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Barclaycard Retained
My Barclaycard was retained by a HSBC ATM on Easter Monday. What do banks do with retained cards like this? Do they send them back to the issueing bank or do they just bin them?
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American Express outside agency fee £700+, can l claim this back
:eek: After sending letter1 off to "A/E" to claim charges back, The statements have come back and include an outside agency fee of £700+ that l was not aware of. Now that this c/card is closed, could l or do l have a chance of getting this money back, if so, how would l go about doing this? Could l include this charge in…
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Any ideas to lower down High Interest Rates on Credit Cards ??
I have one credit card issued to me by (Capital One) a private credit card issuer, but it has an obscenely high interest rate. I have found a site Online offering tips on how to get my interest rate lowered and managed to get Capital One to lower it by 2%. But I still don't know if the interest rate I am getting is good.…
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Extra goldfish points pre-christmas
In early December 06 I got a letter from Goldfish saying that if i spent about £1000 on my credit card between mid november and christmas i would receive 1500 extra points (worth about £10) which would be credited by 31/1/07 1. my statement was issued 28/1/07 and did not show any points. On 3/2/07 i checked online and no…
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Credit card charges
Hi im new here. How can i go about getting the credit card charges i been charged reduced of even returned? Many thanks
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Is this correct?
Credit cards company have their own rules & regulations. I thought a power of attorney is a legal document. Nationwide credit card services will not accept it to start investigating fradulent transactions on my son's credit card in South America. I did not ask to discuss his account, all I want them to do is to start…
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cc application
hi my brother applied for amex platinum cc on the 5/4/07 does anyone know how long the process takes. thanks
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Amazon Mastercard £25 gift for Decemeber sign up
As per MSE money tip last year I signed up for the Amazon Mastercard in December 2006, spent on it and have received an email from Amazon with my gift code... for £10! Not the £25 as promised. I've fired off an email pointing this out. Has anyone else had this problem?
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Forgot to change payment amount - Going to wipe out my bank account
For lots of good reasons my Egg credit card bill for this month is over a £1000. I usually pay off my credit card in full and meant to change it for this month to something a little more manageable, maybe £250 to £300. However I completely forgot to do it. Idiot! Anyway, it now looks like tomorrow the payment will be made…
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HSBC charging me no interest on my credit card!
I've got a large personal loan with them (£15 000 or so) but built up my credit card to over £5000 with low APR transfers from other cards plus a few cash advances at the 22%+ APR rate. Yes I know that I'm badly in debt and slowly but surely going to do my budgets but the weird thing is that everytime I get a statement…
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New to Credit Cards...
Hi, I am thinking about getting a HSBC CC as I have had a banked with for many years, is there any sites such as Quidco to make myself some money when I do apply? I want to get this card so I can improve my credit rating and get better deals in the future. From experience what you do think the HSBC CC? Thanks In advance
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Moving to 0% Credit Card
Hi, I am new here although have been lurking whilst paying of debts over the last few months. I now only have one credit card debt and one loan left to deal with, so having cleared off circa 30k over the last few years - I'm feeling in a better place. The one credit card I have left is with Egg currently, and I wondered if…
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Paying AmEx early
I've recently got the AmEx platinum card that gives the introductory 3 months 3% cashback. They've only given me a credit limit of £1400 which I thought would be ok as I could buy what I need then pay it off before my statement is due and then I would have my full £1400 available credit again to use the 3% cashback.…
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Raising Funds: Loan+Loan or Loan+Credit Cards?
Hello, I'm currently trying to raise funds to buy a narrowboat. I need £25k but have been turned down by Egg Loans and Eskimo Loans just last week. As a last resort I phoned my bank (HSBC) who have conditionally offered me most of the money (as my overdraft and flexiloan are also with them they've had to deduct those from…
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Salary
Why do credit cards bother asking how much your earning? As your earnings have no bearing on what credit limit your set as they do no contact your employer?
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Morgan Stanley Credit Card
Just been notified from Morgan Stanley that from JUNE 1 2007 We will be charged £20 p.a. for having [and using this card].. So watch out!!:eek:
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LLoyds Credit Card Details m issing
Hi We have a LLoyds Platinum card - just went to check our bank account online and noticed the details of the card were missing.:confused: If anyone has a lloyds account you will know that you have your current account details, then your credit cards and then your loan details in a list. The current account was there as…
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visa friday 13th problems
not sure if any1 has had probs with their visa cards 2day but this might explain it and put peeps minds @ rest http://news.bbc.co.uk/1/hi/business/6553385.stm
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About to pay cards off!
Hi New here I'm just about to pay my credit cards off when my re-morg comes, in the past i had fell be hide in paymets and got over and late payment fees can i claim these back like the banks? does this all so work with store cards? Thank you for any help that you can give me. and if there is any links on this site could…
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Ulster Bank 0% Balance Transfers
Has anybody succesfully opended/tried to apply for one of these recently. I've e-mailed them via the website from link from MSE a few times now and have not received an app form ?