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Women -----Last Chance Saloon
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Trust Funds??????
Hi Iwas wondering if anyone knew the answer to this? My parents in law want to place £5000 in a trust fund for our daughter when she is born (May 09). I understand that a child once they reach 16 has a say over where the monies is invested and at the age of 18 has access to the money. I am not overly happy with this…
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Has a FTSE tracker ever been a "good" investment?
Hi all, I've been looking around at various investment options over the past few months with a view to getting better returns than just keeping my savings as cash. Many articles by experts have been written stating that over the long term index trackers are very often better than actively managed funds, because they…
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cashing in premium bonds
Hi, I want to cash in a fair amount of premium bonds. I have purchased them over a number of years in regular £100 blocks. I have obtained the form from the post office and now realise I need to post every single certificate they have sent me. This will require posting a large parcel, has anyone else ever done this and if…
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Putting aside money for my son inheritance money let to me by my auntie
Hello, My auntie died last year & I'm about to receive my inheritance (not a huge amount in real terms but enough to want todo the right thing) I'm looking to put about £20,000 aside for my sons future & don't really know what the best way of saving it is! Is it better in the current financial climate to split it & put in…
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Halifax ISA Investor
I currently have an ISA Investor with the Halifax which was started with £7000 roughly split 50-50 with Cautious Management Fund and FTSE 100 Index Tracking. This has lost from its high in the last year but is still slightly above my original investment. Should I quit while still ahead or leave it in for a couple of years?
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Transferring to a new Internet Saver
I have just opened up a new Internet saver as the aer on my existing account is ridiculously low. Will I loss out on the interest in my existing account if I transfer the money now, before the year is up? :confused:
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Looking for fund focussing on high dividend shares
Hello, Before moving over to the UK from Germany, I had been investing in the DWS Top Dividende fund (DE000984811; http://www.dws.de/DE/facts/FactSheetHoldings.aspx?FundId=555). I am now looking for ISA eligible funds who have the same investment approach, focussing on global equities with a history of paying over the…
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Inherited Money
We inherited some money at the end of last year - here's what we did with it: First of all we don't have a mortgage or any debt so we didn't need to use any of it for that. We split it into 3 and opened the following new accounts: N/W 6mth bond - 2.6% interest fixed A&L eSaver Issue 3 - currently 2.45 interest variable…
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cash isa
with the low rate of interest on most cash isa`s would it not be better to deposit this money in a high paying savings account and pay the tax which will leave you a better rate of interest
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Investments via Discount Brokers: Class A vs Class X
hey everyone, I've been looking at various investment funds and I'm thinking of using some of my ISA shares allowance... but was wondering if you could explain something to me. I've looked at , say, the M&G Recovery Fund: http://www.h-l.co.uk/funds/security_details/sedol/3195970 The one on h-l are "class x" shares, which…
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ING (ex Kaupthing Edge)
On the 27th the following entry appeared on my new ING account: Increase Interest Accrual 5.67 The balance is the same before and after this entry. Monthly interest (NET) was paid on the 28th as expected. Does anybody know what this is? PurpleBox.
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ICEsave - tax information
Apologies if this has been covered in one of the various other ICEsave threads but they seem to be too numerous to go through completely. I've still got a couple of fixed term accounts with ICEsave and I'm wondering what happens with this year's tax certificates - will the FSA send them?
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Have spare £1000. Wanna dip my toe in share buying. Where do I start??
Firstly, I am aware that where there is money, there's likely to be crooks, so am not foolish enough to just go on Google and subscribe to an AMAZING get rich quick scheme. Call it luck, intuition, whatever you like, but I seem to have this knack of saying to myself........Hmmmmm, xxx company are not doing well at the…
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Paying Installments
Got a question that is a little tricky to figure out.... I have a bank loan for my business for which I pay an installment of 30000 each month...that is 360000 every year. My question is, is it necessary for the profit and loss account to show a profit of atleast 360000. Thanks for any help.
