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New here, very unwell & confused
Hi all, I'm looking for advice on claims on critical illness under my life insurance policy. I have read and re read the schedule etc so many times and have even rung them for help but i'm none the wiser. I have been referred to a neurologist to confirm a diagnosis for Atypical Facial Pain Disorder (Neuralgia). I have been…
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Claim
I've got a 46 inch HD tv that has just stopped working after about 5 years. I can probably get it repaired for about £300 but was wondering if it was better to make a claim. Is it possible to make a claim on a non working TV and if so what should I say and how much money could I expect to get ? I paid £1100 for the tv…
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Home vs Motor Legal protection insurance
Something that's been bothering me for a while: If you're going to get legal protection insurance for home and motor, do you need to have both or does having one cover you for both?
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Swiftcover and Road Tax
Hello, Its that time of year again and I've got to get insurance, the cheapest quote i've had is £280 from swiftcover (will have to add legal assistance ontop of that). The next cheapest is £450 inc legal cover. I've heard that people have problems getting road tax with swift cover, and that they are expensive to make…
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Proof of no claims - at insurance company's discretion???
I used to have a car insurance policy with Diamond, but had a disagreement when they took money from my account through direct debits that were not agreed. I have formally written a complaint and they have basically said get stuffed! (still in negotiation) In the meantime I have a new policy with another company who of…
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Luggage Insurance
Does anyone know of a firm that will insure my luggage on a trip to USA. It is Samsonite Black Label and the collection is quite expensive. Most insurances gonly go up to £300 for individual items I need sosmething of about £500?
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Pet and Content insurance can this be done as one???
Hi, I'm Rog. I am new to this so please bear with me... I am looking for a very inexpensive Home content insurance. I am on benefits as I am disabled. I live with my wife and two kids under the age of 16. Please can anyone point me in the right direction??? Any help would be appreciated. Many Thanks, Roger
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Life Insurance - Please Help
Hi, I need to start looking in to life insurance and I don't know anything about this yet. Does anyone know if is possible and legal for me to take out a life insurance policy on my boyfriend or can you only take them out on yourself? I would be paying the premiums and would be the sole beneficiary. (Don't worry I'm not…
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Passion broke our bed - Can we claim?
Right. Here we go. Me and my OH have broken our bed. Yes, while doing that. It's split down the side and is now all creaky and lop-sided. We've got Lloyds TSB Home Solutions Contents Insurance with the accidental damage premium. Does anyone know if we can claim or not? What would be the most likely outcome? Oh yeah... and…
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Re: ADVICE FOR YOUNG DRIVERS ON CAR INSURANCE
Hi all. I thought i would give something back as I'm always asking and not giving!!. Here is some advice for young people or all looking for car insurance. 1) It is generally cheaper to take out insurance on a provisional liscence as the insurer knows you are limited in your driving, HOWEVER ensure the company do not…
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Car insurance help
Hi, I am having seriour car insurance issues. 1. I got 3 points on my license- but didnt tell my insurance company- I didnt know I had to do this, honestly. 2. My car has been hit- untraceable driver becuase I wasnt in the car at the time and have no idea when it was done as I commute during the week and only noticed it…
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HELP first time drivers car insurance !!!!
hi im a first time driver (17years old) and im looking at buying my first car, the car i really want is a vauxhall corsa 1.2 16v sxi 2003 which i can afford but evrytime i try and get car insurance quotes im getting quoted £4000+ which is more then the car is worth and way to much is there any cheap car insurerers please…
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Life Insurance
I have recently split with my partner, and we had a joint life insurance policy (and still do at the moment), the mortgage and deeds have now been transfered into my name (with my sister on the mortgage too, although she has no interest in the property and is not paying any of the mortgage - just for paperwork purposes).…
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** E & L Insurance **
Just a word of warning to anyone thinking of dealing with an outfit called E&L Insurance: Don’t. We took out a policy with them last year. Now it’s renewal time, but instead of sending out a simple, straightforward renewal letter, E&L has mailed us 12 pages of “policy review” gibberish with two accompanying letters from…
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Can i do this?? (car insurance)
My parents have a house that is insured with Direct Line, i don't live there but i have access to the house as a friend lives there. Direct Line are offering a discount if your home is insured with them. Would it be wrong to buy the insurance (im going to pay it in one go), then change the address when the it becomes…
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Car Insurance Deposit
Heres the story, i recently brought myself a used car a 1990 peugeot 205 to be exact since then its alllll gone wrong, the key broke off in the lock and i have no spare! Then when i got all that sorted driving it home i clipped a kerb and the tire came off the wheel hub! i ended up in a 180 degree spin on the other side of…
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Travel Insurance recommendations
My partner and i are travelling to egypt in september, for 14 nights. The travel company offered us travel insurance for £60. I've not been that many places but this seems a bit steep. I've looked on moneysupermarket.com and I am bewildered by what its sent back! Can anybody recommend a good travel insurer? Is it ' you get…
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Esure-Cowboys from Hell
Hi All my dad is 64 and owns a Vauxhall Omega Estate 2.5GLS TDI Auto from 1996. Done less than 100,000 miles and was in almost perfect nick apart from a bit of rust on one of the back wings just above the tire. End of last month, this daft kid hit him from behind while me dad was stationary at a traffic island. kid was…
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insurance quote anomalies!!!
right I've done the rounds, msm, u switch, compare the market etc, etc!!! but low and behold.... when you click to buy the price goes up!!!! and not by a few quid either!!! uswitch quote £180 from i buy Eco.. click to buy goes up to £253!!!! msm quote £188 from swift cover... click to buy goes up to £230!!! are they just…
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Hastings Fined Over Cancelled Policies
Around 12 months ago several threads appeared about Hastings fairly arbitrarily cancelling mis-priced motor policies - search list HERE. CITYWIRE to-day reports: " The City regulator has cracked down on a brokerage for the way it cancelled 4,550 incorrectly priced car insurance policies, imposing a ₤0.73 million fine - the…