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Alliance & Leicester 'Identity Fraud' protection £59.95...worth it??
Hi, I have just opened an account with Alliance & leicester and have just received a call asking me if I want to take out their Fraud Protection. Basically for £59.95 per year (or just over £1 per week as they like to say!) I can have £50,000 worth of cover against identity fraud (so if someone uses my name to take out…
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Put in 2 cheques in natwest at once - does it show up as 1 item on statement?
Hi, If i put in 2 cheques in natwest at once - does it show up as 1 item on statement? going through my records, can't find an invoice for acertain amount, but 2 invoices (that aren't there) add up to the amount shown. do you know if natwest adds them up and puts them as one if its put in on the same day? thanks
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Moving abroad with UK mortgage
Hi all I hope someone can help as banks have been most unhelpful so far. Hubby and I are about to move to NZ. We have a mortgage in the UK and will keep our house (rent it) for the time being in case we want to come back. But the rent will not cover the mortgage completely (with insurance etc). So we will need to transfer…
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Alliance and Leicester Overdraft
I currently have and use my £600 overdraft with Alliance and Leicester. Does/will this show as a debt on my credit status/report(s) Thanks
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Tool to keep current account balance as low as possible without going overdrawn
Hi, I'm looking for a tool to help me keep my current account balance as low as possible without going overdrawn. I'm sure someone mentioned something like this recently but I've done some searches and drawn a blank. I have recently been moved to a Halifax Reward account and want to avoid paying £1 a day for the small…
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IBAN and BIC fees
I've read through the forum, but people seem to giving conflicting advice regarding the fees when accepting foreign currencies. 1. I will be receiving a large amount of money from a client in the US. Do I ask to be paid in sterling or US dollars? 2. Also, I am setting up my ebay business shortly and will be receiving…
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Alliance and Leicester Overdraft
Is there any way of cancelling my overdraft online with Alliance and Leicester? I have a £600 overdraft but want to remove it to improve my credit rating and also reduce the temptation of spending money that isn't mine! I have had a browse when logged in but can find nothing! :-(
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Halifax - Refused current account
Thought it was time to move my current account as my existing bank has poor opening hours,and no interest is paid on their current account. I choose halifax reward current account which pays £5 for every month when £1000 is paid in (wages) but since my application, i have a letter of rejection!! Ive had my current account…
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Current account charges with Lloyds
I have a Lloyds premier account paying £25 per month I know it gives a lot of benefits though,has anyone had any luck getting the bank manager to lower the charges for premier account. thanks
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Nationwide Reducing Overdraft
Soz if in the wrong place, but wanted to warn anyone else in my situation. Back story A while back i was out of work and not getting any money, so my overdraft was maxed out, I was not paying anything in or taking anything out, this was for about 3 months. So when i started working again i discovered Nationwide had totally…
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Illegal use i9n Abbey account - please help!
Hi everyone! I have an old current account with Abbey which I no longer use and opted out of having my monthly details sent by mail. It is a graduate account with very low interest and has a limit of £500. I was alarmed to recieve several emails notifying me that charges were due to be charged to my account for going over…
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Changing banks - advice/recommendations?
Hey folks, I'm creating this thread as my girlfriend is looking to switch who she banks with. Backstory - she's been stung by the sudden overdraft non-renewal from Halifax. And because she was a bit into said overdraft, the account instantly went over its limit due to their overnight removal of however much the overdraft…
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£100 cash offer Alliance and Leicester
I'm currently thinking of switching my bank account over to the A & L current account which offers you £100 if you pay in £500 a month and swap over your direct debits. Is there any catch to this? Do you have to keep a minimum amount in the account over the month?
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2 months of constant online fraud
Can anyone on this forum advise me how 'someone' has managed to continually debit my account with foreign transactions for the past 2 months and the bank never noticed. I received my bank statements yesterday and found to my horror that page after page was filled with USD conversions to GBP . After contacting the bank…
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Credit Report query
I decided to take the plunge and check my credit report for the 1st time this morning. :eek: I used Credit Expert by Experian. It has shown up a 'report' of sorts, ie. My address, previous searches carried out, and it shows current credit agreements. I'm a bit confused as it only shows up my mobile contract and my internet…
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HSBC Current Account Advance - Will a CCJ decline you?
Hi All I have a CCJ for £300 which was issued in Feb last year and settled in May last year. I have other credit accounts on my credit file which are all upto date. Does anybody know if HSBC are lenient with paid CCJs as other banks like the Hlaifax refuse straight off? Thanks
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scottish widows with-profits bond
I have £10,000 invested with scottish widows with-profits bond, since 2001. Last year the cash-in value was £12,396. I have just received a statement for this year and the cash-in value is only £10,100. What would you do, cash in or hang on in there. Any advice would be appreciated.
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Ripped cheque - can I still pay it in?
Hi there, I accidently stupidly ripped a cheque in half, vertically down the middle when I was sorting out some paperwork. I have sellotaped it together, can I still pay it into my account or will I have to get another one issued? :confused:
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Barclays Online Banking & Cheques??
I paid in a cheque on monday and I wasn't expecting it to clear until the end of the week however on my online banking statement it appears in my account....does this mean the money is there or not??
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Barclays HE Overdraft not charging interest any more?
Hi everyone, I've had a higher education account with Barclays since I graduated from my first degree in June 2005. It's meant to last for 2 years, but in that time I went back to uni and graduated again in June 2007 (had to go into branch, show certificates etc but that's all been sorted since about Oct 2007). My…