Virtual Sealed Pot 2014 - Take 2!

keza
keza Posts: 1,309 Forumite
First Post First Anniversary Combo Breaker
edited 6 June 2014 at 11:42AM in Debt-free wannabe challenges
Welcome to the Virtual Sealed Pot 2014 Challenge.

Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. Palema continued the Challenge in 2010, 2011, 2012 and 2013! (Thank you Palema)

Flat Eric started the 2014 challenge but due to work commitments had to pass the reigns. I picked this up as I have done this challenge for around 3 years now and find it such a great idea as I find I don't even miss the money!

Linky to the 2014 challenge part 1

Linky to the 2009 challenge
Linky to the 2010 challenge
Linky to the 2011 challenge
Linky to the 2012 challenge
Linky to the 2013 challenge
Current Mortgage balance - £348,607.76/£395,999.
Tesco - £9,757.91
HSBC - £7,186.54
«13456723

Comments

  • keza
    keza Posts: 1,309 Forumite
    First Post First Anniversary Combo Breaker
    edited 6 June 2014 at 11:43AM
    The aim is very Simple!!
    Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10. So if you have £36.78 in credit you will transfer £1.78 or£6.78, or £20.04 in credit you would transfer £0.04 only. Some banks do not allow you to transfer less than £1 – If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me: The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!

    In 2010 there were 81 members of the challenge.
    In 2011 we had 171 members
    In 2012 we had 185 members

    For anyone interested:
    81 members in 2010 we managed to save a staggering £9031.31
    In 2011 from the 171 member we managed to save £19,393.00
    In 2012 from the 185 members we managed to save £13,178.09 (there were quite a few people who joined and did not post)

    The 2013 challenge will run from Saturday 1st December 2012 until Saturday 30th November 2013. Like the Sealed Pot Challenge it is a good way to save money for Christmas hence the dates of the challenge
    To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.

    If anyone wants to set themselves a target for their savings please let me know.

    For those continuing on from 2012 please let me know what your starting total is or if you are starting again in 2013.

    Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
    Please be patient when asking to join, I am not online every day so it may be a day or two before you are added to the list and assigned a number.

