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CindyLu
Help please . I've just joined the forum .I have a small business , the bank charges me £1 fir each customer cheque I pay in .can I claim it as expenses on my Tax return ?
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Anywhere to go where an advisor can view ALL My debts and help help me sort them???
I have been struggling with debt for 11yrs now. Ive tried CAB and national debt helpline. They were great help but just seem to give information and leave me to it, I am not the cleverest person and suffer with dyslexia. I wonder is there any where i can go and meet an advisor IN-PERSON & they have the resources to find…
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NST; January Challenge- The Money Saving Game
:D NST; January Challenge- The Money Saving Game!! :D New Year? New Start? Press -Continue- (or scroll down) Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK who are always up for new money saving challenges, fighting our way to debt freedom,…
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1 debt vs 100 days part 17
Hello everyone! Welcome in 1 debt vs 100days part 17 challenge part 17! There's one and simple rule: take a debt and repay it within 100 days. This challenge starts at 15th October and finishes 23th January 2015. Everybody's welcome! If you want to take a part , please write your name here. 1. Calling14 £189.48/930.48 2.…
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"Sealed Pot Challenge" ~ 7 ~ Part 2
Ok folks, here we are with SPC "No 7"!! For all newcomers, yes "Old Timers" too - please read through this entire post to see what the SPC is all about. However, do be sure to Join the forum first in order to be able to join the challenge - if you haven't already! To everyone else, please keep chatting about your conquests…
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How much did we pay off in 2014?
Happy New Year everyone :beer: Around about now, someone usually kick starts a thread with an accumulator showing how much we have all paid off in the previous year. There are other threads for previous years, this is the link to the thread for 2013: https://forums.moneysavingexpert.com/discussion/4856717 Please add how…
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Rossendales Debt Collection Agency
I am in the process of my IVA failing due to the payments becoming unaffordable with the IVA company. I am still under protection until I get the failure certificate which can take up to 6 months. I have 4 debts in total, x3 are listed with The Insolvency Exchange, and x 1 listed with Max Recovery. Today, my telephone…
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Is there a formula for this Plan?
Hello, Was asked this question this morning by my brother .. How much do I need to invest per annum to receive a lump sum of £12458.00 in 11 years @ 5% interest rates? What is the formula for working this out? thanks in advance steve
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Use it or lose it 2015
Hi everyone, I did this a few years ago on here, and it worked really well for a few of us. I've had my second LBM yesterday, and have only come back on here today. In short, my house is full, as are my credit cards. It's been a hell of a year for me, involving a marriage split and real serious health issues. Putting it…
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Is a DMP 'making a composition with creditors'
Oops - posted in wrong place and deleted post - sorry :)
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how to deal with 10 year old debt
hi, i would be gratefull for any advice. i am on long term esa support group benefit, i have five defaults that i am paying off at between £5 and £10 per month, they range from £400 to £7000 owing so i know i will be paying them for ever, the agencies i pay are happy with my payments and i am up to date. my problem now is…
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The Deliciously Decadent December NSD Challenge!
Yes,that's right,December will soon be here! I've been racking my brains to come up with a theme,and really was getting a tad stressed out.....what happens in December after all that's of any interest to a bunch of skinflint-aspiring wallet watchers?After a detailed chat with Father Christmas,he put forward an idea so…
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Virtual Sealed Pot 2014 - Take 2!
Welcome to the Virtual Sealed Pot 2014 Challenge. Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. Palema continued the Challenge in 2010, 2011, 2012 and 2013! (Thank you Palema) Flat Eric started the 2014 challenge but due to work commitments had to pass the reigns. I picked this up as I have…
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Weekly Saving Challenge 2014
One of my DDD goals for next year is to complete the weekly saving challenge. I am planning on doing it in reverse order (both to be awkward and to pay the biggest sums whilst I am most keen!). The aim is to pay the same amount of money in pounds (etc) as the week number of the year in to a savings account - with the final…
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£2 Savers Club 2014
Welcome to the £2 Savers Club ready for the start of a brand new year. The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2014, B)Save for a particular reason e.g. to pay the car insurance, to pay…
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The Completely Crazy 2014 Clothes Challenge
It's time again for the challenge to begin. Can you do it? Stick to a clothes budget for the whole 12 months of 2014? Let's see who's up for it! Below is the first post by Lula Hula who ran this challenge for many years and Citizen Kitten who started the thread last year. Hi Guys - so the new thread from Lula-Hula's…
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December 2014 ~Make £10 a day challenge~
This is the 88th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this first post is long, but please read as it give…
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Pay ALL your debt off by Xmas 2014!
Welcome to the third year of Pay ALL your debt off by Xmas (now) 2014! We can’t start a new year without saying a massive thank-you to the amazing mf0u1098 who started original challenge in late 2011, and a massive thank-you to spagbol who carried us through 2013 (on top of welcoming a new son into the world in November…
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NST December Challenge - Festive and Frugal
:xmastree: NST December Challenge – Festive and Frugal :xmastree: During this festive and final month of the year, it is time to reflect on how rich we all truly are and how our lives have been enriched in the last 12 months. Our family and friends are our greatest assets, and during this festive period, it is time to take…
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2014 Frugal Living Challenge
[FONT="] [threadbanner]box[/threadbanner] [/FONT]The Frugal Living Challenge 2014 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post in…