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Intrum question.
Hi guys. Right, so... Intrum sent me this letter after i offered them about 25 % of the debt. Makes me thibk they dont even have the initial contact and I was wondering how to deal with it. The debt is from vauxhall as after finding out i have been miss sold the finance dont know what to do. Any advices? If any of you can…
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Lowell’s & Old mobile phone accounts
Hi, I have contacted Lowell’s because I keep getting letters from them. They have confirmed that the letters are for old mobile phone contract debts but they say the can’t give me any details of credit agreements because phone agreements are done online so they don’t have access to them. They’ve also said that it’s not…
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90% reduction settlement offer made on credit card debt
Posted on behalf of InDebtHarri Today at 12:49PM Hello This is about a a credit card debt default that happened in 2015, when I had been unemployed and struggling financially for a while. The credit card company (a big bank) were hassling me to accept a repayment plan that was simply unrealistic for under my circumstances,…
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Wrong address on CCA response
Hello, I'm coming to the end of six years of paying a DMP. I made offers to 11 creditors and agreed settlements with nine of them. Two have held out even though they're currently receiving nothing due to me being made redundant. I requested my CCA and Wescot have provided both this and the statements. The CCA is unsigned…
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Drowning in (son's) debt - getting desperate
My wife and I are well into our 70s and just about getting
by on state pensions plus a little on the side here and there. We have a
cushion of about 50k in private pension and ISAs which we are trying hard not
to touch, but little else in reserve. Our 45-year-old son split from his wife several years ago
and now shares…
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Moved: 0% Balance transfer query
This discussion has been moved.
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24k credit card debt - help, sanity check
Hello, I'm in dire need of a sanity check with regard to my debts, please ... I stupidly built up just under 24k in credit card debts over the last 7 years, and last year following a nasty divorce and the death of my parent I started struggling with making minimum payments. I was in denial for a while and I kept…
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Are these companies the same one?
As a silent reader here for over a year, I have taken the plunge and joined. Thanks to everyone who posts their questions and to all those who reply, you really help us silent readers. I have/had four really old credit cards. Paid these for many years, then did the usual robbing Peter to pay Paul for years and then had to…
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Huge Tax Bill - Very Naive - Need help - Struggling to keep head above water
Hello everyone, Please be kind because I know I'm terrible at finance and I don't know what to do. I just received my corporation tax bill and self assessment and I need to pay £14k by end of Jan 2025. This is just not doable in any shape or form. I'm self employed and last year I had a brilliant year! I had 7 clients and…
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PayPal Credit in default but no longer on account?
I'm helping my partner settle out some debts and his credit report shows him owing PayPal Credit but when we've logged into the account, there's no balance showing. How do we go about paying it off? I'm guessing the debt has moved to a recovery company but we have no idea who it would be.
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Help and advice regarding credit card payments
I am 64 years old and suffering ill health . When I was in well paid employment I did loads of balance transfers - I have 5 cards and my husband has 5 ( although his are manageable) . All my 0%offers disappeared - my employment has changed and all the cards are charging interest. I just manage to cover minimum payments but…
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Can’t get 0% card
Hi I want to pay my credit cards off quicker, but I’m unable to get a 0% card to transfer my balance as my card debt is over 70% of my card limit. Both me and my partner working, no other debts apart from mortgage, no missed payments, high credit score. Spoken to both credit card providers and neither will help by giving…
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Change 0% Credit Card even though over a year left?
I currently have two 0% cards I am paying off, they have about £11,000 split on both of them, but next summer when they both expire I expect to have around £6,000 left on them. I have seen MBNA have a 0% cards which runs 29 months with 2.99% fee. I am wondering if I should try to consolidate both those cards into this one…
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Talking to the bank about mortgage
I posted under another thread but told here might be better. A change in circumstance and income means mortgage payments are difficult to afford and we’ve burnt through savings. We’ve a renegotiation coming up so with higher interest rates we are worried what the total monthly amount will be as it’s already too much for…
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Overdraft called in - how does it work?
I am aware that bank overdrafts can be "called in" (pulled) at any time, so it is dangerous (and expensive) to rely on them, month in month out. What does this actually mean in reality and under what circumstances would a bank usually take this measure? (Barclays, specifically) Do they give you any notice, and do they then…
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Mis-sold Debt Between 2 Companies, That Are Now Pursuing My Client To Pay
Please note - this is a duplicate Post from another part of MSE Forums, as this location might be more appropriate for my post. ================================= I need advice/opinions on Mis-Sold Debt between 2 companies, as a result of a company admin error, that affects a third party (my Client). DETAILS: I am a…
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Took out three credit cards in two months and all are nearly to their limit already
Hi! I've gotten myself into a situation that has been bothering me and I feel quite ashamed really. Around three years ago, I went through a particularly bad patch in my life. I had a string of 'situations' that through no fault of my own led to some intensive mental health involvement and police contact. Unfortunately…
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BPO Hassle
ok Ill keep it short, i had a house which i moved out of about 3 years ago- prior to moving out i had a key meter that had been broken for three years- it stopped caring about the key and gave me free electric- i must of rang n power at least 20 times, they made tons off appointments to fix it and either did no shows or…
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I’m out of my mind with worrying about debt. Need advice
Hello, I’ve buried my head for too long because I have a son on disability and a daughter who has anxiety so don’t want to talk to them and worry them. I have just cashed my pension so have 10k but can’t spend on debts as my salary isn’t covering the bills. Worried about not paying debts in case letters and bailiffs knock…
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ACI-UK Limited
Lendable have sold debt to ACI-UK Limited anyone had any dealings with them?
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