-
ISA'S
I'm confused! I already have an ISA with the maximum amount in from last financial year, can I open another one for this financial year without closing the other one?
-
Previous tax year's ISAs
If one has several cash ISAs subscribed in previous tax year's and they get transferred more than once, it becomes difficult to know/remember which tax year they were opened. The metadata for an ISA presumably gets passed to a new provider. How can one get that information,?
-
ISA TRANSFER to ZOPA - My experience if it helps anyone else
I initiated a transfer to ZOPA on Sunday 6th April ( from YBS) to take advantage of their offer of a bonus rate for 3 months of 5.01%. The money was in my ZOPA account yesterday morning Wednesday 9th April and the bonus interest rate immediately showed.. It was very easy to set the transfer up and I could follow the…
-
Stocka ans Shares ISA for proceeds of an employess share scheme
Hi All...my son is paying into his employers share save scheme direct via salary. His gain is likely to be significantly above £3k and I understand a stocks and shares ISA can be used to protect this gain from CG tax; but I'm not clear on the rules exactly and hoping the experts here can help! The basic sums are that he…
-
HSBC Global Strategy dynamic suitable for a 50 year old.
A bit of advice please I am 50 years old self employed not looking to access the money hopefully for atleast 10 years. Currently have the HSBC Global strategy dynamic fund ( last 3 years ) but is it suitable for the 15 year investment timescale - would something more adventurous like a HSBC world tracker be more suitable ?…
-
Chip transfer out & pending interest payment
I’m planning to transfer out my Chip ISA, and being aware that I can only do a full transfer (and thus closure) I’m trying to work out what will happen to the “pending interest” on my account. Does anyone know if this gets paid on closure, or will I fully lose it? I’m struggling to find reference to this in the T&Cs or in…
-
Moneybox Cash ISA
Hi Moneysavers I signed up for a Moneybox ISA yesterday due to the attractive 5.16% interest rate. However I've already got cold feet and wondering if I've made a bad choice. What's concerning me if that unlike all the other Cash ISA's I've had in the past I can't see anywhere on the Moneybox app that tells me what the…
-
ISA transfer in same year as opened?
Hi all, I want to open a flexible cash ISA to take advantage of the 3 month bonus rate(which then drops for the remainder of the year). After the first 3 months can I then open another cash ISA and transfer the whole of my original ISA into my new one? (Assumes I find one that pays a better rate). The idea is to take…
-
Transfer Cash ISAs Discussion Area
This thread is specifically to discuss the the Transferring Cash ISAs to up the interest article
-
Cash ISA 2025 -2026
In these uncertain times I am looking to invest in a new cash ISA, ideally with a monthly income, a fixed interest rate feels right. I have googled and found very little better than 4.3%, has anyone found anything better?
-
Strategy to having multiple ISAS
Hi, I have 3 fixed isas that are maturing in May, total value around £60k and I have £20k to go into an isas now. I can't decide if it's best to open a new isa at around 4% making 4 isas in total or adding the £20k to an existing provider if the interest rate is the same. Is it better to have more or less isas? Any advice…
-
Trading 212 cash ISA
I'm in the process of transferring my money from another ISA into my new Trading 212 account. I'm a bit cheesed off that I don't seem to be moving up the queue at all and I think the introductory rate will expire before they get round to moving my money in. More worryingly, I can't quite believe I am expected to have a…
-
s&s isa
if i wanted to invest my isa in s&s say with lloyds can i see a live price at what i have got them at and what they are in real time and past performance
-
JISA
if your child has a JISA in the 25/26 tax year, turns 18 in January 2026 so this then moves to an ISA, does it go towards the £20,000 ISA allowance?
-
trading 212 for s&s isa or transfer to iweb ?
A bit of advice please , I have a s&s isa with iweb and looking to top up this year using funds from my trading 212 isa.. Would it be better to transfer from the trading 212 ISA account into my iweb s&s isa or buy directly on the trading 212 platform to avoid the transfer times etc? Also in the future could I transfer the…
-
Mse isa guide maybe incorrect? Or is it me?
Good afternoon I have just looked at martins best buy isa guide. A 5 year isa by nottingham building society shows on the site as having 365 days interest penalty should you withdraw. However nottinghams site says you may not withdraw at all until 2030, although you can transfer into another isa. Can anyone help clarify…
-
Unhelpful Lloyds ISA Transfer In Message
After apparently following all transfer in procedures, online or in the Lloyds app, I get the unhelpful message "Something went wrong, please try again later". This has happened over several says. Do I have to phone them and get embroiled in a load of voice call junk about "did you know you can do this online?" and a…
-
ISA Allowance
Advice please. I have a 1 year fixed rate ISA that matures in November 2025. To prevent paying tax on my savings I would like to take out a £20,000 cash ISA in April 2025. My question is will I be able to take out another fixed rate ISA when when my current one matures in November without any impact on my cash ISA?
-
CMC Invest (Cash ISA) - pending interest query
I opened a cash ISA with CMC on Sunday and funded it with £6000 (via debit card). The pending interest was £0.00 yesterday, and it is £0.91 today - so it doesn't look like it counted the day of deposit (Sunday) for interest accumulation. I'm wondering if this was because I funded it with a debit card? (if so, I will use…
-
Information on MSE Best buy fixed rate ISAs appears to be incorrect?
I'm interested in a new fixed rate ISA. MSE table recommends various ones but when you click through the interest rates are not the same as MSE advertises? I know info changes of course but shouldn't MSE update its page? The link is https://www.moneysavingexpert.com/savings/best-cash-isa/#bestfixedrate Charter Savings Bank…
