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help needed and where to start...
I have a a mess on my hands... i feel very stressed about this and want to resolve it with as less stress as possible. I hope to get some advice. I have been overpaid uc and esa since February 2024, Out of the blue in February, i recieved some inheritance from grandparents who passed away within 9 months of eachother. It…
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Buying shared ownership with universal credit
Hi I'm getting divorced, I will be staying in the main property, we jointly own a buy to let property which we will sell giving my wife 50k deposit that she would like to put towards a shared ownership property. Have worked out based on the property cost she would be entitled to univeral credit and with that and her wages…
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Inheritance advice
Hi I'm 53 & due to inherit from my Mums estate once probate is sorted probably in the early part of next year. It will most likely be around £50,000 & my son around £20,000. He's 14 so it has to go into a trust until he's 21. I've never ever had anything like this amount of money & feel very overwhelmed by it all. Also…
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Winter fuel payment
For some reason (unbeknown to me) I have received a Winter fuel payment on my gas/electric bill. No one in the house on PC (or of pensionable age) but son does recieve UC. But the bill is in my name not his? Before I question it with my provider can anyone explain it?
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What happens when not working but not entitled to anything?
My wife (52) has never worked for anyone else other than my business due to mental health issues, agorophobia, anxiety, OCD. Although she may appear fine she is absolutely unemployable by anyone else, but not diagnosed for anything other than anxiety. Even if she did try to claim UC we wouldn't be eligible for anything due…
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Refused PIP for Dyspraxia/SPD - recently been diagnosed with ADHD, will that help?
Hi, I am a 35 year old male from Wales, and as a child I was diagnosed with Sensory Processing Disorder and Dyspraxia. As a child I was in receipt of DLA, but I've tried to claim PIP twice for these conditions and I get awarded 0 points for everything. I did successfully get Standard rate Mobility due to anxiety and…
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Confused
I am a single mum with two children, 4 and 6. I have a new partner and he has asked us to move in with him. He has three children to someone else and gets his kids when he is at home form work. He works away more than half the year. There is no shared finances at all and it is very much two separate households given the…
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ESA (support group) and home ownership
Joe (age 45) is disabled, unable to work and receives long term ESA (support group). He lives alone in a house owned outright by his uncle Fred, who receives Joe's housing Benefit directly. Joe is also 100% exempt from Council Tax. Fred wants to gift the house to Joe and Joe is keen to accept it provided that neither his…
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Not eligible for SSP? Can I get ESA?
Hi there, I started a new job on 2nd September. I'm on a zero hours contract, in probabationary period. It's shift work so my hours can be all over the place but generally follow a two week pattern. My last working shift was 14th Oct. Was due to be working 16th and 18th Oct (today) this week but have been off ill. Figured…
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Universal Credit Working Hours
Hi All I am just wondering how the working hours for universal credit work? I would work full time. But my partner is the main carer of our children and would not be in a position to work full time. If she worked part time say 18 hours a week would she be pressured by UC to find a job with greater hours? Thanks for any help
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His He entitled to any help, with his health issue?
Hello. I was talking to a friend recently who is experiencing a lot of pain in his knee. He is still working and in late fiftys. I think he works about 23 hours a week in a supermarket.But that is a struggle now it seems. Anyway what l could gather or what he would indulge is that he as about 20k in saving but claim no…
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Subject Access Request to HMRC
I made a Subject Access Request to HMRC regarding my late husband's National Insurance contributions, employer details and whether HMRC considered him to be contracted in ou out of the additional state pension during his working years. They have written back to me denying to action the request as "However, there is a…
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universal credit - housing
Hi, I am unemployed(no bens rec), Im renting a house currently. my question is can I get Housing help. My current situation is - savings about 8k, rent out a home(about £275pm prof). this house has about a 50/50 split equity,mortgage, house value 80k. Thanks
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UC - Lump Sum as pseudo-Dividends (sale bonus) from previous employer
I am on Universal Credit as Self Employed from a small company that only gives a few pounds of monthly profit and looking for a job at the same time. Every month I need to declare Profit and Losses from Self-Employement and at the same time, the UC will receive the PAYE that I might have (from £20 to £500 every month) to…
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Pension contributions & minimum earnings
I currently earn 860 per month however my pension contributions (direct from wages) takes me down to £820 per month. I thought I would only after to earn a further £32 however my work coach is telling me its £72. Who is right?
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UC claim stopped. Pip?
Had our UC stopped, will we still recieve PIP?
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Universal Credit query?
My son is disabled and unable to work, he receives a Universal Credit payment. I have been adding to a Stocks and Shares Isa for him to help with his future after I die. The present value of the ISA is approximately £7300-00, all of the investments are in the accumulation mode, thus he receives no monetary income, all…
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Advice - caring for parent
My mother has been very ill in hospital and can no longer live alone. She is now living in my home. I have cut down my working hours to care for her (working weekends and evenings) so she is not alone. She has got Attendance allowance but she is unable to afford care home fees so the cost of providing her a home and doing…
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Advice please
My husband had a stroke last year which affected his right side,he has limited use of his leg and no movement in his arm.He isn't working and claims esa sick pay of £181 a fortnight.He gets £791 approx a month in pip, I work for an agency getting 4 or 5 days a week approx £330 a week.We have about £23,000 in savings.I'd…
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Seeking Advice on Suspended Attendance Allowance
Hello everyone, I am reaching out to seek advice and support regarding an issue I am currently facing with my Attendance Allowance. Background: I have been receiving Attendance Allowance from 12 February 2024 to 29 April 2024 due to Special rules. Recently, my Attendance Allowance was suspended, and despite multiple…
