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AIG Enhanced Fund

Hello all,
My parents have currently got their entire life savings locked into the above mentioned aig fund. As i`m sure your all aware this fund was frozen last November and clients had to decide either to take a 25% loss and cash in or to keep the money in until 2012 and receive all of it back(??!!). Obviously as every week goes by AIG`s viability as a company seems to deteriorate and things start to look increasingly more worrying. I know that only 5% of their clients chose to cash in and take the loss. There was talk that the FSCS would guarantee 90% of the investment should the company go under but in practice would this actually happen or would they find a way of wriggling out of it?? Anyone with any knowledge would be much appreciated!!!

Cheers
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