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Employer Error overpaid
Previous employer is requesting a payback of overpay. My husband received a letter back in May from a debt collection company stating that his previous employer was requesting he returns a payment of over £500 which he apparently received in November. After sorting out the room yesterday I came across the payslip from the…
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Summer Holidays Frugal Fun Challenge
Hi all I have NEVER started a challenge before, so please let me know or delete if this is in the wrong area of the forum or has already been done. I am just half way through my self managed DMP and hubby is off into hospital next week and will be out of work for four weeks, so pretty much two thirds of the kids summer…
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let's talk debt
hi thanks for reading my thread hopefully someone will be able to help me out .ok so im here because as a young adult i jumped into the world of credit and started opening accounts when i became 18 now 5 years on i have debts back from then and now i want to clear it up and make things right but it's a hard world with low…
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Make £10 a day challenge June 2015 ~ Everybody welcome
:hello: Hello and welcome everybody This is the 94th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
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The 'Gone Racing' Jolly June NSD Challenge at Royal Ascot
Welcome to The June NSD Challenge,which draws inspiration from that most wondrous of sporting events - Royal Ascot. Now,no pushing please,there's room for everyone. :) Having friends in high places means that I shall be swapping tips with HRH Lizzie,and,if you're very well behaved,there might be an extra seat going when we…
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June's 'Take Your Lunch To Work' Challenge
Save your £'s by taking your Lunch To Work (LTW)! A new thread for June 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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NST June – Just Keep Jousting!
joust (joust, jŭst, jo͞ost) also just (jŭst) n. 1.a. A combat between two mounted knights or men-at-arms using lances; a tilting match. b. jousts A series of tilting matches; a tournament. 2. A personal competition or combat suggestive of combat with lances: a politician who relishes a joust with reporters. intr.v.…
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How much money can you make?
Hi all I'm always looking at ways of making a few extra pennies so I thought it might be good to record on here what I make and how? I'm going to include anything that boosts my savings so will include payouts from surveys, anything that I sell, supermarket vouchers that reduce my bill etc,etc. I'm sure there's loads of…
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Minimum payment not covering charges since new day took over store cards
I've been paying off 2 store cards well with the minimum payment, however since New Day took over the minimum payment is not covering the charges and even though I'm not using the cards the balance is going up. Any one else having this problem? Not happy about it at all :mad:
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May 2015 'Take your Lunch to Work' thread.
Save your £'s by taking your Lunch To Work (LTW)! A new thread for May 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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The 'May The Force Be With You' Magical Eurovision NSD Challenge!
Hello eager fellow penny pinchers.Alas,the month of May is almost here.Where does the time go? After a very highbrow and cultured Shakespearian tribute month,we are going to change gear and celebrate the glorious month of May with a fab Eurovision theme.The dates are: SEMI-FINALS 19 & 21 MAY 2015 GRAND FINAL 23 MAY 2015…
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The Awesome 'All's Well That Ends Well' April NSD Challenge!
April will be here soon,and the intrepid and weary moth cultivators AKA The NSD gang,have decided to stay at home for once.That's right,we're going to sit back with our feet up,drink copious cups of tea,dunking those those yummy Rich Tea biscuits,doing a sudoku or two and enjoying the rain. Oh,and if we're lucky,we might…
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NST: May the odds be ever in your favour!
NST: May the odds be ever in your favour! MMM says: If you are one of the 99% of people who is forced to live with only a finite amount of money, you should probably give some thought to how that money is spent. You can buy [FONT="]things, [/FONT]like cars and mobile phone plans for your kids, or you can buy…
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Help! 28yr old needing debt / saving advice and guidnace
Hi, Totally new to this forum. I am 28 years old and currently want to save for a house deposit £20k and a Wedding £20k. My partner and me have approx £2800 in debt and no savings as of yet. We want to have the £40k saved by June 2018. Are there any good budgeting apps out there? (don't have a PC/Laptop) We would welcome…
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EagerLearner's Guide to Free Daily Cashback - Part Trois!
SEE MARTIN'S GREAT ARTICLE ON CASHBACK SITES: http://www.moneysavingexpert.com/sho...es-comparison/ Hi all, My old thread #1 here: http://forums.moneysavingexpert.com/....html?t=609037 and part 2 here: https://forums.moneysavingexpert.com/discussion/2132075 Got rather long so here's a fresh part Trois :beer: After creating…
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Debt Arrangement Scheme and personal Injury Claim
Hi I have quite a bit of debt and I am wanting to go into a DAS. I am due to receive money for a road accident but my wife wants it paid into her account due to my gambling problem and the money I have used from our family. If i enter into a DAS and pay the claim into her account will they find out about it? I live in…
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1 Debt vs 100 days part 18
Welcome in the 1 Debt vs 100 days challenge part 18! There's one and simple rule : tackle a debt , however small , and pay it off within 100 days. This challenge starts at 26th January and finishes 6th May 2015. 1. Mrshubbard £120/561 2. Kirstydriver £751/900 3. LoLo £34.08/300 4. Onlygoingforward £3500 5. GaLa15 £7000 6.…
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Make £10 a day April 2015 challenge
Hello and welcome everybody This is the 92nd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it give…
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NST Challenge - Spring is here!
NST – Spring is here! At the start of our debt free journeys, we all make drastic changes to our spending and make great head way on the debt. At the start of each year, we all feel renewed with enthusiasm and refocus on our debts. However, every month of our debt free journey is just as important as the start of the…
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April 'Take Your Lunch to Work' Challenge.
It's back, by popular demand! Save your £'s by taking your Lunch To Work (LTW)! A new thread for April 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were…