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pay off credit card now or keep for a deposit?
Hi we have £20 K on our credit cards. (hard to write!) and we have just sold our flat giving us £10 K. We are renting a house and want to buy as soon as we can. My husband is on a fixed salary but I am freelance and hoping to make £10 K more next year (not guaranteed but likely). I didn't want to use our deposit to clear…
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1p Debt
Hi all, Just to make it short, 5+ years ago I was overdrawn on my account (first time ever) by accident for 1 pence and my bank charged me for unplanned use of overdraft and by the time I found out, the charge was almost £45 and after I spoke with the bank they refused to do anything about it so I stopped dealing with that…
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June 2014 make £10 a day challenge - everyone welcome!
Hello and welcome to all newbies and regulars. This is the 82nd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this…
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"Sealed Pot Challenge" ~ 7
Ok folks, here we are with SPC "No 7"!! For all newcomers, yes "Old Timers" too - please read through this entire post to see what the SPC is all about. However, do be sure to Join the forum first in order to be able to join the challenge - if you haven't already! To everyone else, please keep chatting about your conquests…
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Roadkill Rebels June 2014
Hello RoadKill Rebels, Welcome to the June Challenge. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said when she launched the first challenge in October 2013, "the only stipulation is that it must be found outside of your home and/or car - it has to be money that…
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the Jolly-hockey-Sticks Jolly June Jamboree NSD Challenge!
Welcome to the Jolly-Hockey-Sticks June Jamboree NSD Challenge! We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we…
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NSK: The June Overhaul!!!
:T:T:T The June Overhaul!!! :T:T:T Earn £££ while losing LB's...:):):) Welcome one and all to the 30 day June Overhaul! This is where you get to challenge your debt AND your fitness levels. Yes you heard it right - time to step up the debt busting game and use those step-up's to lose a bit of weight and get healthy. See…
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1 debt vs 100 days part 15
Welcome in the challenge again! There's just one , simple rule : take on debt, however small and try to pay it off within 100 days. This challenge starts on 17th March 2014 and ends on 24th June 2014. Everybody's invited! If you want to take a part in our challenge, please write your name and amount you want to pay off…
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Time to Start Chipping away at old Debts
Hello, I am looking for some advice. I have recently purchased my own home (waiting for completeion date) so exciting! and our next challenge is to clear OH debt! To break it down, we are not married, my credit is perfect and the mortgage is in soley my name. We are not financially linked! He has a defaulted loan from 2008…
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Not straight forward Car finance gone wrong !! Help
Hi guys My very first post on here so go easy on me!! Got a car on finance about 6/7 yrs ago For just under £28,000 Paid £21,000 off it n fell into difficulties and couldn't pay monthly repayments and the last £7000 (there abouts) off Told the finance company we couldn't afford it they said return the car which we did.…
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need help about possible old debt...
I got a letter this weekend from a debt collection agency reference a debt of over £7000 from Barclaycard masterloan. I left the UK for 11 years (1999) and only returned 3 years ago. I called the company (Portfolio recovery associates) and after finally asking them over and over they said the debt was from 1998 and that…
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The Magnificent May-pole NSD Challenge!
Welcome to The Magnificent May-pole NSD Challenge! We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise…
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Weekly Spend Challenge W/C 8th June 2014
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it…
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Weekly Spend Challenge W/C 8th June 2014
Duplicate thread. :)
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Weekly Spend Challenge W/C 1st June 2014
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it…
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May 2014 - Make £10 a day - everyone welcome
Hello and welcome to all newbies and regulars. This is the 81st month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this…
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Dmp
This is all new to me as This is the first time i have tried doing anything like this I don't know how to explain or where to start it so difficult trying to write it down but I have got myself into a right financial mess It start at least 5 yrs ago I started taking out loans to cover cost but was just managing to get by…
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Weekly Spend Challenge W/C 25th May 2014
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it…
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Roadkill Rebels May 2014
Hello RoadKill Rebels, Welcome to the May Challenge. The drill is still the same: find as much roadkill as you can between May 1st and 31st. As HOK3Y said, "the only stipulation is that it must be found outside of your home and/or car - it has to be money that genuinely wasn't yours or your family's before you found it! So…
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NSK: MAY the Odds Be Ever In Your Favour!!!
:T:T:T MAY The Odds Be Ever In Your Favour! :T:T:T That's Right - It's The Hunger Games!!! It's been a favorite of mine since it was released. Survival of the fittest is what the movie is ultimately focusing on. Not all about brawn but an equal measure of ingenuity, cunning and thinking ahead - where is your opponent? It's…