-
Protected Profits shares Isa worries
Hi Last September we had 45k inheritance money and didnt know what to do with it because we had a 5 year fixed term on our mortgage which would have cost too much to overpay. On the advice of a F.A. we invested the whole amount in STERLINGS multimanager protected profits fund with a view to using it to pay off some of our…
-
Scottish Widows Bank login problems
Since yesterday the login page for Scottish Widows Bank has been taking ages to appear, and when it does and I enter my login/password it eventually comes back with an error saying that my "Customer ID is blocked, inactive or not enrolled". Has anyone else managed to log in today?
-
Best Instant Access Saver for feeding Monthly Saver
I have applied for a Saffron Regular payment ISA along with a Barclays Monthly Saver and I am now looking for the best easy access savings account to use to feed these accounts. The problem I have is that I think I need the account to have a standing order facility to make the regular payments out and none seem to have…
-
natwest increase savings rate
as usually on the first monday of the month, rates go down after BOE. However it appears natwest have increased the rate on their e-savings from 1% to 1.10% instead of going down 0.50%? weird?
-
Beginner's question on sharedealing
Hi all, I'm new to sharedealing and so don't really understand the intricacies of how the market works. In particular, I'm trying to work out whether my current company is a good investment prospect. 2 years ago the share price was around £2.70, now it's down to 22.5p because the company published some sales figures that…
-
Lump sum to invest for a short period of time ?
Hi Folks, Following the sale of a property and subsequent re-payment of outstanding debts etc... I have a lump sum -- which will be in the region of GBP 50k. This money will be used as a deposit/fittings and general purchase of a new property and we are activily looking now but want to find the 'right' place without…
-
Advice on Index tracker
I am new to investing and I want to invest a sum of £500 as a long term investment, 5 to 10 years. I have been reading around the subject and it seems that index trackers seem to be the easiest and wisest entrance into investing. I am particularly interested in the pacific tracker offered by legal and general. Can anybody…
-
ICICI bank identity
I have applied to open a bank account with them for the HiSAVE account. They require me to send in certified copies of documents. The thing is that I don't want to spend a lot of time and mony getting certified copies. I would not even know where to begin? Is there anyway round it? As most banks accept my bank statement…
-
Warning all Bradford and Bingley e saver 6 account holders, e saver 7 introduced
Bradford and Bingley have introduced e saver 7 from today (2/3/09) paying 3% AER (if over 1K balance) and inclusive of a 1.4% 12 month bonus. E saver 6 is no longer available and the rate has been cut to 2.6% AER (from 3.1% AER) from 1/3/09. Internet saver 3 is now paying 2.11% AER (was 2.71%). See…
-
Nationwide Member's ISA Bond - incorrect rate quoted
Nationwide Members ISA Bond interest rate has just gone down to 0.75% but I've just been looking at my online banking and have discovered that the MEmber's ISA Bonds that myself and DH hold are quoting interest rates of 7.5%. the bonds we have aren't on a fixed rate or term so I would have thought they should just be 0.75%…
-
Are My Life Savings Safe in UK Banks and in Sterling?
I have about £200,000 in life savings. If my bank went bust I would lose most my savings as only £50,000 is covered. One option is to spread the personal savings around and open bank accounts with 4 separately authorised banks and put £50,000 in each. But even this does not totally reassure me - and NS&I account would be…
-
Savers Rights: Name & Shame Accounts which hide interest rates
Does your savings account HIDE the interest rate? Why don't savings accounts statements tell us the exact interest rate we're earning? Even online accounts seem incapable; at best, clicking check current rates provides a list of scores of accounts; not your specific interest rate, leaving many mistakenly thinking they get…
-
I want to spread my savings over different institutions - who owns who?
Hi I want to spread my savings across the following savings companies, but I need to know that each account is fully protected. I.e. that one company doesn't own another. The companies are: Birmingham Midshires Alliance and Leicester Egg Ing Northern Rock Scarborough building society Grateful for advice. Thanks Terri
-
3% Abbey Branch Based Instant Access Saver Issue 3
Just been launched. Account gets applied for online, then is only transactional via a branch. Min 1000.00 Issue 2 rate has now dropped to 2.5% gross. :( http://www.abbey-products.com/product/IAS/more/ Is first year bonus 1% or 1.5%, :huh: you decide :rotfl: http://www.abbey-products.com/product/IAS/…
-
Egg savings - receiving Faster Payments
I sent a FP to my Egg savings a/c, sort code 40-61-99) on Friday at 15:58. This is not yet showing up in Egg. I was presuming the payments show up on the following working day.
-
AIG Enhanced Fund
Hello all, My parents have currently got their entire life savings locked into the above mentioned aig fund. As i`m sure your all aware this fund was frozen last November and clients had to decide either to take a 25% loss and cash in or to keep the money in until 2012 and receive all of it back(??!!). Obviously as every…
-
Can you haggle to get a bonus rate?
Hi, Wondered if any of you have done this? I've an egg savings account, which I've had for years and years. I jumped ship to Kaupthing, but put my saving back in egg just before they folded and became part of ING. Now their rate is poor, but they are offering a massive bonus to new customers. Has anyone managed to haggle…
-
Anyone got any shares that have dropped (but are still going to hold onto them?)
I just thought I'd mention this If you've got shares that used to be a lot higher but you're going to hold onto them to see if they go back up, it might be worth you transferring them into an ISA . there are cash ISAs and also Stocks and shares ISAs. Some Stocks and shares choose the investments for you (ie, you give them…
-
Halifax Websaver - Not Even a Savings Account!!!
Now paying 0.1% on my boyfriend's savings.. I am disgusted. He only has £1000, he's a student and he's worked hard to build up that nest egg. What can we do with this now? We need instant access savings for this. He already has an ISA with NS&I (direct one so OK rate, better than 0.1%!!!) Needs to have online access, no…
-
Help best return on savings
Hi I have received alumo sum which is currently sat in my current account. I am at a loss as to how to get the best return on it given whats happening in the news and with savings accounts. I do however need instant access in case anything crops up unexpectedly
