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NST November: battening down the hatches!
Imagine being all alone on a vast ocean. The only sight other than the water and sky is the enemy’s ship coming towards you and running out their cannon…. In preparation for the attack, you batten down the hatches of your ship to protect you from the cannon balls. Debt busting can feel like being all alone on a vast ocean,…
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2014 - £365 in 365 days!
:jAfter 4 fantastic years it's coming back by popular demand for 2014!:j :xmassmileThe £365 in 365 days challenge:xmassmile The aim: To save £1 a day from 1st January 2014, whether it be a £1 coin into a jar or piggy bank or moving it across in an online saver, it really doesn't matter . We will then open the jar or have…
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£100 in 100 days (survey & online sites challenge)
I've been doing this challenge myself for the past 14 days in an attempt to re-motivate myself into using survey sites again. I have been posting my progress on bubblews up until now and its been going really well so i thought it might be of interest to people on this site as well. I have said this is a survey and online…
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eBay listing challenge
Hello! This is my first attempt at hosting a goal, if there's already this one then please let me know and I'll hop over and join it but I did have a search though.. Also might need advice on how to measure, I'm thinking...there's 215 ish days left in the year so JUNE eBay Challenge Name Listed/Aim 1. Grassgirl. 6/20 2.…
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Pay off / Save a % Challenge
Hi I've been doing this for a while and thought I'd share it with you.. Every day I put 10% of the money I have in my current account into my savings account or pay it off a bill.. On payday I have £600 odd and don't miss the £60 going one little bit, same as when I have £100 left and I pay £10, as it's always in…
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Sealed Pot Challenge 6 ~ Part 2
Ok folks, here we are with Part 2 of "No 6"!! For all newcomers please read through the whole of this post to see what the SPC is all about. However...... ....be sure to Join the forum to join the challenge - if you haven't already! To everyone else, please keep chatting about your conquests etc from Post 5 onwards. Thanks…
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Give, Keep and Lose!
Hi there, So, as the title says, I want to give, keep and lose pounds... Give - to repay a debt Keep - to save for mortgage Lose - pounds - as in Lbs!! ....linked to saving as I will need to watch my figures - both financial and personally in order to complete these challenges successfully. I will be joining the pay as…
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Debt owed to supplier
:(Not sure if this is the correct forum, but here goes. My daughter had a business until 31 May 2014. Her power supplier (electric) was EDF. Normally she paid an agreed monthly payment by Direct Debit. However she was advised to cancel her final Direct Debit due on 1st June 2014. THe reason being the reputaion energy…
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Roadkill Rebels October 2014
Hello Roadkill Rebels, Welcome to the October Challenge. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money that…
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The One and Only Oktoberfest NSD Challenge!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going -…
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Budget ideas
Hello, Does anyone have a simple budget form for me and my girlfriend to follow? We are both in good job averaging about £50,000 per year but we seem to have no money. Both pay for loans and cars etc. Can anyone help? Many Thanks
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October 2014 ~Make £10 a day challenge~ everyone is welcome
This is the 86th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this first post is long, but please read as it give…
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NST: October Turtle Triathlon
NST: October Turtle Triathlon :j:j:j To be a triathlete means :- * you are hardcore * you are already a superhero * you already have a different mindset from the majority of people * you already train three very different skills, improving areas where you are weaker whilst maintaining your strengths We shall swim, bike and…
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Hi I am new and a silly spender and want to be debt free...feel sick of money daily
Hi Guys I am 31, a wife and mother. My husband earns good money around 34k a year and I am on 17k a year. BUT....we are 15k in debt. We meet our minimum payments each month and had considered a loan to pay it all off so all we had to pay each month was the loan. The lack of money is not really my issue (although we do just…
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Safety Net Challenge
Hi all I do not know if anyone would be interested in this idea but someone mentioned about wanting to save 3 months wages. I thought this was a fantastic idea as a good safety net should we (fingers crossed not!) become unfortunate. Let me know what you think anyway :) Mine is £4,989 ouch!! Willing to try :D x
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Uk debt collector for Cyprus debt
Hi all, Wondered if anyone could help. I have a debt from Cyprus which is being pursued by a uk debt collector. I have not responded as I was advised that they could not pursue me in the uk and it was just posturing. But, they have now stated that they are starting litigation against me without further reference to me. Can…
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1 debt v 100 days chapter 16
Here we go again! There's one rule: take on debt, however small and pay it off within 100 days. This challenge starts on 1st July and finishes on 9th October. Everybody is invited! Put your name here, if you want to take a part. 1.BornToTravel £1100/2000 2. Amara £450/700 3. Calling14 £585.79/1538.79 4. Shrimpy_80…
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The Super September 'Back to School' NSD Challenge!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going -…
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NSK July: Back to Basic’s.
:T:T:TNSK July: Back to Basic’s.:T:T:T Reduce, Reduce, Reduce! Good day to you readers! My have I a treat for you this month!!! I have been reading about this amazing lady that you all might have head of. Another thread on the “debt free wannabe dairies” drew my attention to this lady called Kath Kelly. For a year she…
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Roadkill Rebels September 2014
Hello Roadkill Rebels, Welcome to the September Challenge. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money that…
