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Premium payment benefit??
Hi, my husband and I took out a self assurance policy in 2002 which we are still paying with Scottish Provident. I became aware thT Included in my premium is £14.97 in respect of premium payment benefit(sickness accident or disability) I contacted Scottish Provident explaining I had been missold this premium and was…
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Next and PPI
Hi, I sent an email to Next querying an account opened in 1990 with ppi added automatically when I was a student. Next claim I actually opened the account in 1992 and to speak to First Assist as they are responsible for the policy as Next were only responsible for the sale of the policy. What should my next steps be with…
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Capital One say it was not missold
Hi, I had contacted Capital One using their template. The main reason why I feel it was missold is that at the time I was a civil servant and am covered for 12 months (the same period that PPI would have been payable for) for sickness. I did tick the box on the original form which they sent me but I believe this should not…
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Issue with car insurance policy due to previous insurer
Before Christmas 2015, our house was broken into and as a result, the car was stolen. The car was recovered but the thieves were never caught. Due to the damage that had been done to the car as a result of the burglary, the insurance company we were with at the time, decided to write the car off as the damage would cost…
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Miss Sold Life Insurance
Hi need some advice I've been checking out my policies as I know some are due to run out and noticed it looks like ive been miss sold one I took out 3 life policies for my mortgage when we changed from endowment to repayment to cover myself and wife if either one of us died or become terminal ill 2 covered us for the…
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Revisiting Lloyds TSB PPI Claim
Hi All, Around end of 2012 we got some PPI from Lloyds TSB & a couple of other companies, however after speaking with friends, they have advised that I should check to see if I may have been paid comparitive/alternative redress (sure that's what he said - I'm not good with all this stuff, lol). We had used a CMC to deal…
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Revoking a Contract With Claims Management Company
Is this possible ? - got kind of led into agreeing to let them take the claim on, they done a "free" search and when they contacted me to say they had found PPI on an old MBNA loan I was convinced over the phone verbally to agree that they could pursue the claim, I never signed anything in writing to confirm this. It has…
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I need help with disolved lender?
Hi I need some advice. My mum had a loan out with Swift in which she received correspondence recently about 3 years mis-sold PPI. When she rang them they told her as she had gone through a Broker she would need to contact them about it and was given a number to call. This number went through to an unrelated business. The…
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PPI query
Hi, I have already managed to claim back over £7K for missold PPI, however I have a question on whether I can claim again? My husband and I took out a mortgage with Northern Rock in January 2005 and took out a Mortgage and Payment Protection scheme through D&D Homecare Limited (Disability and Unemployment cover) and…
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should i bother?
Hi everyone, i have had a stack of mortgages and loans over the years, stretching back about 20, and i would imagine there is a high chance i have a legitimate PPI claim somewhere-the problem is i can't remember precisely who all of these were with (esp the mortgages) and even the specific addresses some are linked to-i…
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Yorkshire Bank PPI offer
Hi, I made a PPI claim to YB back in 2007 which was rejected. You can imagine my surprise when I arrived home yesterday to find a letter saying that they have reviewed my claim and are offering to pay the PPI back (for 2 loans) plus 8% interest :j Just wanted your opinion on whether I should just accept their figures and…
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Lloyds PPI claim accidently through CMC
Has anyone else accidently entered into a claim with Professional Personal Claims through their lloydstsb-ppi.co.uk link?
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Historic Mortgage PPI claim
Hi, I have found a letter in my elderly father's house from 1999 from Royal & Sun Alliance. It is a reminder stating that his Mortgage Protection Policy (which has provided life cover) has expired. I have no idea how long he paid Mortgage PPI or if he renewed. Is this worth pursuing? It's quite old and it includes life…
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Claiming as an Executor
Hello, I've been looking into claiming PPI for a deceased relative. I know she held a number of store cards and three mortgages but i am unsure of the account numbers. I understand most companies can search without these but the majority that I've spoken to are unable to offer a service for executor claims. Does anyone…
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Is this PPI mis-selling?
Hi Folks, This post may result in us being called the most gullible couple in history, but here goes. Myself and my partner took out a mortgage in 2008, using a broker. At the time we were told that we needed to protect this mortgage with a protection policy, we pay something like £55/month to L&G. Is this the so called…
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HSBC Credit Card Agreement Request
I need some advice please. I recently sent a letter into HSBC asking for the original credit agreement from a credit card I had with them a while ago, this was with the intention to see if I had take out PPI witha view to claiming back. I received a response from them which was a lot of legal blurb, included with the…
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Egg ppi claim
I had an Egg card from 2003 up until they were taken over by Barclaycard I was then converted to a Barclaycard Can I claim for any ppi paid to Egg and if do who should I contact Thanks Mark
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Investigating PPI on behalf of deceased father
Hey! So I'm in the midst of a tonne of documents trying to figure out if my dad did or didn't have PPI. The problems I'm coming across are that the documents are from before 2005 and number two, I'm struggling with how do I go about contacting the relevant companies to see if he was missold ppi. Don't really know if he was…
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RBS Recommended box on credit card application form
I took out a RBS credit card many years ago and it was at a time when i was not aware of what PPI was. I applied for the card via the post and don't remember ever seeing a leaflet with the form explaining PPI. There was a box on the form for PPI All it said was optional but in brackets it said "RECOMMENDED" so i ticked it…
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Lloyds not giving final response until FCA release new guidance
My Wife has made a claim for PPI against Lloyds for some loans several years ago. Main points being it was never fully explained to her and was told she needed to take this out for her to be given the loan. She also had a separate critical illness policy, entitled to 6 months full pay and 6 months half pay from her…
