What small DFW things will you do this w/c 27/01

ziggy2407

When we start on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards, and canceling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer every day to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

ziggy2407

Happy new week and Happy 2025 everyone!

Way back in 2007 I found MSE and eventually found this fab thread and it quickly became a part of my daily life, I learnt so much from the regulars and although I wasn't in debt it reminded me that it really is the small steps that can make a big difference to all aspects of our life - health and wealth.  I am hoping that we can re-introduce this fab thread and welcome back some of our regulars and lots of newbies - nothing but respect and support here!

There are a number of fabulous quotes to remember on this journey "A journey of a thousand miles begins with a single step" and "Small deeds done are better than great deeds planned" - so let's go and make this a great week 

Today we hope to:

Check Bank & made PAD - Done
Filing & Shredding -
Tidy cupboards and start a shopping list (for later in week) -
Swagbucks -
Declutter -
Purge a few emails -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check: Freebirthdatelottery, Lucky Spinner, PMP, WinaDinner -
Read (Library)

Have a great day!

C x

DawnW

Lovely to see this thread resurrected. Thanks for starting it @ziggy2407

Today we are waiting to see if logs are going to be delivered, so I might well be carting logs from the garage at the bottom of the garden to the log store up by the house - probably in the rain   Not money saving either, as we will need to pay for the blessed things! The exercise won't do me any harm I suppose.

Other than the great big logs bill, I have no plans to spend. All food will be from home.

Must phone my elder daughter at some point to check with her when we can meet up to give her a birthday present. She lives some distance away so I can't just pop in on the offchance.

Just had a phone call to tell us that the logs will be delivered at about 10, so better get a move on. Wish me luck!

beckstar1975

Mine is silly but I really am v early on in my DFW journey (again) - I need some nail buffers, some kind of treatment and want a new foundation. I however have a whole Ikea crate with nail things in and have an overflow box of make up plus two bags so I will first see if I can make do with what I have got.

I gave up the big River shop for Lent last year and think I'll do the same this year and try and keep away from it after too, so will cancel my Prime membership. Best start getting into new habits now.

DawnW

Good luck with your journey @beckstar1975 and I hope you find the beauty products you need in your stash

Some on here call it 'shopping from home'

kayannie

@ziggy2407 Thank you for restarting this thread - I was only thinking about it a few days ago!
What have I done so far today that's money saving?

Checked my spreadsheet for January so far & pleased with how little I have spent on food & other household items. Mainly due to too much food bought & not used over Christmas, luckily nothing perishable. I have also been entering the daily Spar competition & have received several vouchers for free items or £1 off a shop.

Replaced the liner in my very small bathroom bin with a bag that the bananas were packed in. Also used  loo roll packaging for small pedal bin in kitchen.

Made 2 meals from one tin of chick peas, left over mushrooms & peppers & other odds & ends. Topped with grated cheese & breadcrumbs from freezer. (Any stale bread gets blitzed into crumbs & frozen).

KA

allydowd

@ziggy2407

It looks like I have managed to get logged back in!

allydowd

Hi January Money Jugglers,

Thanks for re-starting the revolution @ziggy2407

Another precious day off today.

Debt-Free-Nillionaire Continuity Plan Year Nine:

• Alarm clock off at the wall during day time.
• Reconciled my finances spreadsheet this morning.
  
• Cooked an evening meal even though I wanted a takeaway.
  
• Cashed in £1 earned from Curious Cat surveys App.
  
• We were talking about this year's holidays. Need to stay within our means.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up (Link)
• Birthday Freebies (Link)
  
• eBid (Link)
• Freecycle (Link)
• Freegle (Link)
  
• FreeStuff (Link)
• Income Tax Calculator (Link)
• Ipsos i-Say Surveys (Link)
• Marriage Tax Allowance (Link)
• Martin Lewis' Weekly List of Deals and Tips (Link)
• MSE Bank Charges Comparison Tool (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
• MSE Budget Planner (Link)
  
• MSE Deals and Vouchers (Link)
• MSE Demotivator Tool (Link)
• MSE Credit Card Minimum Repayment Calculator (Link)
• NHS Minor Ailment Service article (Link)
• MSE Money Makeover (Link)
• MSE Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company (Link)
• MSE Reclaiming guide (Link)
• MSE Stoozing Guide (Link)
• MSE Survey sites that pay for your opinions (Link)
• My Supermarket Compare (Link)
  
• NHS Free Prescription Checker (Link)
• OnePoll (Link)
• Parcel2Go: compare postage prices (Link)
  
• Parkopedia: compare parking charges (Link)
  
• Quidco (Link)
  
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (www.resolver.co.uk)
• SayNoTo0870 cheap phone number finder (Link)
• Split Ticketing (Link)
  
• Super Saver Amazon Delivery Tool (Link)
  
• Swagbucks (Link)
  
• Toluna (Link)
  
• TopCashBack (Link)
• You Need A Budget site and App (Link)

Links last checked for workability 27th Jan 2025.

None of these are referral links from which I make any money. They are all links to either MSE pages or the homepages of organisations often mention on this forum.

Please click Thanks if this post helped you.

determined_new_ms

ahhhhhh Ziggy! And others well done, sad the thread petered out so happy to see you guys again. Maybe it'll be like a rolling stone!

I really haven't done much, had a bit of a tough day at work. But I did:

I did have lunch out - which is really unlike me! But I wanted to have lunch with a colleague who seemed like she hasn't made her peeps at work. She then asked if I wanted to go to the gym with her on Thursday as she has 4 guest passes a month. So really it pays to have lunch with a friend!

it's not from today but I have kept my gc spend for the month under £170l, which I'm pretty chuffed about! 

Oh my goodness that's all! I will make a big effort tomorrow! 

ziggy2407

Ahh fabulous, feels like all the family is getting back together - missed this thread and at the moment I need some structure to my days. 

Life has changed massively in the last year inparticular - hubby was diagnosed with Prostate Cancer (inoperable, stage 4), mum was 90 and had a rough year with an aortic aneuryism (inoperable), two falls resulting in a broken femur (inoperable) so we had time in hospital, care home and now home with carers 4 times a day.  As many of you know I had a heart attack in 2014, then had another in 2021 and then unfortunately in September I had another massive heart attack and was blue lighted to hospital, during the angio my artery was torn and I had a further 5 stents fitted.  I was then diagnosed with a condition called SCAD - my hospital discharged me and referred me to a hospital in Leics as they don't deal with it and Leics do in the form of research.  Recovery this time has been slow, I get out of breath having a shower, cant walk far so my lists may be sparse but I'm here cheering you all on, this has always been my safe place.  My aim for 2025 was to thrive but its delayed a little longer as I was re-admitted last week and thankfully not another heart attack "just Pericariditis".   

Anyway, enough waffle, while there is a lot I'm not doing at the minute there will always be things I can control and I still love earning a little extra where I can.  

Come on peeps, lets go!