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September 2014 - Make £10 a day challenge
A friend once told me that September is like January to her - time to still make changes in this year and start afresh. So let's make this one a good one! This is the 85th month of this challenge, which was first started by Batgirl, in September 2007. :money:We have been going strong for 7 years!:money: Thanks to Batgirl…
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The "How Many Days Can You Go Without Spending" Challenge.
So I saw a challenge on Frugal 2014 and decided my challenge would be to not spend anything this month. This gave me an excellent idea for a challenge which you will save 1000s in doing. It will be tough but we are all here to support each other. Plus it'll be worth it in the long run. So the challenge is to see how many…
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NST;September Squirrels
NST Challenge:September Squirrels Our First Turtle Adventure Appreciating What We Have Yes we are turtles but just as we learned many lessons from Ninja Kat and will continue to learn from each other, we can also learn from other members of the animal kingdom. September will be all about appreciating what we have . So…
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The Meal Plan Challenge
I've decided to start this thread to help me save some pennies on my grocery shopping. I half halfheartedly did this month's grocery challenge. I didn't set a budget and just decided to see how much I spent. I've done the maths and with a week left, spends amount to £593.05 :( This clearly explains why I have no money. We…
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Debts re-sold
I got into debt many years and with the support of Payplan, brought that debt down. Recently, I got help from friends and relatives to pay-off these debts, which have been sold by my original creditors (presumably at a big discount). Have managed to pay-off all except those held by an organisation called Idem/Paragon who…
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The Make Money For Christmas Challenge
Hello all, In the last few weeks with the weather turning, the 'C' word has been thrown around a fair bit (no, not THAT C word!:D) In 18 weeks to the day it will be Christmas Day :rudolf: and that got me thinking; wouldnt it be lovely to have money put aside when the Sainsburys sale starts in October? Or when Tesco has a…
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Drowning not waving
I've watched and listened to Martin Lewis for years and, in spite of what you're going to read, understood most of it. This is my first post so I'll get directly to the point. I am a 52yr old single person, £80k in credit card debt and living on JSA and Housing benefits. I've been paying £1 a month to my creditors for a…
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clear account
I need to stop using my clear account. How do I stop the process?
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One Good Thing
Everyone has those days where you've cheated on your diet, broken a full jar of nutella and forgotten the one thing you went to the shop for, but have somehow managed to bring home a bagful of things you don't even need. This thread is for trying to put down one good thing a day, whether in a book or in this thread so that…
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For Finally Forgoing Frittering
Who will join me? I have looked around the boards for a couple of days,and I can't find a challenge quite like this.If anyone can show me,please do,otherwise I will start here :D . For nearly 12 months,I have been keeping a spending diary.Now,the last few weeks,I have become VERY aware of just how much I am wasting on the…
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The Totally Awesome August NSD Challenge!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going -…
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Roadkill Rebels August 2014
Hello RoadKill Rebels, Welcome to the Challenge for August 2014. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money…
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The Wholly Roman July NSD Challenge!
Welcome To The Wholly Roman July NSD Challenge!!! We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise…
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August 2014 - Make £10 a Day Challenge
This is the 84th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this first post is long, but please read as it give…
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NSK; The August Fairwell
NSK; The August Farewell :T:T:T What Will Be Your Legacy? :T:T:T “Many people do not realize how their actions towards money affect their lives. They live their lives selfishly, not realizing the impact of their financial choices on present and possibly future plans. What Will Be Your Legacy Month is a time for people to…
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sudden contact from creditors after several years
Hi, In 2006 I entered into a joint IVA agreement with my husband (at the time). We later separated in 2007, but he agreed to continue to keep up the payments on the IVA and I agreed to not hassle him for child maintenance payments for our son. It has been my understanding that this was completed and the issue was resolved.…
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credit card problems
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make an extra £400 in August challenge
Ok people I have a £400 shortfall this month but am determined to make it up by any legal means possible. Already joined market force and am open to any suggestions. Cheers!
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Roadkill Rebels July 2014
Hello RoadKill Rebels, Welcome to the Challenge for July. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money that…
