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Weekly Spend Challenge w/c 13th September
I'm going for a frugal week ahead. It's DD's birthday next weekend and I need to make sure I have a bit of £ even though I already have her pressie. Please sign up and keep me company Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On…
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Weekly Spend Challenge w/c 6 Sept 2015
After last week's success I thought I would go for week 2 of a weekly spend challenge. Please feel free to join in - I spent way less last week than I normally would. Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please…
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Resurrected - The Weekly Spend Challenge w/c 30th August 2015
Hi everybody, I was inspired by another post to look for a thread that really used to motivate me when I started lurking on here a few years ago, called the Weekly Spend Challenge. Well, I found it and I wondered if it was worth me resurrecting it. We'll soon see... Here is the idea: Hello everyone. Welcome to the Weekly…
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The Absolutely Awesome August 'Silly Season' Holiday NSD Challenge!
August is almost upon us.Yes,time to hunt out your suitcase,slap on the suntan lotion and try to squeeze into your bikini/swimming trunks - it's holiday time and the silly season starts!There is a 'sub challenge' just to stop any trace of boredom: just how silly can things get?Knowing the residents of Ennessdee Towers I…
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~Make £10 a day August 2015 ~ everybody welcome to join
:hello: Hello and welcome everybody This is the 96th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
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NST August - AB's Amazingly Aware August Challenge
Hi All So this is the 8th Ninja Saving Turtles challenge of 2015, it’ll be the end of the year before we know it! We’re now well into the summer holidays (for those of you who have kids, or are teachers), and might be thinking about heading off to somewhere warm, or just somewhere different. August also seems to be the…
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August 'Take Your Lunch to Work' challenge.
Save your £'s by taking your Lunch To Work (LTW)! A new thread for August 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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1 debt vs 100 days part 19
Hi everyone! Welcome in the challenge again �� this challenge starts 11th May and finishes August 19th. There's one rule: take a debt, however small and pay it off within 100 days. Good luck! 1. Mrs Save £150.20/693.08 2. Hope78 £956.70/1000 3. Jubilee76 £1000 4. Gettingtheresometime £241.11/500 5. Calling14 £758/1000 6.…
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14/8 win 4 x pair of grandstand tickets for York Ebor
linkz.mobi/sc/ghasq- Sorry not able to post links but have been a member got a while
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Protect Pension Fund From Old Debt
I am currently paying off some old debts which are over 6 years old.I am soon to be able to access my pension fund which is not that big but I intend to put it to good use by buying a franchise which should enable me eventually to clear all debts and provide a good income in the future.My concern is that companies that you…
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~Make £10 a day July 2015~ Everybody most welcome to join :D
:hello: Hello and welcome everybody This is the 95th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
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'The 'Anyone For Tennis' July NSD Gang Go Camping on Wimbledon Common Challenge'
July will soon be upon us,and our thoughts turn to holidays in exotic locations,lots of sun,a good book or two,how to ward off the midgies,Wimbledon,Igor's delicious ice creams and sorbets (ferret's breath ice cream with chocolate sprinkles anyone?) and,the biggest 'Z' list celebrity wedding of the year: Ennessdee Tower's…
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NST July - Bobs Bucket & Spade Boogie to the beach!
Hi All So this is the 7th Ninja Saving Turtles challenge of 2015, where has the time gone? For many July is a month where things slow down just a teeny bit. School runs are history for the long summer holidays, horray! And people may even be escaping on summer breaks (you lucky things!) But before you strip off & run for…
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July 'Take Your Lunch To Work' challenge.
Save your £'s by taking your Lunch To Work (LTW)! A new thread for July 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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Debt free for my birthday (May 2015)
So, currently 29 and have the following debt as a result of spending too much through my 20s as well as well-intentioned but extremely poorly executed debt consolidation (several times): Loan - £9,510.90 @ 12.8% CC - £4,359.82 @ 27.9% APR - Barclaycard CC - £4,574.88 @ 1.4566% / 1.5976% per month - Virgin/MBNA CC - £950 @…
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Get It Done Weekly Challenge
Hi everyone (or anyone? :) ). Would anyone like to join me on a weekly challenge to "get things done" ? Since I joined MSE at the start of the month, it's been great, I've done a lot of reading about things, I've joined some challenges (and not been back, sorry :o ), I've done a lot of thinking about things and made a lot…
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~Make £10 a day May 2015 challenge ~ in memory of PrincessMelody2009
:hello: Hello and welcome everybody This is the 93rd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
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Employer Error overpaid
Previous employer is requesting a payback of overpay. My husband received a letter back in May from a debt collection company stating that his previous employer was requesting he returns a payment of over £500 which he apparently received in November. After sorting out the room yesterday I came across the payslip from the…
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Summer Holidays Frugal Fun Challenge
Hi all I have NEVER started a challenge before, so please let me know or delete if this is in the wrong area of the forum or has already been done. I am just half way through my self managed DMP and hubby is off into hospital next week and will be out of work for four weeks, so pretty much two thirds of the kids summer…
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let's talk debt
hi thanks for reading my thread hopefully someone will be able to help me out .ok so im here because as a young adult i jumped into the world of credit and started opening accounts when i became 18 now 5 years on i have debts back from then and now i want to clear it up and make things right but it's a hard world with low…