The plastic-not-so-fantastic squad

edited 8 December 2015 at 6:30PM in Debt-free wannabe challenges
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edited 8 December 2015 at 6:30PM in Debt-free wannabe challenges
My main is to stop using the plastic -debit or credit cards for day to day purchases & unplanned spendies.


I have also started writing down all my spends in a spending diary, I think that by doing both these things it is making me more aware of the money I am spending & this will hopefully lead to cutting out spends on not so essential items & saving for the required spends rather than bunging them on the cards.


I hope that some will join me in this.


Dxxx
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  • edited 29 December 2015 at 12:51PM
    [Deleted User][Deleted User]
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    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
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    edited 29 December 2015 at 12:51PM
    1. Deleted_User
    2. mavvymoo
    3. allie23
    4. vintagegal
    5. justforme
    6. Flee
    7.
    8.
    9.
    10.


    More to be added when we get more members.
  • I will admit to having used my debit card maybe once or twice this week, my bad.


    Will be looking for a 100% week next week of using no cards at all.


    Dxxx
  • Righto I am happy to announce a NSD & no spending on the plastic today either, this is due to the fact that I have not left my house all day but still I am claiming this one as a victory - woo hoo!!!


    Dxxx
  • edited 17 January at 1:22PM
    mavvymoomavvymoo Forumite
    2.2K Posts
    1,000 Posts Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    edited 17 January at 1:22PM
    Dolly Rocker I will join you please as I have got to stop spending.I am going to try and draw cash on a Monday and once its gone its gone x

    Need to work out what I need to draw out now will report back when I have :rotfl:Might take me a while.

    Great challenge BTW Hope we get some more joiners ;)

    Mav x

    Ps I am also going to start writing down what I spend in my diary x

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • Yay mavvymoo you are #2

    I spent on my debit card this morning as it is bucketing it down in Glasgow this morning so just ran to costa rather than the bank!!!

    Will need to go to the bank on the way home.

    Dxxx
  • mavvymoomavvymoo Forumite
    2.2K Posts
    1,000 Posts Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    Morning Dolly

    Pouring here in North Norfolk but have been to get my cash out. No cards for me until I draw my weekly cash out Monday.

    I am determined not to use my cards.


    Mav x

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • mavvymoomavvymoo Forumite
    2.2K Posts
    1,000 Posts Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    Right Dolly I am on for a NS day today :) Want to try and do 3 days a week No Spending :-)
    Hope you are doing ok x

    Mav x

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • Yeah I am good.

    managed my spends today with cash so I am happy with that.

    I have like £3.00 left to spend of this weeks budget so the daily costa will be stopping as of Thursday!

    Overspent last week so had less cash carried forward into this week - will try & not do that again.

    I need to try & work some more NSD's in.

    Dxxx
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