let's talk debt

hi thanks for reading my thread hopefully someone will be able to help me out .ok so im here because as a young adult i jumped into the world of credit and started opening accounts when i became 18 now 5 years on i have debts back from then and now i want to clear it up and make things right but it's a hard world with low cash flow and a lot of debts i have one debt of £2.329 owing to premier man this is not from what i actually bought but rather their excessive charges my original debt was for around £950 but thanks to their admins fees and then passing it on to debt collector's it has rocketed up is their anyway i can get this debt lowered to a more fair amount i know i could leave it until the statue of limitations kicks in but that is still 4 years off any suggestions on what i should do
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