Savings & investments

Discussion List

• savings account query

  Hi all does anyone know if . . . . when you set up a saving account, if this shows up on your credit report??? many thanks C x

• Advice in NS&I Figures.

  Hope someone can advise if my figures are correct. If I invest £250k in 3 year NSI Bond site calculator states I will receive £717.00 net per month. Approx £8604 per annum I am a non tax payer and estimate that the net figure plus 20% equals £860.40 * 12 =£10324.80. I cannot work out what I may be able to reclaim per annum…

• Blackrock gold fund and gold bubble profit taking?

  I have been investing in the blackrock gold fund for a few years now, doing monthly contributions of £100 etc. The fund has grown by around 50% for e.g £1000 to £1500. Reading a lot about gold price bubble etc, so when profit taking how much should you generally take out and how much leave. I.e do you just take out just…

• Natwest savings account paying interest when account is empty

  I had a natwest e-savings account which paid a monthly interest. When the account dropped to an almost 0% interest rate three months ago I moved the money to Abbey National and left the natwest account empty. At the end of each of the 3 months since, the empty account has been earning £1.28. Is this normal practice or…

• Childrens savings - Fixed rate

  Can anyone advise if there are any fixed rate 3/5 year savings/bonds that can be applied for in the name of a child? All the bonds I come acrosss seem to require a minimum age of 16. thanks

• Vestra Wealth Management?

  I'm a higher level tax payer, and have a chunk of investments comprising various cash ISAs and some shares, which are intended to supplement my work pension in a few years time. My IFA has recently done a review of my 'portfolio' and is strongly recommending that I sign up with Vestra Wealth Management, as for a 1.5%…

• Saving with a partner

  Hi there - Sorry if this question has already been answered elsewhere, but I can't find it! I'm looking to open a joint savings account with my partner in the new year, but until March his name is still on a mortgage (and possibly joint bank account) with his ex-girlfriend. Is it possible for him to have two joint bank…

• Prudential With-Profit pension

  What is people opinions of the Prudential With Profit Pension? Currently have Pru pension but in Global Equity funds, but the Gloval funds only growed by 36% in 10 yrs, where as with profits 63%?

• 90 year old

  My Mum is 90 and a 1 year bond she had with the alliance & leicester has just matured. she doesn't pay tax and has been advised by alliance & leicester to re-invest the money (£17k) in a 2 year bond with them. She says its at 4% but i can't find one for 4% with them. She has gone ahead and given them the cheque. My…

• TESCO problems logging in with Firefox

  I always used Firefox and did so when I opened the Tesco account. Now Tesco report that my account is not accessible due to the browser I am using. Does anyone know what this is about? I have tried changing to IE just for this one search but am not getting anywhere.

• investment in gold

  Hi, I have got about 1000 pounds as savings which I am planning to invest on gold. Not sure how ?? Is there any online account like shares where I can buy bit of gold and can sell it as and when required. the gold prices seem to be goiing high day by day. what do people think?? any advice much appreciated.

• Shareholder in BP or Shell?

  Are you bothered by what Shell and now BP are getting up to in Canada? Oil Sands are neither environmentally nor socially sustainable but for investors the immediate question is whether sinking money into oil sands make good business sense in the short, medium or long term. FairPensions is co-ordinating the tabling of…

• Fidelity Moneybuilder Index Tracker ISA

  Hi there I currently have 4 years worth of investments in the above fund. I save monthly and now that the stock market is on the increase again the funds are starting to look healthy again, but still not great. Question is when do you cash in your annual investments? I started 4 years ago when the stock market was up at…

• Trading the Dollar for a Novice

  I've asked this question before but perhaps in a different way, but am still unsure of what do, so if anyone has been in a similar situation and can help I would be grateful. I have to keep a float of around $30-40k in US dollars for Sportsbooks purposes but am concerned about the weak dollar. I've joined Tradefairs demo…

• from abbey to family investments?

  Just had my sons statement [no received my daughters yet] which says closing statement...then amount then underneath it says about it movign to family investments... Has this happened to anyone else...should I be worried??? I didnt get any notification about it moving etc, I thought with the change it would automatically…

• Lottery

  Hi all, Can anyone tell me if there is a program/software (free) that I can use for keeping a record of peoples payments for a lottery syndicate I am starting up :confused: :beer: John

• Financial Spread Betting

  Hey Appologies if this is the wrong forum, I did look in the GIOL forum regarding spread betting but i'm not really looking to use deposit bonus's to guarentee profit. I'm looking to start financial spread betting done quite a bit of reading and I understand that the losses can be enormous. Just wondering if anyone does it…

• Halifax ISA Direct Reward - 3%

  I subscribed in for to this account at the end of March 09, pumping in a further £3600 for the 2009/10 tax year. The rate is fixed at 3% for 12 months. Waht would be the implications of me transferring to another provider such as Northern Rock? At 3.5% fixed till Dec 2010, is it worth the effort?

• Historical Interest Rate

  Morning I'm getting some information together which I require and wondered if anyone has/knows of a source of historical interest rates on savings accounts? I'm basically looking for what was on offer (best/good one on market) on a fixed rate 1 year bond from 2001 to 2009 but can't find anything. Not the BoE BR but what…

• tesco internet saver rate drop now 2.75% inc bonus

  from e -money facts, and has been updated on tesco site now, down from 3% to 2.75% as of 1st december INTERNET SAVER reduced by up to 0.25% w.e.f. 1.12.09: £1 - 2.75% (-0.25%), £100K - 1.25% (no change). Rate now includes a 1.50% bonus for 12 months on balances up to £100K…