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What is a chargeoff?
Hi Received my statements today from Halifax One as I am reclaiming charges. On the last statement dated 08/02/07 the description of the transactions are: PRINCIPLE CHARGEOFF -£2848.83 INTEREST CHARGEOFF -£288.57 OTHER FEES CAHRGEOFF -£107.39 This totals £3244.79 which is what is outstanding. We no longer use this card and…
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Film about credit cards & debt
You have got to watch the new documentary (In Debt We Trust) about credit cards and how the credit card companies and the bank have these strategies to lure you into their traps and then, when you're already in, they over charge you fees, interest and penalties. This is an eye opener and completely changed the way I handle…
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bmibaby credit card limit mystery???????
Hello forum, I applied for BMIbaby card today. I applied it online, with capped £75 BT fee. After completion of application, I was taken to window which said " congratulations, you have been accepted for BMIbaby card. Your ref no....." It also said, I do not have to wait for any paper work and that the card will be sent to…
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Super Balance Transfers?
Are there still any credit cards out there that allow you to do a super balance transfer? i.e. transfer your overdraft to the new credit card
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5 Credit Cards?
Is it law, that you can have only 5 Credit Cards? :confused: Many Thanks
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Asda Credit card for petrol
I am thinking about getting an Asda Credit card just to buy my weekly petrol, usually buy 45 litres of diesel a week, currently 91p a litre. The Asda card gives 2p off every litre of petrol◊ Am I better using an Asda credit card to buy my fuel from there or stick with my egg card with its 1% cash back.
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Question About Payments to Egg Card
I received my statement recently, and currently am setup for full amount to be paid off each month by DD. To keep it simple, let's say it's £500 If I pay off £500 now, will another £500 be taken out come the payment date?
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Best Credit Cards Service
Best Credit Cards Service here! Want to repair your credit story fast?Click here!
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Whose responsible?
Me and the OH have a joint mortgage (paid up in three years time). (Got another thread in debt section - 'serial offenders wife'). The OH has credit card debts (£6,000) and owes the bank on an unauthorised overdraft (£300 and rising) and has a phone contract by direct debit (£50 per month). At least that's what he is…
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M&s
Have applied for M&S more with its lifetime 3.9% - is anyone else finding that its taking an age to arrive?
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Abbey!!!!!!!!!!!!! Grrrrrrrrrrrrrrrrr
My abbey statement for my platinum cashback credit card states today that they are now operating a rewards sceme and discontinued the cashback scheme. I have about £60 cashback to come but now it will be converted to points so I will lose out. What a rip off. Apart from that, have you tried to talk to anyone at Abbey…
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Free £5 from Halifax if setting up DD
Not sure if this is 'invitation only' via letter or not, but I had a letter offering me £5 credit if I set up a Direct Debit for my Halifax One credit card. I rang the number as I was thinking about setting up a DD anyway. The guy didn't know anything about it. He checked with his Manager who confirmed the offer. It was…
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virgin upped my apr to 27.9 !!!!!
i have a virgin credit card and have recieved a letter today saying my apr has changed from october from 15.9 to 27.9!!!!!!! you know what they can do with there card they can shove it!!!!! ill just transfer the balance !!!!! :mad: :mad: :mad:
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Ge Money Card
What's happened to GE's listing as a best cashback card? I took it out when they offered 3% cashback upto a five grand spend on food and fuel. I haven't seen anything to say that they have ceased this offer but the card is no longer mentioned as the one to have. Have I missed something here?
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Lifetime rate on Egg credit card
Hello, this is my first post on the forums, although I have been receiving the weekly email for many months. I hope someone can help please! To summarise, what I would like to know is has anyone else ever been offered a 'life of balance' balance transfer rate from Egg (or even better, the same 1.9% offer as I took up, see…
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last laugh
i ran up 150.000 pounds stg of debt o yer and loved it and i paided them all back with sett amounts on purpose // hsbc cr limit 23000 pounds put all money in to bank account and sett for 8000 pounds profit 15000 pounds its AFREE SCAM NAT WEST 10.000 POUNDS SETT 5000 POUNDS 5 000 PROFIT EASY MONEY
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Credit Card Recipthelp?
i paid for a big item on my credit card and i was given 2 recipts, one from the shop itself saying paid etc... the other recipt was from the chip and pin machine, you know when you enter the pin and then you wait for it to say remove card... well it said remove card them cancelled, on the credit card recipt is says the…
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5 year old default...worth paying?
Hi, I have recently been looking at my credit rating and I have a default on a credit card when I was an irresponsible student from Nov 2002. As far as I know this should come off the report in Nov 2008. Is it still worth getting in touch with cradit card company and paying it off? Or will this then state setteled and stay…
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Help Goldfish Nightmare
I had a Goldfish credit card for ages and payed it in full each month. The main purpose was to get asda vouchers back on my spending. I cancelled it about 7 months ago. About 4 months after cancelling the card the 5,000 limit was still showing as open with Experian so i contacted them who put a note on my file saying i was…
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Bq
i had a bq store card 5 years ago m trying 2 claim back charges but no longer have my card or paper work iv called and wrote to them but they have a new supplyer for there card and they dont seem to know who supplyed them 5 yars ago heeeeeeeeelp: :confused: :confused: