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claiming ppi from a Halifax mortgage
Hi guys I have sent a claim off to the Halifax for ppi from my previous mortgage. I had the mortgage(arranged for me by a broker) from 2005 until 2017 and took it out as a single person. At the time the Halifax rang me regarding the mortgage and i remember a long phone call with a chap asking me lots of questions re my…
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Claiming PPI for deseased Father
My father in law ( my partners Dad) sadly passed away last year and my sister in law has been dealing with his estate it didn’t have to go to probate because the money in his accounts didn’t hit the threshold. Anyway she made sure all the post was forwarded to her address in England he lived in Scotland. A few months back…
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Just beginning PPI complaints! Couple of Qs
Evening all! I am new to PPI and had lots of different companies years ago I possibly had this with but my husband and I had full insurance with legal and general. I started ringing around today and Lloyds said they could nt find me on their initial system (4 loans from 2002 to 2009 and 1 credit card). All paid off and…
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Egg ,reclaiming PPI - SAR?
Hi, I had an Egg Loan and Credit card waaaaay back in the early noughties. I have confirmed Canada Square Operations my account numbers and that i had PPI on both those accounts so i am now going through their claim forms. However, i cannot for the life of remember the exact dates i took out the card/loan or how i took…
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PPI rejected
Hi wonder if anyone can help. I recently put a claim in with egg (Canada square operations) which was one of many accounts I had many years ago. It came back rejected on 2 questions. One was did I get sick pay/redundancy etc... at the time I couldn't remember exactly how long but ticked the 6 month one. I know though that…
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Claiming if I Defaulted?
Hi all, I ask for some advice, Back in the early 2000's I was young and irresponsible and defaulted (Basically ran away) on a number of credit cards and a Bank Loan as I was living overseas. Now I know the debt for the bank loan was sold on to a debt reclaim company and the bank account closed by the bank (HSBC), but I was…
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PPI and bankrupt
I was subject to bankruptcy some 10 years ago due to being out of work. I put a claim in for PPI after discharge and was successful, this payment went into my estate. So I was paying insurance on my loan, credit card and car finance. Had I have known this I may not have gone bankrupt as my payments would have been covered.…
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Santander Topman/Topshop/Dorothy Perkins Claim
Wrote to Santander 3 years ago and had a reply with all my documentation returned stating that they would look into refunding my PPI claim I rang them again today to be told that this is now being upheld by the FSA and they are awaiting guidance whether to pay out the clsim or not... anyone else having similar issues ?…
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Rejected by Santander
I had contacted Santander about possible PPI on a storecard provided by GE but it was rejected. I have just received a letter to say they "couldn't deal with this aspect of your complaint until the Financial Conduct Authority set out its position on undisclosed commission." It goes on to say that new rules & guidance from…
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Conveyancing
I am currently in a dispute with my Solicitors who I used to purchase my house almost 3 years ago. When I came to remortgage June 18 I thought the solicitors acting on my behalf were just useless (previous experience led me to believe they all were). After lots of digging by myself and conversations with them though it was…
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Plevin claim limitations
Hi, Apologies if this has been answered before, but I can't seem to find any reference to it. I believe Plevin claims for PPI on credit cards are limited to those which were active in April 2008. Is April 2008 also the limiting date for which repayment of commission would be paid? For example, I have discovered that I had…
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FarTrade Practice - Scam?
Hi I registered with the fair trade practice for PPI claims and they only managed to find one instance of £109 with a credit card lender. They have said that the award has been kept by the lender and put towards the 'outstanding balance'. The card account was settled in July 2005 and has been closed since. However now the…
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Welcome Finance question
Hello, I'm new here and was looking for any advice. Apologies if this is not the best place to post, I have not yet learned the ropes. Here goes: I took out a secured loan with Welcome Finance in 2004 (I know, I was young and crazy). As a result of a couple of pretty massive catastrophes, I still have the loan, which was…
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Natwest Advantage gold charges
For years we paid from £8 to £12.95 each month for our Advantage gold current account feature at Natwest without realizing that the insurance offered with this did not cover me due to my pre existing medical condition. Can any of this be reclaimed? I remember cancelling this after several months of the new rate of £12.95…
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PPI Claim Rejected by Ombudsman
Hi, I had a HP Loan with Lombard Tricity Finance in 1997 for an Appliance which had PPI automatically added. I complained to Santander as they took over Lombard Tricity Finance, after many months writing and phoning they said I could take it up with the FOS, which I did. The claim was rejected by the FOS as they said, the…
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PPI and catalogues
my mother has dementia and I have POA over finances -she had many catolgues over the years I am sure she paid PPI - is it best I use a PPI collection agency and send the POA once to them or do I have to pay to have several certified copies and contact each catalogue myself - what is best
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PPI Cardif Pinnacle
Did I read on this forum somewhere that a member was having trouble with this company ie involving the press or something dodgy. It was about a year ago when I first started looking into reclaiming ppi. This insurance was taken out to cover a bank loan for a car. It was taken out voluntarily as there was no explanations at…
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Car Loan 1986 - who was the finance with?
I had a loan in order to purchase a new car in 1986/87. I would like to check if I had PPI, but I do not remember who the finance was with. Does anyone know who the finance company would have been when purchasing from Vauxhall back in 1986? Thank you for any advice.
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Golf club subscriptions
Hi all, (unsure which section to post) just received notification of golf club fees. As expected the annual fee is increasing, now I've no complaints regarding the increase as the course has clearly benefited from extra work this season plus the subscriptions have remained static for several years. Historically there has…
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PPI claim NOT opened by me but resolved...? HELP!
I have recently used a 3rd party company to check for past PPI. One bank I had a loan with has replied stating that they have previously resolved / settled a dispute directly with me. It would seem that back in 2013 I was sent a letter from the bank stating that the PPI was not mis-sold and if I want to dispute their…
