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Barclaycard Error on 0% deal
B have confirmed an error is occurring on interest charges for the old 0% card where you need to spend £1 a month. This shows on the statements from mid-sept 2006 and is applied to the Interest on Your Balance Transfer. It is an error and ring CS 01604 234234 to get it cancelled.
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monument credit card , what is your apr?
i was just wondering what apr monument offer, i have managed to get my apr dropped on capitalone and barclaycard, and have nearly cleared monument by BT, and was wondering if they offer lower apr? so my question is for anyone with a monument, what is your apr?:cool:
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Anything free with a credit card?
i am 19 and want to get a credit card to get a good credit reference. I will only be using it once a month to put petrol on and then paying it off at the end of the month. Is there any good deals out there where i get something free for signing up with a specific card?eg free mp3 player, cashback etc? thanks in advance
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GE Money cashback card
one of Martins recomendations for cashback credit card was GE Money giving 3% on food & petrol. I noticed its no longer recomended, is this because you cant get it now or its not a good option? :confused:
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High Credit Limits for Student running a business
Hello. I currently have two credit cards - a Natwest Student Mastercard and a Nationwide Classic Visa Card. The Natwest card is only really used for everyday purchases. The Nationwide card has a very high credit limit (or so I was told) considering I'm just a third year student. The Nationwide also has a 9 month 0% on…
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Free Cash??
Hi Just wondering if anyone knows of any balance transfer 0% credit cards that allow cash to be transferred from the card into a current account? I know there used to be some but am not sure if the banks have got wise to this scam (i.e put it in a high interest account and repay at end of term!!)
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paying college fees
hi there i have a few credit cards (none have a credit limit of over £1500) and a loan with cahoot(£8000 at 5.8% (all for college ) i now need to pay my next fees of £4000 but if i take out another loan to increase the amount the interest will go up. my college charge a 2.5% fee on any credit card payments and i wondered…
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Emigrating & Repaying Debt
Hi, this is my first post but I really would like some genuine unbiased advice. My husband and I have been fortunate enough to be accepted to emigrate to Australia on a residence visa with no conditions or strings. We have been waiting on selling our house and are now due to move over at the beginning of October. The…
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I need help with my EGG problems
Hi I posted a while ago on DFW to say that Egg had written to me to tell me that my interest was going up from 15.9% to 21.9% I wrote to them asking them why it had gone up so much - this is their response: Your new rate of 21.9% has been changed to reflect the relationship you have with Egg. Our assessment of your…
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credit rating
When you apply for a credit card does this show up on your credit report straight away. Thanks
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PO credit Card -
Hello, As an employee at POL just thought you guys ought to know the PO cre]
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GE transformation card - capped at £50 BTF?
:D Hi, In martin's article about best 0% with fees BTs he reccomends the GE money card, and says it's capped at £50. I've been to the site and started to apply, but couldn't find anything about it being capped anywhere. It just says 2.5% fee. CAn anyone confirm whether it's capped? THAnks Sarah
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Morgan Stanley interest increase - 17.9% to 23.9%
The interest on my card has gone up from 17.9% to 23.9% with effect from November 1st. No problem as I will pay it all off and leave it dormant, but in the same letter it outlines the fact that 'punitive disproportionate fees' have been reduced to £12. I've had my card for five and a half years but will pay it off in full…
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how can i cancel payment protection?
i have a cc with payment protection, but i dont need it, and its a lot of money on top of my monthly payment, wil it go against me if i cancel? what excuses or professional lingo can i use to cancel it , as i have heard that they really try and get you to keep it thanks in advance for any help;)
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How negotiable is the rate on Balclaycard Gold?
Hi, I have built up a balance on a BarclayCard Gold, and cannot really get a new card to transfer it to as I'm out of work and have been for a while. (I do occasional contract work, which I bill through my company, and then draw salary or divi as appropriate, but mostly living from savings - not really good enough to apply…
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student credit cards
I am a third year student on a 5 year course and would like to build my credit rating so i can stooz in the future. I have been turned down from store cards in the past. I obtained my credit record from the experian, equifax etc. and basically I have no history. I do now have different bills in my name phone, electricity,…
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Capital One Confusion
as the title probably states, im confused with capital one. i was approved for a card, and was sent the documents to sign. when i did, i didnt tick the payment protection box, and then waited about a week when another letter arrived, the letter they sent; "when you applied for a capital one credit card, you made a request…
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M&S &More Card - what offers/vouchers do you get?
I put a similar thread up re. the Sainsburys Nectar card but as the M&S &More card is a credit card I thought it might be more relevant here. I have an M&S &More card and an M&S Chargecard. I usually get mail from &More about once a month, sometimes more with vouchers offering various amounts of points with certain…
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credit card help
we had some debt problems in the past but we have now paid them all off feb/march time we are trying to apply for a credit card to help boost and also there for emergency who is best to apply to also give approvel please if anyone can help salary for the only worker is 24,995
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What should I do?
Hi, I am having problems with my credit card debt. I was wondering if anyone cud advise me on the best way to deal wiv them. I have the following cards: MBNA - Oustanding balance - 2800 (approx) Credit limit - 4400. APR - 6.9% until January 2007 Monthly payment - 22.00 (approx) NatWest - Outstanding Balance - 3300 (approx)…