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Debt-free wannabe challenges

Forumites help each other push down their debt by setting challenges and encouraging each other to achieve their goals.

Roadkill Rebels August 2014
Hello RoadKill Rebels, Welcome to the Challenge for August 2014. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money…
The Wholly Roman July NSD Challenge!
Welcome To The Wholly Roman July NSD Challenge!!! We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise…
August 2014 - Make £10 a Day Challenge
This is the 84th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this first post is long, but please read as it give…
NSK; The August Fairwell
NSK; The August Farewell :T:T:T What Will Be Your Legacy? :T:T:T “Many people do not realize how their actions towards money affect their lives. They live their lives selfishly, not realizing the impact of their financial choices on present and possibly future plans. What Will Be Your Legacy Month is a time for people to…
sudden contact from creditors after several years
Hi, In 2006 I entered into a joint IVA agreement with my husband (at the time). We later separated in 2007, but he agreed to continue to keep up the payments on the IVA and I agreed to not hassle him for child maintenance payments for our son. It has been my understanding that this was completed and the issue was resolved.…
credit card problems
make an extra £400 in August challenge
Ok people I have a £400 shortfall this month but am determined to make it up by any legal means possible. Already joined market force and am open to any suggestions. Cheers!
Roadkill Rebels July 2014
Hello RoadKill Rebels, Welcome to the Challenge for July. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money that…
July 2014 - Make £10 a day challenge - ALL WELCOME
Hello and welcome to all newbies and regulars. :j This is the 83rd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this…
Do I need to tell wife any more details?
I've deleted this folks as I posted it in the wrong place!!!!
Inheritance paid to wrong person, now demanding money back!! HELP!!
This is probably in the wrong section of the forum, but I'm unsure where to post it. I have a friend who is married with a baby, last year she had around £6000 put in her bank account by some solicitors in Scotland. When she queried it, she was told it was inheritance and it was definitely hers. They were expecting a baby…
DMP query
Hi I am currently on a DMP. I have married since but have no financial associations to my husband regarding my dMP. If I declared this to stepchange would it affect my husbands credit file? and would they take my husbands earnings into consideration? I have tried to ask stepchange anonamously but to no avail x
pay off credit card now or keep for a deposit?
Hi we have £20 K on our credit cards. (hard to write!) and we have just sold our flat giving us £10 K. We are renting a house and want to buy as soon as we can. My husband is on a fixed salary but I am freelance and hoping to make £10 K more next year (not guaranteed but likely). I didn't want to use our deposit to clear…
1p Debt
Hi all, Just to make it short, 5+ years ago I was overdrawn on my account (first time ever) by accident for 1 pence and my bank charged me for unplanned use of overdraft and by the time I found out, the charge was almost £45 and after I spoke with the bank they refused to do anything about it so I stopped dealing with that…
June 2014 make £10 a day challenge - everyone welcome!
Hello and welcome to all newbies and regulars. This is the 82nd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this…
"Sealed Pot Challenge" ~ 7
Ok folks, here we are with SPC "No 7"!! For all newcomers, yes "Old Timers" too - please read through this entire post to see what the SPC is all about. However, do be sure to Join the forum first in order to be able to join the challenge - if you haven't already! To everyone else, please keep chatting about your conquests…
Roadkill Rebels June 2014
Hello RoadKill Rebels, Welcome to the June Challenge. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money that…
the Jolly-hockey-Sticks Jolly June Jamboree NSD Challenge!
Welcome to the Jolly-Hockey-Sticks June Jamboree NSD Challenge! We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we…
NSK: The June Overhaul!!!
:T:T:T The June Overhaul!!! :T:T:T Earn £££ while losing LB's...:):):) Welcome one and all to the 30 day June Overhaul! This is where you get to challenge your debt AND your fitness levels. Yes you heard it right - time to step up the debt busting game and use those step-up's to lose a bit of weight and get healthy. See…
1 debt vs 100 days part 15
Welcome in the challenge again! There's just one , simple rule : take on debt, however small and try to pay it off within 100 days. This challenge starts on 17th March 2014 and ends on 24th June 2014. Everybody's invited! If you want to take a part in our challenge, please write your name and amount you want to pay off…

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MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Debt-free wannabe challenges

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