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Universal Credit - PEP Mortgage 1998 - Asset?
DWP are saying that due to being made aware of our PEP/ISA Flexible Mortgage Plan with Legal & General (taken out in 1998 and due to complete 2023 in conjunction with our Interest Only Mortgage) that the value of the plan is classed by them as an asset (Aprox 30k). Furthermore they say that the last 4 years of my Universal…
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Party cancelled twice, DJ being shirty
Hi everyone, I'm hoping someone can help give some advice here. My partner was 30 between Xmas and New year and I was planning to throw him a surprise party on NYE. Unfortunately, he contracted covid on boxing day and so he had to isolate and I had to postpone the party. I had rescheduled for this weekend, but I've been…
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Spain drops requirement for children over 12 to be fully vaccinated.
Good news for half term holidays but maybe too late to book? Starts Monday - instead the children will be required to show a recent negative covid test.
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HMRC requiring repayment of SEISS Grants
I have seen no details of this or any publicity but I am being told if you did not make an overall lower profit in the tax year 2020-21 you will be required to repay the SEISS grants you received, even though you may have struggled in the months the claims were made but been successful in securing new work later in the…
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Eurostar voicher
Hi all, I hope everyone is safe and well? I can’t find a definitive answer so I’m hoping someone on here can help. Due to Covid travel restrictions last May, we had to cancel a trip to Amsterdam booked directly with Eurostar, return train and hotel deal. They gave us a voucher for the total amount which expires end of…
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Travel to Australia
I'm hoping to travel to Australia in March to visit my daughter in Canberra for 5 weeks. I know the Covid rules were changed on November 1st to allow parents to visit there children but logging on to the Australian Government Home Affairs website has confused me completely. Can anyone who has completed the process tell me…
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France due to drop test requirement for UK travellers
France are due to announce they're dropping the requirement for vaccinated UK residents to be tested before travelling to France - at least according to the Daily Mail and https://www.thelocal.fr/20220208/france-reportedly-set-to-lift-covid-test-requirements-for-vaccinated-travellers/ P&O are running a £20 return day trip…
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Random acts of kindness.
Love hearing about these. I love to get food for those in doorways. On our return from abroad we gave our entire larder, fridge, and freezer contents to a local hard-up family. Just makes you feel good to do something good for someone. I'd love to be super-rich and go around handing out money to those in tricky situations.…
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ANY CHANCE OF A REFUND ON TRAVEL INSURANCE?
Hello, I am new here so please be kind! Hubby and ! booked a cruise holiday (35 days) across the pond as far as New Orleans, including various other exciting destinations. We If you uuuuuuuuuuuuuutook our travel insurance (over £1500 single trip) at the time of booking and paying the cruise deposit. We were told the cost…
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Does work have to pay after positive covid test.
My wife started working as a teaching assistant at private school last September, and is still on probation. This last week she has been off work due to testing positive for covid, her work has told her she is not going to be paid for any time off as she is still in her probation period. Should they be paying her company…
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NHS Scotland record of vaccination
I downloaded and printed the papercopy on 17/09/2021 which gives details of Dose 1 and Dose 2, along with a 2D barcode expiry date of 17/09/2022 for both.Now that Dose 3 is available on paper records I downloaded the document this morning - details of Dose 1 are omitted and Doses 2 and 3 have a barcode expiry date of…
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COVID‑19 RT‑PCR test for travel to Dubai (+ Abu Dhabi)
We're planning a family holiday to Dubai for half term (with a day trip/or overnight in Abu Dhabi during our trip). This will be our first international travel since 2018 so trying to navigate all the travel covid testing for the first time. Can anyone kindly assist with two questions 1) UAE's entry requirements seem to…
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Small business grant
Hi can any tell me if u can get a small business grant at all thank u
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Using Wren Healthcare for PCR test flying to Dubai
Hello, I am flying to Dubai on 16th Feb to start a new job. The current requirements are:* Must hold a negative COVID‑19 PCR test. The time the sample was taken must be no more than 48 hours before the scheduled flight departure from the UK. * The type of test must be a reverse transcription polymerase chain reaction…
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PCR test refund
My father booked a package holiday to travel and they booked PCR test to be done 2 days before the departure. The problem was that the government travel passes for the country they were visiting, had not arrived, and the airline will not let you travel if they don't see the travel pass. We liaised with the travel agent who…
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How do you get a passenger locator form without an email address?
I’ve tried to find the answer on GOV.UK to no avail but my in laws and a friend are off to Tenerife in March. They are all in their 80s and not very tech savvy and basically have one email address between the three of them. The guidance seems to suggest a unique email address is required to generate each PLF. Is this the…
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Bounce Back/Now employed
Hi all, I got a bounce back loan just over a year ago but now I’m going into an employed job rather then self employed. Are there any changes to the bounce back loan? Such as change of time scale or rates? Thanks
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NHS Digital Vaccine Certificate Website not working for 16 year old - help!
So we are due to fly to Spain this evening. My daughter turned 16 today which means she should be able to get her covid vax certificate online or through the app but she is just gettign an error message. This is possibly linked to the govt announcing that from today 12-15 year olds can also get an online vax certificate…
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Travel to America with 12 year olds
Hello all, I won a trip to America and we go in August (19th) I am going with my daughter, friend and her daughter. I am worried about the rules of vaccinated children, currently both girls are 11 and the last birthday will be may 17th. Will they have to be vaccinated/ double vaccinated before we go? And is there enough…
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5% self assessment income tax penalty
Anyone else been notified by HMRC that they must pay a 5% penalty for late payment of 19/20 income tax, despite having agreed a Time To Pay arrangement? I'm pretty sure the deal was that if anyone agreed an arrangement by 1 April, the 5% penalty was waived, you just paid interest. And I signed up on 8 January. So I will…
