-
Hsbc repayment reward
Hi just having a problem with hsbc I had a loan with three that I had 1 payment left I have rang about the reward which I was told about in the branch that they said I would receive they are know saying I will not get it unfortunately I have moved house and can't find the paperwork but I was told for sure I qualified for…
-
Two year homeowner, bought council house under Right To Buy, paid cash. Unable to find secured loan.
Hi all help or suggestions gratefully received. Two years ago, we bought our council house and paid cash with an inheritance. We are now looking to build a single storey wrap-around extension and require funding for it. We recently had a mortgage in principal agreed but when it came to the application phone call with the…
-
How to loan money to partner
Advice needed: My partner is paying about £100 in interest on approx £5000 of debt a month. I have the money to loan him to clear off that debt and instead he can pay me back monthly. It makes sense rather than loosing the interest! We would make a written arrangement, even though I have no doubt at all that he would…
-
Early Repayment Of Student Loan (as an expat in the US)
Hi guys, I was just hoping to get a little advice, if possible. I now live in the US and don't plan on coming back to the UK in the near future. I still have some outstanding student loans left in the UK and have left sufficient money in a UK account to cover the cost of the loan repayment. The issue I have is that as a…
-
Lantern UK - Help!!
So. A few years ago I was really struggled with money, took a few payday loans out. Which most certainly shouldnt have been allowed as I literally used to put my wage BACK into the loan to pay it off then take it back out. Anyway, turns out I had a sunny account that I didnt clear and have recently received this email. Any…
-
Urgent help please
I am looking for some advice. I have a secured loan through Barclays, which was transferred to Elderbridge after a period of financial worries left my account in arrears. I cannot take any more worry over this loan. So I wrote to them asking for help and to see if they could remove any of the financial penalties on the…
-
Bounce back business loan
Last year I took out a bounce back business loan as I was a ltd company but the only employer of the company and was not receiving any other financial help during the coronavirus pandemic. I have recently become employed and therefore no longer require my ltd company. Do I still have to pay the business loan?
-
36m car loan but the car broke down after 14months
Hi MSE community, a friend is 14 months into a 36 month (£6000) car loan agreement with Moneyway. Unfortunately his car broke down due to a major fault with the gearbox which will cost £1700 to fix. I just wondered whether any know if the finance company (Moneyway) has a part to play in the repair?
-
HELP TO BUY
Hello, was just looking for some help as i cant seem to find my help to buy documents. I bought a home 3 years ago, new build through help to buy, the price of the house was £100,000, £5000 deposit, £75,000 mortgage and help to buy equity loan of £20,000, i pay the management fee of £1 per month at the moment, i know i…
-
118 118 Loan - HELP
I stupidly took a loan of £2000 out with 118 118 back last year. After 10 months of paying £159 per month I called them to enquire about settling the outstanding balance. It was then I was told that to settle the loan I would need to pay £1780. The balance on my account is showing as £2226 however this is including the…
-
Natwest approved loan and then rejected
Hi, I've never posted on here before but wondered if anyone can shed any light on this... So , on my online banking I was told I am highly likely to be approved for a personal loan (although I would have a higher APR due to credit score). I am really wanting to improve my score so applied online for a personal loan from…
-
Repay small student loan?
Hi all, I've read martin's post on student loan repayment but I am not sure how it applies to smaller loans. I have a student loan of £6,834.52 with an interest rate of 1.5% and I started to repay in 2018. My annual income is now currently just over £30,000 before tax. Is it worth trying to pay this in full or continue…
-
Difficulty trying to settle Ikano loan.
I am trying to pay off a loan from Ikano bank, but not having much luck in obtaining a final balance. I have emailed them for the information, but am told that this will take about 10 days before I can expect a reply. It seems that this is about the norm for Ikano, and there doesn't appear to be any way of talking to them.…
-
Gymophobics 12 month contract doesn’t exist?
Has anyone else had this problem. I signed a 12 month contract with Gymophobics last year which should have run out September this year. The gym closed in March due to lockdown and Gymophobics stopped taking my direct debit . After 2 months of closure with no sight of reopening and Gymophobics still not taking this I…
-
Postgraduate Master's Loan
Hi all- could do with some help! I am still unsure as to whether it would be best for me to apply for/how much to apply for the post-graduates student loan, which is up to £11,000+My situation is slightly different in that my employer is paying 50% of my course fees, leaving me with £4320 course fees left to pay. I am…
-
drydensfairfax
Hi, I am hoping someone can give some advice please I have received a letter today from drydensfairfax saying I have been passed over to them from Arrow Global and they want £1800 from me by the 23rd September otherwise they will take me to court, I have been paying this debt of to another company for a few years and…
-
SLC demanding repayment for unpaid sum caused by their own administrative error. Loan fully repaid!
I finished paying off my student loan in February 2019, or so I thought. After switching to direct debit for the final year to avoid overpayment I ended up settling up over the phone with a couple of odd payments of £44.16 and £3.77. As this seemed strange and I was keen to make sure I had really seen the back of my…
-
Take a credit agreement that will affect my score or one that won't?
Hey I wanted to make a small credit agreement purchase (via O2) on a product. I wanted to take a 6 month agreement on the product for £30 per month, however i've seen on amazon the same product is being sold on their 5 monthly instalments plan (slightly more expensive). My question - is it better to get it via a credit…
-
Engine Blown on my van on finance
I purchased a van through barclays asset finance in January this year . Whilst driving it the other day the engine has blown in a cloud of smoke and rattling and is now parked at the side of the road undriveable. The garage i bought it from dont want to know, my insurance wont cover the repairs as its seen as wear and tear…
-
Can you actually get a refund on a loan if it was unaffordable at the start?
Hi all, I took out a loan 6 months ago when I had no choice because I lost my job due to covid cut backs and I needed to pay rent. I haven't been able to make even the interest payments from the start and it's just building and building. A friend told me that if a loan company grants you a loan when you're clearly unable…