    Good Luck everyone
    Current Mortgage balance - £348,607.76/£395,999.
    Tesco - £9,757.91
    HSBC - £7,186.54
  • keza
    keza Posts: 1,309 Forumite
    First Post First Anniversary Combo Breaker
    edited 27 October 2014 at 9:03PM
    1 - Palema!
    2 - sunshinesquirrel!
    3 - rising from the ashes!
    4 - e4rub!
    5 - melgirl!
    6 - rasp!
    7 - tescodealqueen!
    8 - 666paw!
    9 - brummygirl25!
    10 - slowlyfading!
    11 - Jackies!
    12 - RedGoose!
    13 - zepsgal!
    14 - Munchin!
    15 - welshdreamer71!
    16 - 365days!
    17 - lemmings1986
    18 - Buffythedebtslayer!
    19 - mumof3plusoh!
    20 - kiss_me_now9!
    21 - footiemad!
    22 - JAMIEDODGER!
    23 - catslovelycats!
    24 - new leaf 88!
    25 - **tracey**!
    26 - wrinkled english rose!
    27 - optimistic-mummy!
    28 - savingforsomeday!
    29 - ruby_eskimo!
    30 - Sun Addict!
    31 - Lilian1977!
    32 - Want-To-Fit-In!
    33 - Debt free yippee!
    34 - twirly09!
    35 - BumbleBee86!
    36 - sexyshark
    37 - KONG!
    38 - mirandab!
    39 - kittykitten!
    40 - skaps!
    41 - sarahangel!
    42 - agreenmess!
    43 - harding1985!
    44 - Catriona_P!
    45 - kobrakai!
    46 - Imdebtfree!
    47 - angelaf!
    48 - hadenmaiden!
    49 - LadyMorticia!
    50 - moneymanager!
    51 - Twinkle..!
    52 - piggypot12!
    53 - FiatFan!
    54 - Techiescot!
    55 - pogie2!
    56 - Fleuerlur
    57 - The Dragon!
    58 - BlackSavings!
    59 - MissE001!
    60 - getting-there-slowly!
    61 - princessdawnie21!
    62 - retroactive!
    63 - keza!
    64 - each peach pear plum!
    65 - inthedeep
    66 - chelle24!
    67 - whizzybee!
    68 - GemmaN!
    69 - AlternateMe -!
    70 - charleybear!
    71 - Waywardbird!
    72 - Debt busting bear!
    73 - Anagran!
    74 - Sjorn!
    75 - princess2102!
    76 - money maker mummy!
    77 - untouchable!
    78 - shellyosborne!
    79 - hollieinbloom!
    101 - Flat Eric!
    102 - Camillia_Chubb!
    103 - Moneysavingmomma!
    104 - Goldiegirl!
    105 - Jonesy88!
    106 - DreamerHelen
    107 - cottage_retreatist!
    108 - lozzy81!
    109 - Deldee!
    110 - Ellie_B!
    111- LeopardPrintsAndTea!
    113 - clare999red
    114 - laurababs!
    115 - Jay20043!
    116 - susan42!
    117 - Bearacus!
    118 -!araminta!
    119 -!nikki2804!
    120 - happycrafter!
    121 - fedupandskint!
    122 - DellyC!
    123 - ALM2013 (presently on holiday)
    124 - 32b3!
    125 - EeeJay
    126 - Sams247
    127 - JustKaren
    128 - Makomachina
    129 - laurag89
    130 - floella80
    131 - amiehall
    132 - tracy6697
    133 - Suziebabe
    134 - Gwengeth15
    135 - Missu
    136 - phoebesmum2105
    137 - Richy23
    138 - **sparkles**
    139 - Gav-lar
    140 - BlueCow1975
    141 - xannie99x
    142 - frugaldances
    143 - his missus
    144 - Ryan_f
    145 - H.Ed
    146 - caravansaver
    147 - mrsdwhite
    148 - kayester
    149!-!cookie02
    150 - kem10
    151 - VickyA
    152 - The_Happy_Hammer
    153 - happybunny86
    154 - tom07
    155 - plzhelpmesave!
    156 - fennmad
    157 - Easily tempted
    158 - Rainbow 8585
    159 - WishIcouldfindmyslippers
    160 - Lesleyzz1
    161 - RockPaperScissors
    162 - harrywillsucceed
    163 - Gem-Gem
    164 - Pixiepops
    165 - vickleigh
    166 - Indieanna6
    167 - dubs57
    168 - nikki702
    169 - mumofthetwins
    170 - chillip1e
    171 - Iheart
    172 - Jay125
    173 - mummy+2
    174 - atolaas
    175 - xcarlyx
    176 - Deleted_User
    177 - onward
    178 - Indie Kid
    179 - Karen777
    180 - Vicky496
    181 - phoenixx
    182 - Iloveshopping93
    183 - Learningaboutmoney3
    184 - DoubleBubble
    185 - andyblack
    186 - mattymoo2014
    187 - Bubblesmum
    188 - Benten69
    189 - smeeinnit
    190 - Meezel
    191 - savingdad
    Current Mortgage balance - £348,607.76/£395,999.
    Tesco - £9,757.91
    HSBC - £7,186.54
  • keza
    keza Posts: 1,309 Forumite
    First Post First Anniversary Combo Breaker
    edited 6 June 2014 at 11:51AM
    Hi Everyone! Heres the new thread so I can allocate people numbers as they join! Happy Saving! Pull up a chair and I'll put the kettle on :)
    Current Mortgage balance - £348,607.76/£395,999.
    Tesco - £9,757.91
    HSBC - £7,186.54
  • Sun_Addict
    Sun_Addict Posts: 21,281 Forumite
    First Post Name Dropper Photogenic First Anniversary
    #30 reporting in - total to date is £188.75. Thanks for continuing this Keza.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • Goldiegirl
    Goldiegirl Posts: 8,805 Forumite
    First Anniversary First Post Rampant Recycler Hung up my suit!
    Thanks for taking over the thread, Keza, it's nice to have someone in charge.


    Just done my transfer


    #104
    Transfer £5.56
    New total £102.29
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Iheart
    Iheart Posts: 176 Forumite
    Could I join please. Will round down my balance at the end of the day. Am hoping to get an extra £100 by the end of the year :)
    SPC12 #106
  • Jay125
    Jay125 Posts: 27 Forumite
    First Anniversary Combo Breaker
    Please please can I join. I have set my self a challenge to save 6000 by 31/12/14 to cover mortgage, but have not considered how I am going to pay for Xmas. I always round my figures easier on the brain:rotfl: i.e. When budgeting for the month round my outgoings up so I think this will be great way to start saving for Xmas.
    Thank you MSE :money:for inspiration.:T
    From 6/6/14
    Road kill me = 21p monster=3p
    1% = £60
    £5 a day (1.47 so far this month :(
    Virtual sealed pot #172 £7.31
    136 MFW £384/5900 mort £23384:mad:
  • keza
    keza Posts: 1,309 Forumite
    First Post First Anniversary Combo Breaker
    Hi Iheart and Jay125 I have allocated you numbers on the list above. Welcome aboard and happy saving! :D
    Current Mortgage balance - £348,607.76/£395,999.
    Tesco - £9,757.91
    HSBC - £7,186.54
  • Iheart
    Iheart Posts: 176 Forumite
    Thank you :)
    SPC12 #106
  • nikki702
    nikki702 Posts: 1,098 Forumite
    yay I have a number :D thanks
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