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Sell it on Facebook in 2015
This is a place where you challenge yourself to put all your unwanted items weather it be clothes, DVD's/games, Bric-a-brac, cars or anything you want rid off on Facebook to make a little extra £££££ in your pocket!! No matter where you are in the UK I am pretty sure there will be at least one buying/selling Facebook group…
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Payment A Day Chapter 15
*The principles of PADding* Emily Hallett started a fantastic thread called 'a payment a day' which you can find here: Thread 1 The thread was a huge success and was continued in 'A Payment a Day Parts 2-12'. Those threads can be found here: Thread 2 Thread 3 Thread 4 Thread 5 Thread 6 Thread 7 Thread 8 Thread 9 Thread 10…
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What do you get for free?
Hi! I am writing an article for a national women's magazine about women who get things for free. I am looking for someone with a good story to tell about something they get/got for free. I can pay a small cash sum for your story. It could be: - free haircuts by being a salon 'model'?? -free gym membership in exchange for…
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Owe bank money...but do they also owe me?
Hi! After being made redundant last summer, I experienced financial difficulties. I had an overdraft of over £1000, a loan and credit card. I was also unable to pay utilities, council tax and tv license. My finances are now being managed by a charitable organisations who are fee free :j However, after reading about how I…
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Snowball Saving Challenge #1 2015
This challenge is a little like the Debt Snowball challenge where you'd work to pay off your debts starting with the smallest amount first then working up to paying off the largest. However, This challenge is about starting from a relatively small savings goal and working towards a bigger saving goal. This challenge…
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Make £10 a day March 2015 challenge thread
:hello: Hello and welcome everybody This is the 91st month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
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The Mad March NSD Skiing Holiday Challenge
As March approaches,we've grown weary of the heat out here in the savannah,and are looking forward to heading to the slopes and skiing ourselves silly.I know that skiing is expensive,but we nsders are a cunning bunch of moth cultivators and penny pinchers,and are determined to get a good deal. Now,our base will be at the…
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The big NSTurtle March to sea!
The big NSTurtle March to sea! NST stands for Ninja Saving Turtle as this challenge is roughly based on the ones started by NINJASAVINGKAT in 2012. Check them out if you're new. Welcome to March! This is not a race but a steady march like freshly hatched baby turtles on their way to the sea. We’d like to change our…
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March 2015- Take Your Lunch to Work Challenge.
It's back, by popular demand- Thanks to those who PM'd me asking me to revive this challenge- your wish is my command Save your £'s by taking your Lunch To Work (LTW)! A new thread for March 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part…
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Make £10 a Day Challenge February 2015 - everybody welcome
Hello and welcome everybody This is the 90th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it give…
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Help! How long must a debt be 'dormant' before it is written off???
Hi, I am desperately trying to organise my finances and get debt free and improve my credit rating after years of ignoring it all :( Brief background is that when I was a lot younger I just thought money was free and took out catalouges etc. I now believe most of those are paid off with a loan i took out to consolidate my…
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Questionable bailif charges
Hello, Please can someone advise on my ongoing woe. This a council tax debt from 2010 A baillif visited and dropped a letter with the head in Attendance Notice To Take control of Goods. This was for a balance of council tax from about 5 years ago, which I've been paying back at the rate of £20 per month, however I've…
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The Flippin' Fantastic February Safari NSD Challenge!
Yes,February will soon be here,but the NSD gang are resolutely turning their backs on the blinkin' cold,wet and 'orrible weather.Thanks to a highly democratic vote of one (that's you scotmumof3),we are heading off for an African safari! So,we are ready to fire up The Tardis again,to whizz us off to the Masai Mara,all from…
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February 2015 'Take your Lunch to Work' Challenge.
It's back, by popular demand- Thanks to those who PM'd me asking me to revive this challenge- your wish is my command ;) Save your £'s by taking your Lunch To Work (LTW)! A new thread for February 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in :) You can be a stay-at-home-parent, unemployed,…
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Nst; fearless february
NST Challenge:Fearless February February can be a tough month. We are nearing the end of winter but as the last week has shown, winter still has a sting or two in her tail. We will look for any signs of Spring but be on the alert for danger. Take care when driving/ cycling/walking in hazardous conditions. Take care of…
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De-clutter by the day!
Hi Everyone, I'm not sure if there is another challenge on here that already achieves this aim, but I really want to declutter. I live in a shared flat so the storage space I have sole access to is generally my bedroom. I threw lots of rubbish away when I moved in nearly a year ago, but I moved lots of 'stuff' that I…
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Challenges: How do I know I am in?
Please pardon my ignorance. I have just joined the forum yesterday after hovering for a while. Inspired by the posts of other forumites, I wanted to take some of the challenges on here. But one question, how do I know if I was accepted or if I am in? Advice please? Oh btw, ps, how do you set up the signature thingy at the…
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Aid to help stop overspending.
Hello. I don't know if this is allowed but I wanted to let you know about something that has helped me stop overspending each month. I was really bad at overspending as I didnt keep checking my bank account to see how much money I had after spending. I therefore created myself an app for the android market. I now set…
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Advice
Need advice on how to stop phone supplier not stopping contract and taking money from account. Unfortunately I cant cancel direct debit as it is my sons phone and he had serious financial problems (bankrupt) and I dont want to affect his position now getting better.
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July 'Take Your Lunch To Work' Challenge.
It's back!! Save your £'s by taking your Lunch To Work (LTW)! A new thread for July 2014!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in :) You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!)…