Credit Report query

Pink_fluff

I decided to take the plunge and check my credit report for the 1st time this morning. :eek:

I used Credit Expert by Experian. It has shown up a 'report' of sorts, ie. My address, previous searches carried out, and it shows current credit agreements. I'm a bit confused as it only shows up my mobile contract and my internet contract, it does not show my mortgage as being a current agreement? Is this normal?

Also I didn't realise you had to pay a further £6.95 to find our your actual credit score!!!

willo65

Not all Lenders register accounts with all of the Credit Bureau (sp), You should probably also check CallCredit and Equifax. The score doesn't actually mean anything as all the companies get who run a credit check is the report and they will have their own scoring system.