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Student MoneySaving

Archives for August 2007

Advice needed on claiming benefit or grant for postgraduate student
Hi, I've just moved out to rented accomodation and my partner has moved in with me. She previously lived with her parents. She is starting her Legal Practice course in Chester on Monday and we were wondering whether she can claim any benefits or grant. She has paid her fees (just under £10k) already but we only have my…
Student finace Question
Hi all my course fee is £1225 and Ive been told that I am allowed £1225 for my fees. Also I am allowed £2620 maintenance loan. I dont think I will need the maintenance loan but should I still take it and put it in isa ?
BSM Offer - Get 1 free driving lesson...
Hi there fellow students.... For those who thinking of or starting to drive, my friend told me this offer that BSM are doing at the moment and thought it might interest you.... Help you save some money!! Unfortunately, I would have signed up but already booked my block of 10 lessons! If you book 3 lessons with BSM you get…
Grants available for students & education
This thread is to discuss Grant Grabbing for your education guide To discuss or ask a question - click reply
Budget Planner!
Just thought i would let students know that Yorkshire Building Society are doing a free budget planner! If you just walk into your nearest YBS and ask for one! Its a nifty little thing which is really simple to use! which has helped me and my boyfriend get our finances sorted for uni! Hope this helps you get organised! :T
Poor quality beds!
I have just moved into a 2-bed flat with someone else and paid a deposit, inventory fee, one months' rent plus agency fee and realised today that the mattresses are of very poor quality. We can hear (& feel!) the springs groaning beneath us when we sit on the beds! I don't want to start moaning straight away and it is up…
Student Discount on Ipods?
I want to buy my gf a pink ipod shuffle for her birthday. The cheapest I can get is £43 from John Lewis with employee discount however it just occured to me that Im a student. lol Is there anywhere I can get a pink ipod shuffle from with student discount. John Lewis is quite a drive away from me so if I added the petrol…
HSBC change mind on graduate interest
http://money.guardian.co.uk/saving/banks/story/0,,2159132,00.html "Following the feedback from our graduate account holders, both directly and through the NUS, we have taken the decision to freeze interest charging on 2007 graduates' overdrafts up to £1,500, and refund any interest charged in August," said Mr Ripley.
Is there such a thing as a web page ?
To explain just exactly what is available by way of grants, loans for students when they reach 20yrs. My daughter has been given a loan of £200 per month for this year from SASS for her studies. I am a single parent on low income and I really dont think this will assure her ability to finish the course, she has one more…
Virgin (NTL) Cable Broadband for a Student House
So, as the title suggests, I'm looking at getting Virgin (formerly NTL) cable broadband for my student house next month. I was just wondering has anybody had any luck in getting out of their 12 month contracts - since we're only living there for 9 months. I've just called them and they said it was not possible, but in my…
Student Accounts
Is it just me, or does the Student Accounts Article (link in the latest email) suggest that the best accounts are the ones with the biggest overdrafts? Having a massive interest-free overdraft really tempts you to spend - I know I wouldn't have spent half as much as I did as a student were it not for all that "free money".…
post graduate funding - please help
Hi all, I do hope somebody can help.... My daughter has graduated this year with a psychology & criminology hons degree. She now wants to go on to study law - and plans to be a solicitor. The route is that she needs to complete the Graduate Dip in Law (GDL) for one year and then the Law Practising Cert (LPC) in the second.…
psychology journals - where to sell?
Hiya, I have some psychology journals that I am trying to shift, but amazon does not accept them as they are quite specialist and it is not in their database thing? :confused: Anyway does anyone have any idea where i could sell them? Now I think about it, if anyone is interested in them for themselves i can pm you with a…
What have I done wrong?
Hi all, I just want to pick your brains for a minute... I'm a student, just starting my third year at uni, and I figured it was about time I got a credit card so that I could try my hand at stoozing (getting married next year, so any extra cash would be nice). The problem is, despite having a well-paying job this year…
bham uni accomodation
Hi, If your starting at birmingham university this year I advise against the student accomodation offered by them. It's riduculously expensive- (i was paying £427 a month) the net connection barely functions, the accomodation in places is not nice, our bathroom was mouldy, the kitchen sink smelt awful and the kitchen was…
Help! Confused over prep project - Art Q's...
Hi all Wonder if anyone can help me? I am going to uni in September to study an arts based course (Designed Metalwork & Jewellery), and have recently recieved a brief for a summer project, used as the basis for the first piece of work done on the course. Unfortunately, having been out of the education system for 3 years,…
Students put pressure on bank...
Has anyone seen this story - http://news.bbc.co.uk/1/hi/education/6966550.stm Read it today, was thinking about joining the facebook group too! :)
Which account?
Any day now my loan and grant will pop into DH and I joint account. My plan is to move it over to a single account so I can use it soley for materials etc etc. As DH is supporting me I have no need for an overdraft etc so Im looking for an account on a material basis....who's giving away the best thing lol. I fancied the…
any additional financial help for nhs student
Im doing my nurse training and get a bursary from the NHS i also have a student overdraft but I am wanting to find out if I can get any other financial support. I cant apply for a student lon coz I get the bursary Kirsty
freshers fairs
This is my first ever post so be nice. I'm going into my third year of uni and I love the freshers fairs. last year I walked away with alot of stuff includeing 26 bars of chocolate, a carrier bag of sweets, 12 cups and glasses, 8 cans of beans,cotton buds and 5l of washing up with a dozen tshirts. My fav. freebie was a ds…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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