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Royal Mail Address Equifax File
Hi I am having an issue with my address. I have searched my equifax file and my address did not show, saying that I am not on the electoral register. Having contacted my council they sent me a letter stating that I am on the electoral role. When I contact Equifax they told me that because my name is not on the Royal Mail…
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Lloyds TSB Overdraft question..
Hello, I got an overdraft with Lloyds TSB for £250 which lasts for 1 month (until March 26th) and I wanted to increase the amount to £350 and to extend it to 3 months and I was declined. I'm £54 in credit, and I was wondering if I cancelled my overdraft then applied for a new one would it be allowed? Thanks to anyone who…
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underchanged in bank
In my bid to get money savvy, Ive decided that each month, I will take out the money for my weekly slim class and my bus fare thus Im not tempted to draw out x amount with the balance being wasted as I will always have the money I need ready to hand over. To cut a long story short! I popped into Barclays at lunchtime to…
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Creating a Simple Spreadseet expert help needed pls ?
Hi all, I need some help & thought this is proberbly the best place to get it. I have never used a spreadsheet before but i want to create a simple chart that has three columns "income" "outgoings" "balance". My chart must also recalculate the balance row by row depending on the figures input from the "income" "outgoings"…
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Bog standard simple account - advice please
(sorry I know this gets asked a lot) I'm wanting to open a bank or building society account. I am aiming to put away £10 per week to put towards unforeseen bills and the likes of the quarterly gas bill etc. I don't want an account where I have to put a set amount of money in each month. I don't want it to be with Barclays,…
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Alliance + Leicester, potential phishing.
fed up with this community......
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Ing Offer
I Am An Existing Ing Bank Customer With Two Substancial Accounts Which I Have Had For 5 Years,looking Through My E Mails Came Accross The Latest Ing Offer As Posted On Martyns Site,followed The Links And Only To Be Told I Was An Existing Customer And That This Offer Was Not Open To Me,and To Contact The Bank!i Did This And…
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Abbey or A&L ?
Thinking of opening an Abbey 2yr Bond @ 4.01% - but I have some concerns having read the recent posts of people's Abbey Accounts being cleaned out. (I had a previous issue with Abbey where they sent me the wrong account number resulting in me transferring £10K into someone elses account - That was fun -and how helpfull…
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HSBC Overdraft Problem
Hi all, I'm after a bit of advice as i've absolutely no idea what i can do, and the 'collections' department on the phone wasn't interested in anything i had to say. First i'll give you a little background. I have 2 accounts with HSBC. One is a joint account that is frozen and is £110 in debt. THe other is a personal…
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Turn down for a bank account?????
I am so angry and annoyed with "the system". :mad: I have been with Lloyds for 16 years, after I was turned down for a credit card by them but offer a £7k loan (I only had 3k of debt that I wanted to put on a 0% card) when I asked them to explain how I can get turned down for a card but offered a loan i recieved what I…
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Escape my debt & start saving
Hi everyone, I am new to the forums and wanted some advice. I am 23 yrs old and have just under £5000 of debt, i desperately need to get out of it this year as I have an opportunity to go travelling next year so i want to get myself debt free and save some money to go away with by this time next year. I work full time so…
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NatWest Student Account Overdraft Issue
I just thought I'd share the experience I had with NatWest, or more specifically their Birmingham Collections Department, when I got an automated customer services call from them. I got asked a few security questions, and was then told that I had not paid enough into my student account and that my overdraft facility would…
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bank statments getting copys
hi im new to-day can enyone help me RE bank statment copys dosethe bank have to provide them free or can they charge im with HBOS and they want £5 per copy is this correct [EMAIL="correctg.norwood1@yahoo.com"]g.norwood1@yahoo.com[/EMAIL]
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closing bank account - what do I need to take
Im going to Barclays to close the account I have with them tomorrow. Aside from taking my bank card, do I need to take anything else i.e. paying in books / cheque books etc????? Will my account be closed immediately or does it take several days?
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EU Student wanting to open a UK Bank account
Hi, I'm a EU student in my second year of uni in the UK. I'll be doing a placement year this summer which will be paid work for 13 months. I have a bank account/credit card abroad but for my placement it would be easier if I had a UK bank account. I've been to HSBC, NatWest, Barclays and Halifax who all said that the…
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www.id.legat
Hi as anyone had any amount of money taken out of their bank account by https://www.id.legat? My wife and I have noticed that for the past two months we have had 0.10p deducted from our account using our card details. We have done a search online for this website and nothing comes up. Oufr worry is what if they go for a…
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money advice?
Hey a was wondering if any one could help me, I have taken a year out after my A levels to save money before i go to uni, i have saved so far £2500 in a ISA, after April the 4th should i put that money into a savings account, because i will want to be able to use that money in Sept. or is their any better way of doing…
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Found Barclays Debit Card in the street
Hi I thought that posting this thread might help people who are considering banking with Barclays. This morning, I found a Barclays debit card and quite a bit of money in notes dropped on the pavement near where I live. My desire was to get it back to the person it belonged to. First call: Lost Cards number on the back of…
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First Direct - closing current account
Hi has anyone opened this account receiving the £100 joining incentive and then been successful in closing the account within the 12 month period and received the further £100 for closing the account? I am not sure I will close it yet, but am finding a few frustrating niggles with their online banking. Customer service is…
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fraud committed......help?
hi, my fiance recently had fraud committed on his halifax bank account, we lost the bank card so my partner called to arrange for another one just before christmas 08 we hadnt received the bank card by january and thought it must have been lost in the post and asked for another one anyway we didnt receive that one either,…