monument credit card , what is your apr?

BONJOEY

i was just wondering what apr monument offer,
i have managed to get my apr dropped on capitalone and barclaycard, and have nearly cleared monument by BT, and was wondering if they offer lower apr?


so my question is for anyone with a monument, what is your apr?:cool:

BONJOEY

anyone??????

vwman_3

Got rid of my Monument(ally) high APR card last year and it was from memory something like 32.5% then, and more for cash advances dont know what it is now tho but my guess is more.....someone who has one of these cards will be able to tell you more I'm sure.

HTH

Moggles_2

I've not haggled.
If you pay off the balance in full, the interest rate is somewhat irrelevant.

I've kept this card chiefly because of the fee-free cheque which comes with your monthly statement.

If you never make use of this facility, I would close the card.

BONJOEY

cheers moggles, good advice, i have only 300 left balance on the card, i think ill close it down xxx

Fahim_2

I was accepted for Monument in july'06. They offered my 19.9% with 0% on BT for 9 months and 0% on purchases for 3 months. Not bad.