilst driving it the other day the engine has blown in a cloud of smoke and rattling and is now parked at the side of the road undriveable. The garage i bought it from dont want to know, my insurance wont cover the repairs as its seen as wear and tear…
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Can you actually get a refund on a loan if it was unaffordable at the start?
Hi all, I took out a loan 6 months ago when I had no choice because I lost my job due to covid cut backs and I needed to pay rent. I haven't been able to make even the interest payments from the start and it's just building and building. A friend told me that if a loan company grants you a loan when you're clearly unable…
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Car finance
Heya folks I hope someone out there can help me I took car finance out in April 2018 over 60 mths but paid it all up in full in 40 mths when I rang the finance company they told me I was nt due and refund for the 20 mths interest I didn't use and I paid the entire 60 mths in total
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Amigo guarantor
Hi I’m wondering if I can get a guarantor removed from my amigo loan account. I’ve been with them for 3 years always paid on time so wonder if it’s worth asking as I no longer have contact with the guarantor.
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Equity
pcarrForumite1 PostHi, I own 3 properties outright and they are all in long term tenancy, however, I would like to free up some capital for home improvements, what is the most effective and viable way to do this..?
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Most Efficient Way of Financially Buying/Using a Car
Hi All, Im going to keep this brief and looking for some advice before I jump into anything, any help would be appreciated. I'm just about to pay off my Hire Purchase deal for my Car which I have taken out over 5 years. I would like an upgrade to a car around the 15k - 20k mark, with obviusly as low miles as possible for…
