Virtual Sealed Pot 2014 - Take 2! 6 June 2014 at 11:31AM edited 6 June 2014 at 11:42AM in Debt-free wannabe challenges 228 replies 16.2K views

keza

Welcome to the Virtual Sealed Pot 2014 Challenge.

Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. Palema continued the Challenge in 2010, 2011, 2012 and 2013! (Thank you Palema)

Flat Eric started the 2014 challenge but due to work commitments had to pass the reigns. I picked this up as I have done this challenge for around 3 years now and find it such a great idea as I find I don't even miss the money!

Linky to the 2014 challenge part 1

Linky to the 2009 challenge
Linky to the 2010 challenge
Linky to the 2011 challenge
Linky to the 2012 challenge
Linky to the 2013 challenge

keza

The aim is very Simple!!
Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10. So if you have £36.78 in credit you will transfer £1.78 or£6.78, or £20.04 in credit you would transfer £0.04 only. Some banks do not allow you to transfer less than £1 – If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

For me: The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!

In 2010 there were 81 members of the challenge.
In 2011 we had 171 members
In 2012 we had 185 members

For anyone interested:
81 members in 2010 we managed to save a staggering £9031.31
In 2011 from the 171 member we managed to save £19,393.00
In 2012 from the 185 members we managed to save £13,178.09 (there were quite a few people who joined and did not post)

The 2013 challenge will run from Saturday 1st December 2012 until Saturday 30th November 2013. Like the Sealed Pot Challenge it is a good way to save money for Christmas hence the dates of the challenge
To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.

If anyone wants to set themselves a target for their savings please let me know.

For those continuing on from 2012 please let me know what your starting total is or if you are starting again in 2013.

Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
Please be patient when asking to join, I am not online every day so it may be a day or two before you are added to the list and assigned a number.

Good Luck everyone

keza

1 - Palema!
2 - sunshinesquirrel!
3 - rising from the ashes!
4 - e4rub!
5 - melgirl!
6 - rasp!
7 - tescodealqueen!
8 - 666paw!
9 - brummygirl25!
10 - slowlyfading!
11 - Jackies!
12 - RedGoose!
13 - zepsgal!
14 - Munchin!
15 - welshdreamer71!
16 - 365days!
17 - lemmings1986
18 - Buffythedebtslayer!
19 - mumof3plusoh!
20 - kiss_me_now9!
21 - footiemad!
22 - JAMIEDODGER!
23 - catslovelycats!
24 - new leaf 88!
25 - **tracey**!
26 - wrinkled english rose!
27 - optimistic-mummy!
28 - savingforsomeday!
29 - ruby_eskimo!
30 - Sun Addict!
31 - Lilian1977!
32 - Want-To-Fit-In!
33 - Debt free yippee!
34 - twirly09!
35 - BumbleBee86!
36 - sexyshark
37 - KONG!
38 - mirandab!
39 - kittykitten!
40 - skaps!
41 - sarahangel!
42 - agreenmess!
43 - harding1985!
44 - Catriona_P!
45 - kobrakai!
46 - Imdebtfree!
47 - angelaf!
48 - hadenmaiden!
49 - LadyMorticia!
50 - moneymanager!
51 - Twinkle..!
52 - piggypot12!
53 - FiatFan!
54 - Techiescot!
55 - pogie2!
56 - Fleuerlur
57 - The Dragon!
58 - BlackSavings!
59 - MissE001!
60 - getting-there-slowly!
61 - princessdawnie21!
62 - retroactive!
63 - keza!
64 - each peach pear plum!
65 - inthedeep
66 - chelle24!
67 - whizzybee!
68 - GemmaN!
69 - AlternateMe -!
70 - charleybear!
71 - Waywardbird!
72 - Debt busting bear!
73 - Anagran!
74 - Sjorn!
75 - princess2102!
76 - money maker mummy!
77 - untouchable!
78 - shellyosborne!
79 - hollieinbloom!
101 - Flat Eric!
102 - Camillia_Chubb!
103 - Moneysavingmomma!
104 - Goldiegirl!
105 - Jonesy88!
106 - DreamerHelen
107 - cottage_retreatist!
108 - lozzy81!
109 - Deldee!
110 - Ellie_B!
111- LeopardPrintsAndTea!
113 - clare999red
114 - laurababs!
115 - Jay20043!
116 - susan42!
117 - Bearacus!
118 -!araminta!
119 -!nikki2804!
120 - happycrafter!
121 - fedupandskint!
122 - DellyC!
123 - ALM2013 (presently on holiday)
124 - 32b3!
125 - EeeJay
126 - Sams247
127 - JustKaren
128 - Makomachina
129 - laurag89
130 - floella80
131 - amiehall
132 - tracy6697
133 - Suziebabe
134 - Gwengeth15
135 - Missu
136 - phoebesmum2105
137 - Richy23
138 - **sparkles**
139 - Gav-lar
140 - BlueCow1975
141 - xannie99x
142 - frugaldances
143 - his missus
144 - Ryan_f
145 - H.Ed
146 - caravansaver
147 - mrsdwhite
148 - kayester
149!-!cookie02
150 - kem10
151 - VickyA
152 - The_Happy_Hammer
153 - happybunny86
154 - tom07
155 - plzhelpmesave!
156 - fennmad
157 - Easily tempted
158 - Rainbow 8585
159 - WishIcouldfindmyslippers
160 - Lesleyzz1
161 - RockPaperScissors
162 - harrywillsucceed
163 - Gem-Gem
164 - Pixiepops
165 - vickleigh
166 - Indieanna6
167 - dubs57
168 - nikki702
169 - mumofthetwins
170 - chillip1e
171 - Iheart
172 - Jay125
173 - mummy+2
174 - atolaas
175 - xcarlyx
176 - Deleted_User
177 - onward
178 - Indie Kid
179 - Karen777
180 - Vicky496
181 - phoenixx
182 - Iloveshopping93
183 - Learningaboutmoney3
184 - DoubleBubble
185 - andyblack
186 - mattymoo2014
187 - Bubblesmum
188 - Benten69
189 - smeeinnit
190 - Meezel
191 - savingdad

keza

Hi Everyone! Heres the new thread so I can allocate people numbers as they join! Happy Saving! Pull up a chair and I'll put the kettle on

Sun_Addict

#30 reporting in - total to date is £188.75. Thanks for continuing this Keza.

Goldiegirl

Thanks for taking over the thread, Keza, it's nice to have someone in charge.


Just done my transfer


#104
Transfer £5.56
New total £102.29

Iheart

Could I join please. Will round down my balance at the end of the day. Am hoping to get an extra £100 by the end of the year

Jay125

Please please can I join. I have set my self a challenge to save 6000 by 31/12/14 to cover mortgage, but have not considered how I am going to pay for Xmas. I always round my figures easier on the brain:rotfl: i.e. When budgeting for the month round my outgoings up so I think this will be great way to start saving for Xmas.
Thank you MSE :money:for inspiration.:T

keza

Hi Iheart and Jay125 I have allocated you numbers on the list above. Welcome aboard and happy saving!

Iheart

Thank you

nikki702

yay I have a number thanks