The plastic-not-so-fantastic squad

edited 8 December 2015 at 6:30PM in Debt-free Wannabe Challenges
58 replies 5.9K views
Dolly_RockerDolly_Rocker Forumite
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edited 8 December 2015 at 6:30PM in Debt-free Wannabe Challenges
My main is to stop using the plastic -debit or credit cards for day to day purchases & unplanned spendies.


I have also started writing down all my spends in a spending diary, I think that by doing both these things it is making me more aware of the money I am spending & this will hopefully lead to cutting out spends on not so essential items & saving for the required spends rather than bunging them on the cards.


I hope that some will join me in this.


Dxxx
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Replies

  • edited 29 December 2015 at 12:51PM
    Dolly_RockerDolly_Rocker Forumite
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    edited 29 December 2015 at 12:51PM
    1. Dolly Rocker
    2. mavvymoo
    3. allie23
    4. vintagegal
    5. justforme
    6. Flee
    7.
    8.
    9.
    10.


    More to be added when we get more members.
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
  • Dolly_RockerDolly_Rocker Forumite
    5.2K Posts
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    ✭✭✭✭
    Reserved post.
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
  • Dolly_RockerDolly_Rocker Forumite
    5.2K Posts
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
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    I will admit to having used my debit card maybe once or twice this week, my bad.


    Will be looking for a 100% week next week of using no cards at all.


    Dxxx
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
  • Dolly_RockerDolly_Rocker Forumite
    5.2K Posts
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    ✭✭✭✭
    Righto I am happy to announce a NSD & no spending on the plastic today either, this is due to the fact that I have not left my house all day but still I am claiming this one as a victory - woo hoo!!!


    Dxxx
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
  • edited 5 October 2015 at 8:21PM
    mavvymoomavvymoo Forumite
    2.2K Posts
    Debt-free and Proud! Mortgage-free Glee!
    edited 5 October 2015 at 8:21PM
    Dolly Rocker I will join you please as I have got to stop spending.I am going to try and draw cash on a Monday and once its gone its gone x

    Need to work out what I need to draw out now will report back when I have :rotfl:Might take me a while.

    Great challenge BTW Hope we get some more joiners ;)

    Mav x

    Ps I am also going to start writing down what I spend in my diary x

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • Dolly_RockerDolly_Rocker Forumite
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    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
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    Yay mavvymoo you are #2

    I spent on my debit card this morning as it is bucketing it down in Glasgow this morning so just ran to costa rather than the bank!!!

    Will need to go to the bank on the way home.

    Dxxx
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
  • mavvymoomavvymoo Forumite
    2.2K Posts
    Debt-free and Proud! Mortgage-free Glee!
    Morning Dolly

    Pouring here in North Norfolk but have been to get my cash out. No cards for me until I draw my weekly cash out Monday.

    I am determined not to use my cards.


    Mav x

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • Dolly_RockerDolly_Rocker Forumite
    5.2K Posts
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    ✭✭✭✭
    Me too mav.

    D xxx
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
  • mavvymoomavvymoo Forumite
    2.2K Posts
    Debt-free and Proud! Mortgage-free Glee!
    Right Dolly I am on for a NS day today :) Want to try and do 3 days a week No Spending :-)
    Hope you are doing ok x

    Mav x

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • Dolly_RockerDolly_Rocker Forumite
    5.2K Posts
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    ✭✭✭✭
    Yeah I am good.

    managed my spends today with cash so I am happy with that.

    I have like £3.00 left to spend of this weeks budget so the daily costa will be stopping as of Thursday!

    Overspent last week so had less cash carried forward into this week - will try & not do that again.

    I need to try & work some more NSD's in.

    Dxxx
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
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