Passion broke our bed - Can we claim?

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Right. Here we go.

Me and my OH have broken our bed. Yes, while doing that. It's split down the side and is now all creaky and lop-sided.

We've got Lloyds TSB Home Solutions Contents Insurance with the accidental damage premium.

Does anyone know if we can claim or not? What would be the most likely outcome?

Oh yeah... and here's how it looks:

2629078022_b67459e103.jpg
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Comments

  • x_raphael_xx
    x_raphael_xx Posts: 4,322 Forumite
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    Could you not omit the fact what you were doing? and just say it broke? Surely a bed should be able to widthstand normal use?
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  • epsilondraconis
    epsilondraconis Posts: 1,758 Forumite
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    Wow, good work. Perhaps you should consider becoming professional bed testers.

    I'm assuming you're not married. If you are, I want to know your secret.

    In terms of your question, sorry I'm not sure.
  • dave_behave
    dave_behave Posts: 47 Forumite
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    Yes you should be covered under accidental damage.

    And the advice is TELL THE TRUTH.

    Don't say it just broke.... because that won't be covered!!!
  • moonrakerz
    moonrakerz Posts: 8,650 Forumite
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    Your claim form will undoubtedly appear on web sites in years to come (sorry !)
  • shelly
    shelly Posts: 6,394 Forumite
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    I'd say you have to look at cost of replacing it yourself against cost of excess and a possible rise in premiums.
  • cazziebo
    cazziebo Posts: 3,209 Forumite
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    Brag brag brag.... !

    :rotfl: :rotfl: :rotfl: :rotfl:


    Right. Here we go.

    Me and my OH have broken our bed. Yes, while doing that. It's split down the side and is now all creaky and lop-sided.

    We've got Lloyds TSB Home Solutions Contents Insurance with the accidental damage premium.

    Does anyone know if we can claim or not? What would be the most likely outcome?

    Oh yeah... and here's how it looks:
  • Buster1874
    Buster1874 Posts: 85 Forumite
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    We once broke a bed in an amsterdam hotel after going to a sex show. What were you upto!
  • mike_the_bike_2
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    I think you would be bonkers to put in a claim. I'd withdraw while you still can. I'd also be very reluctant to freely post a photograph that shows your wood so openly to everyone on this forum.
    The Early bird may catch the worm ...but its the second mouse that gets all the cheese!
  • SPANIEL36
    SPANIEL36 Posts: 1,905 Forumite
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    i've got to say that these type of beds aren't very strong anyway especially if there's knots in the wood at vulnerable places, my ex broke 2 (yes 2!!) of these beds just by getting in and out of bed and by kneeling on the egde of them, if you saw my ex you'd know why it wasn't broken in the hanky panky way. I've now got a new divan.....and a very new sexyier much lighter man!!!!
  • FlameCloud
    FlameCloud Posts: 1,953 Forumite
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    Yes, you can claim for it. I've dealt with severa claims like it. Tends to be a bit of a laugh and giggle then is forgotten about.
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