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Barclays bad behavior
I am a current account holder with Barclays Bank with whom i have been with for 27 years. I have never had any problems until now. I had my annual review on February 4th 2009 at which the manager recommended continuing my overdraft limit which has never been exceeded. On February 11th 2009 my overdraft was suddenly…
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Northern Rock Current Account
I was wondering anybody have a current account with Northern Rock. What are your experiences of having them? Is it good (before and after the nationalisation)? I'm asking this as there's no thread/topic about it at all. I didn't know they offer a current account. Thought they were financial institution specialising in…
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Cashing a large euro cheque
Hi How do i go about cashing a large euro cheque (55,000) I have current accounts with RBS and HBOS. What is the best way to cash this cheque and get best exchange rate and least amount of charges. Ross
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Lloyds Classic Current Account - No chequebook
About a year ago, I opened a Lloyds TSB current account (their Classic Account). I was given a Overdraft limit, a Visa Debit card and a cheque book (as per the advertising literature which I still have from when I opened the account). Ac close friend went into Lloyds to open a Classic Account a week or two back., He too…
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Advice Needed - Bank accounts
Hi all, first post so be gentle lol I have just done a budget thing and completley depressed myself, however i am going to stick to it and do the whole putting money by for things. I have a normal HSBC account for my personal bills with 800OD limit, i then have a bank account plus hsbc with hubby for mortage, joint bills…
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Customised packaged accounts
I was thinking that banks could offer a 'customisable' packaged accounts, along with their existing packaged accounts. By having offering a 'customisable' packaged account, customers can pick what benefts they want with their account. The monthly fee will depend on how many benefits they pick for their account. What do you…
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£200 stolen by Barclays Bank!
My wife used a Barclays cashpoint to withdraw £200 from her Abbey account to pay our plasterer. The cashpoint displayed a message saying "this action cannot be processed, please contact your bank" At this point she phoned Abbey from her mobile who told her they cannot see any cashpoint transactions for 24hrs, call…
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Overdrawn on Overdraft - what to do....? Also in DFW
Dear all, I am in a right pickle. Currently am £200 over on my Overdraft and I am somewhat anxious about this as you can imagine. I can already see my bank rubbing their hands together with glee as they are thinking, whoppee, another £50 in the pot. I have extended my OD (and have incurred charges for doing so. Or do I…
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Halifax dirty trick
Hello all First time here!! I've just received a letter from the lovely Halifax saying that they are withdrawing my overdraft facility of £750 in two weeks and said "subject to outstanding transaction this may result in your account falling into an unauthorised debt balance. If this happens , you will be liable for…
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£50 cash available when opening Halifax Reward Account
Hi, I used to have a basic account with Halifax which I'd never bothered to change as I banked mainly with Lloyds TSB. Anyway, went in on an unrelated matter today, and they said I could upgrade my account... Changed my account to a Reward Account (current account basically). And if I agreed to their bank switching service…
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Email Scam Victim Banned By Banks
A Bristol man has been banned from having a bank account – after more than £8,000 was allegedly withdrawn in an email scam. Story click here. Is this a sign of things to come???
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Current account
hi all dont know if this is in the right place so forgive me if it isnt! Right both me and my parents have current accounts with northern rock, ive noticed today that it says on their statements interested earned X amount then under it tax deducted X amount. But mine doesnt? is this something to worry about? Ive had this…
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Getting fleeced with monthly charges from barclays . . . want to change!!
Hi everyone ;) I want a new current account and was wondering if anyone could help as im useless at deciphering the information on bank websites and CURRENTLY I bank with barclays i opened the account 10 years ago when i was a student on the high street. I hadnt really thought about it too much but i looked closely at my…
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Overdraft and credit card bill
Just after advice really. Have a credit card bill of £2000 ish with virginmoney on a 0% fixed til October (will double check later) and overdraft with Barclays of £2300 don't quite know which to get rid of first have a DD of £50/mth going into each one. I don't use the Barclays account now (with A&L Premier account) but…
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nationwide "cant offer flex account at this time" any one else had this online
just curious, has any one else had this lately, as i have just applied on line (already have their credit card and have done for several years and have a £6k limit on card, and currently nil balence) i never missed any credit card/loan payments ever nor any late and have never had a problem getting credit etc, however i…
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Has anyone had problems with Alliance and Leicester Premier Switching recently?
Hi, I opened an Alliance and Leicester current account and I didn't receive any of the paperwork. I went into branch and was told that the paperwork had been destroyed because Royal Mail had returned to sender because the address didn't exist (It does, and I have recieved all my other mail). Alliance and Leicester didn't…
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Abbey Visa Electron Card???? help
Does anyone know if Abbey are due to change their Visa Electron card to the new style such as Barclays Basic account, Halifax Easycash and Lloyds TSB with a Visa Symbol and no electron one?
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Cloned debit card??
HSBC Called me yesterday to verify some transactions on my account. There was £200 cash taken out of my account from a Morrisons cash point machine in London at 1.15am. I live in Coventry, my card is in my possession and no one has my pin. Am I correct in thinking that maybe my card has been cloned in a dodgy cashpoint…
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Sentenial / Eazipay
My friend is having some dodgy Direct debits out of her bank account for £29.00 a month. The original payment is getting paid to Sentenial LTD, and on further inspection Eazipay Ltd. Does anyone have any experiences or knowledge on what this could be? I've been doing a bit of research on the two companies, the postcode and…
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Halifax reduce interest rate on HICA
This week Halifax reduced the interest rate on the "High Interest" (!!) current account to just 1.5%. It would appear that they want to get people over to the Reward account instead of this one. The student account also now pays just 0.1%. http://www.halifax.co.uk/bankaccounts/interestrates.asp#interest