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Reclaim PPI & other insurance

Archives for October 2020

Car Warranty
Do i have any chance of getting my money back. We purchased a car four years ago and ended up getting tied into a car Warranty (the salesman worded it that we wouldn't get the car loan without the warranty) My husband and myself always felt we had been duped but realised we had committed to this warranty. We where told…
High Rate Tax Payer
I'm a high rate tax payer but my PPI refund was taxed at 20%. I've not earned £500 in interest this year, so can I get this back or will HMRC just add more tax and say I hadn't paid enough?
Received tax refund 🤔but Haven’t received PPI refund
Hi, I put in my claim for PPI and after a year Barclaycard contacted me to do a check to confirm I was who I said I was, all was good and the case would be worked on. Months later I received a letter stating they had wrote to me years ago, ( to a home I had sold years previous to these letters ) concerning my PPI refund…
PPI claims after death and with debt
A dear friend of mine passed away recently and I am her executor. When she died, she had been trying to sort out reclaiming PPI for her mother, who had also passed away nearly four years ago. As my friend would have been the beneficiary of the claims (she inherited everything from her mother), her estate is now due the…
PPI fraudulent claim
Hi, I was power of Attorney for my mother's finances so a second name on her NatWest account as she had Dymentia. I mentioned to her that she should claim PPI as she never had all her life as a NatWest account holder. I filled the form in for her as she was not capable, and sent it off and forgot about it. Unfortunately…
Simon Mayo PPI reclaim
We put in a PPI claim before the deadline. We had an email from Simon Mayo stating that Lloyds confirmed we had one. Months and months went by and today we get an email saying that because Lloyds haven't answered subsequent emails, they want to close the case. I have obviously emailed Simon, but what is the next step??…
PPI Complaint or No PPI Complaint
On 29th August 2019 I complained to various banks about PPI mis-selling. A few successful payouts, but MBNA & Barclays said I was out of time. I referred to FOS and they also said that my complaints on 29th August were PPI checker enquiries and could not take matters further. Is this correct?
Pet Insurance
I currently have pet insurance with Pet Plan (came with pup from breeder and I just extended to get it off my plate for a few months). I know from previous experience that it will balloon massively if I just 'inertia renew'.Anyway, my question is a more general one. I would prefer to self-insure ie put the premium into a…
Black horse ppi cheque
Hi anyone still waiting a month after they have been promised by the company for their cheque to arrive ?
Mobile Phone that I received from a home insurance claim is now faulty
I have a samsung S8 phone since January 2018. For the last few months every call I take; the receiver says they cannot hear me i.e. as someone said "it sounds like you are in a hole/tunnel". I have no issues hearing the receiver. I have done some troubleshooting today. I have tried disabling apps; deleting caches; cleaning…
Ppi after deadline
I have 2 morgages with northern rock, 1 sub morgage for small amount, i have had these 15 years on reading posts here i am guessing that theres a good chance i had ppi, i had a ppi company investigating claims, but this morgage and a black horse loan were missed off, just looking for advise how to proceed, as i read there…
PPI claim questions (ft. Allay)
Hi, all. Hope you're all doing okay in these wild times. I'm (still) clueless about a lot of this, so please be gentle! Hoping for some advice from those in the know about PPI and/or the company. I submitted a PPI claim via Allay in August last year. I know some people have had bad dealings with Allay, given what forum…
Hidenda PPI fee help
hello, one of my family members used hidenda for a PPI check thinking there was no chance he was due any money from anyone, it infact turned out he was due a PPI refund which has subsequently been paid to him, hidenda have been chasing him for their "fee" for the last 5 or 6 months, it went quiet for a while but today he…
Halifax PPI claim rejected
Hi guys. I’ve had my claim rejected by the Halifax and not sure on what grounds to appeal. Can I go straight to the ombudsman on the grounds that I had no idea I had ppi on top of the mortgage?
Please help Black Horse PPI nightmare
Hi, can anyone give me some advice on a PPI claim with Black Horse? I began a claim in March 2019 when I requested a copy of my loan agreement. They sent a letter asking for evidence of my name change. I sent a copy of my marriage certificate. I heard nothing from them! I decided to go through the Claims Guys! Big mistake!…
black horse ppi reclaim problems.
evening folks, sorry if this has been asked before but i'm new here & looking for some help/advise. as the title states this is to do with a black horse finance ppi reclaim. i'll start from the beginning, early june last year i decided to see if a loan i had with black horse finance about 10yr's ago had any ppi on it (i…
PPI claims invoice ?
Just got home to a nice letter from jps financial (see attached) Can they do this ?
Bank-Smart
I have contacted by Bank Smart, who I'm unsure of and if I've signed anything with this company. The only company I had dealings with made all contact details available inc. Telephone number. Which this company does not have. They want £300+ as I have breached the t&cs that I've signed an agreement with? I'm not even sure…
Halifax total mortgage protection plan
I've just had a letter from Halifax regarding this policy. Apparently they should have sent annual reviews between 2014 to 2019 but they didn't. The wording says- "If you think you would have cancelled your policy sooner if you'd have got the reviews at the right time, you may be eligible for a refund of some of the…
PPI Claim - Coban Solutions/DCB Legal
Good evening everyone, First time poster here, so apologies if this kind of issue has been covered in the past. A couple of years ago I filled in an initial enquiry sheet with Coban Solutions Ltd who were offering to help people claim PPI. To be honest I was being lazy and looking for an easy option. However, after…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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